Lake City Homes with HOA

Lake City Homes with HOA

Welcome to Lake City, Florida – a hidden gem nestled in the heart of Columbia County! Known for its picturesque landscapes and friendly community, Lake City offers a unique blend of small-town charm and modern conveniences. With its lush greenery, stunning lakes, and rich history, this vibrant city is the perfect place to call home.

Lake City is conveniently located at the crossroads of Interstate 75 and Interstate 10, making it an ideal spot for commuters and travelers alike. Its proximity to the natural wonders of the Suwannee River and the scenic beauty of the Osceola National Forest provides residents with endless opportunities for outdoor adventures, including hiking, fishing, and boating.

When it comes to finding your dream home in Lake City, you'll discover a variety of options, including homes within neighborhoods governed by Homeowners Associations (HOAs). These communities often feature beautifully maintained common areas, recreational amenities, and a strong sense of camaraderie among neighbors. Living in an HOA can provide peace of mind, as many associations enforce rules that help maintain property values and enhance the overall aesthetic of the community.

Whether you’re looking for a cozy single-family home or a spacious property with ample outdoor space, Lake City’s real estate market has something for everyone. Experience the warmth of Southern hospitality and the beauty of nature right at your doorstep. Come explore Lake City, where your dream home awaits!

Newest Lake City Homes with HOA

203 Sw Silver Palm Drive, Lake City
$359,900
4 Beds ⋅ 2 Baths ⋅ TB8554397 MLS
LOWEST PRICE OF ANY AVAILABLE HOME in this Community! Best Deal in this premier Lake City community. Home is now vacant for IMMEDIATE OCCUPANCY at Closing. Exceptional W-I-D-E Frontage on this particular Building Lot with Privacy Fencing. Proximity of the home to highest value properties. Dynamic one-off Stone fascia Frontage on the house not seen elsewhere in the subdivision by Adams Homes. Inclusion of needed functional elements that would otherwise need to be purchased separately: Master Bath with Garden Tub and separate Tiled Shower. Full Matching Window Treatments Throughout. Frigidaire® Gallery Model Refrigerator / Freezer. GE® Profile high capacity Clothes Washer & Dryer. Pentair® Reverse Osmosis Drinking Water System in Kitchen. Five (5) Installed Ceiling Fans. Upgraded Lighting. In-Wall Safe for valuables. 6” Rain Gutters, Downspouts. House is Adult-Owned, smoke free & pet-free. Luxury Living starts here in one of Lake City’s Most Sought-After Communities! Welcome to The Preserve at Laurel Lake, where luxury, location, and exceptional value come together in this stunning 2025 Adams Homes residence. This move-in-ready home offers 4 spacious bedrooms and an open-concept floor plan with soaring ceilings, abundant natural light, luxury vinyl plank flooring, granite countertops, and a private owner’s retreat. Thoughtful features include a built-in security safe, drinking water filtration system in the kitchen, white privacy fencing, and a covered lanai overlooking the backyard, perfect for entertaining, relaxing, or enjoying peaceful North Florida evenings. Community amenities include a resort-style pool, tennis and basketball courts, playground, clubhouse, sidewalks, and beautifully maintained common areas, all with a low HOA. Conveniently located minutes from I-75 and I-10, with quick access to shopping, dining, medical facilities, and everyday conveniences, while still offering the quiet charm of one of Lake City’s premier neighborhoods. Outdoor enthusiasts will appreciate nearby Ichetucknee Springs, the Santa Fe River, and opportunities for kayaking, tubing, fishing, hiking, and exploring North Florida’s natural beauty. A-rated schools are also nearby, offering an ideal combination of lifestyle, location, and value.

203 Sw Silver Palm Drive, Lake City
619 Sw Bellflower, Lake City
$415,000
3 Beds ⋅ 2 Baths ⋅ GC542651 MLS
This stunning 3 bedroom, 2 bathroom home features an open split floor plan, spacious primary suite, gourmet kitchen with granite countertops and stainless steel appliances, indoor laundry, and a 2 car garage. Enjoy all the amenities that the Preserve at Laurel Lake has to offer, including a community pool, clubhouse, tennis courts, and basketball courts. Perfectly situated just minutes from schools, hospitals, shopping, and dining. Schedule your private showing today before it's gone!

619 Sw Bellflower, Lake City
213 Sw Bellflower Drive, Lake City
$417,100
4 Beds ⋅ 3 Baths ⋅ GC543845 MLS
Under Construction. Under Construction. Looking for room to spread out? As one of the largest and most versatile single-story floor plans in The Preserve at Laurel Lake, this 4-bedroom, 3-bath home offers more than 2,200 square feet designed for comfort, flexibility, and everyday living. With three full bathrooms and a layout that provides both privacy and functionality, this home is ideal for growing families, multigenerational living, or anyone who simply appreciates extra space. The open-concept design creates a natural gathering place, with the spacious kitchen overlooking the living and dining areas. Quartz countertops throughout, luxury vinyl plank flooring in the main living areas, and stainless steel appliances provide the modern finishes today's buyers are looking for. The oversized primary suite serves as a private retreat featuring a tray ceiling, double vanity, and a 5 ft tiled wall shower. A private en-suite bath for the second bedroom offers added comfort for guests or family members, while the third and fourth bedrooms share a spacious Jack-and-Jill bathroom, giving everyone their own space without sacrificing convenience. A covered rear patio and 2-car garage complete the home. Now is the perfect time to secure this home and prepare for a move into one of The Preserves most desirable floor plans. Explore the benefits of new construction—including lower maintenance, modern energy efficiency, and potential homeowners insurance savings—this home offers exceptional long-term value. Located in The Preserve at Laurel Lake, Lake City's premiere amenity community. Enjoy a peaceful neighborhood setting while remaining just minutes from shopping, dining, schools, and I-75.

213 Sw Bellflower Drive, Lake City
437 Se Rosewood Circle, Lake City
$249,900
3 Beds ⋅ 2 Baths ⋅ GC543632 MLS
Check out this well-maintained 3-bedroom, 2-bath home tucked away in Eastside Village, a 55+ HOA community in Lake City that is for sale. Whether you’re looking to simplify, downsize, or just enjoy a home that’s ready for you to move right in, this one checks a lot of boxes! Inside, you’ll find a comfortable layout with a spacious main living area and plenty of room to relax and entertain. The owner’s suite has a generous walk-in closet and ensuite bathroom with a shower. The other 2 bedrooms are on the other side of the home with a full bathroom with a tub/shower combo. The home has been lovingly maintained and features a roof that’s one year old, giving you one less big-ticket item to worry about and also includes a water treatment system. Step outside and enjoy the fenced backyard, perfect for gardening or letting your four-legged friends enjoy some outdoor time. There are screened front AND back porches giving you great spaces to enjoy a morning cup of coffee and relax. The 2-car garage provides plenty of room for parking, storage, and all those extras that tend to come with homeownership. Located in Lake City, you’ll have the convenience of nearby shopping, dining, medical facilities, and everyday amenities while still enjoying the relaxed feel of a residential community. And not far away are rivers, lakes, springs & more for outdoor adventures! This is North Florida living made easy! Come take a look and see if this home is right for you!

437 Se Rosewood Circle, Lake City
159 Sw Governors Glen, Lake City
$879,900
4 Beds ⋅ 3 Baths ⋅ GC543597 MLS
Welcome to this stunning custom-built modern farmhouse Sitting on 2.5 private acres in the sought-after Rose Creek Plantation community of Lake City. Built in 2024, this 4-bedroom, 2.5-bathroom, 2,712 SF home showcases exceptional craftsmanship and designer finishes throughout. The inviting exterior features HardiePlank siding, split-color Andersen windows, a spacious front porch with bed swing, and beautifully manicured grounds.Inside, soaring cathedral and coffered ceilings, rich luxury vinyl floors, stained exposed beams, and 8-foot doors create a warm yet impressive atmosphere. The open-concept great room and kitchen feature custom hardwood cabinetry with white oak accents, quartz countertops, hidden walk-in pantry with butcher-block tops, coffee bar, premium appliances, and custom trim throughout. The spacious primary suite offers a fireplace, freestanding soaking tub, zero-entry rain shower, dual vanities, and an expansive custom closet. Additional highlights include a dedicated office with built-ins, custom bunk beds in one secondary bedroom, 2.5 bathrooms, custom arrival center, and laundry room with washer and dryer.The screened rear porch overlooks a fenced yard with three-rail fencing, timber swing set, wide-open views, and an outdoor kitchen—perfect for entertaining or enjoying the peaceful surroundings.A true standout is the 1,120 SF air-conditioned shop with epoxy floors, ideal for a hobbyist, car enthusiast, or business owner. The attached two-car garage also features custom cabinetry and epoxy flooring. Additional features include spray-foam insulation in the walls and roof deck, high-efficiency AC, tankless water heater, 250-gallon underground propane tank, hand-pump well, and fireplaces in both the living room and primary suite. Just minutes from Lake City conveniences while offering the privacy and open space of country living, this exceptional property is truly move-in ready and unlike anything else.

159 Sw Governors Glen, Lake City
526 Nw Savannah Circle, Lake City
$349,900
4 Beds ⋅ 3 Baths ⋅ TB8545495 MLS
PRICED TO SELL! $5K SELLER CREDIT TOWARD PREPAID ITEMS! BRAND NEW ROOF 2025, NEW AC 2026, AND NEW WATER HEATER 2026. ALL THREE MAJOR SYSTEMS DONE AND THIS HOME IS MOVE-IN READY! Welcome home to this beautiful 4 bedroom home nestled on a generous half-acre lot in the desirable Oak Meadow Plantation community of Lake City. Step inside and immediately feel the warmth of a home that has been thoughtfully cared for. Beautiful laminate, tile, and wood flooring flow throughout the main living areas, a cozy wood-burning fireplace anchors the family room, and the open layout with two separate living spaces gives everyone room to breathe. The kitchen flows naturally to the dining and living areas, great for everyday living and entertaining. When it is time to enjoy the outdoors you have options. Relax on the screened patio, hang out under the covered patio, or enjoy the fully fenced private backyard that stretches across a full half acre. The attached 2-car garage keeps your vehicles protected and the full appliance package means everything you need is already included. Oak Meadow Plantation is one of Lake City's most charming communities, lined with mature oak trees and centered around a beautiful neighborhood pond with a low HOA of only approx. $330 per year and no CDD. Flood Zone X so no flood insurance required. Minutes from I-75, US-90, downtown Lake City, shopping, dining, and Lake City Medical Center. All financing welcome including FHA, VA, and conventional. A home this updated, this spacious, and in a community this special does not stay on the market long.

526 Nw Savannah Circle, Lake City
133 Sw Bellflower Drive, Lake City
$416,650
4 Beds ⋅ 3 Baths ⋅ GC542330 MLS
Under Construction. GOING UP! This new construction home with 4 bedrooms and 3 full bathrooms is currently being built in the Preserve at Laurel Lake! Open concept with split bedroom plan. There is a jack and jill bath and a beautiful back view of a wooded area!

133 Sw Bellflower Drive, Lake City
149 Sw Bellflower Drive, Lake City
$412,150
4 Beds ⋅ 2 Baths ⋅ GC542262 MLS
Under Construction. Under Construction! Pre-construction with vaulted and elevated ceilings plus ample windows along the rear and front main living areas. This beautiful 4 bedroom, 2 bath, 2 car garage home sits on a peaceful homesite. In addition to a formal living and dining room, the kitchen with 36" upper custom wood cabinets with crown molding, granite kitchen counter tops, energy efficient appliances and separate pantry. The home boasts a breakfast bar and a separate breakfast nook. There is a spacious primary suite has a private entry from the covered patio and the ensuite 5 ft tiled wall to wall walk in shower, two walk in closets and a double sink vanity! Enjoy outdoor entertaining in this peaceful community on the home's large rear covered 8x27 lanai!

149 Sw Bellflower Drive, Lake City
819 Nw Savannah Circle, Lake City
$77,500
TB8499294 MLS
Seize this rare chance to own an expansive, contiguous parcel in a highly desirable Lake City neighborhood of Oak Meadow/ Forest Meadows. This premium real estate offering combines two side-by-side, independent lots into one massive 1.63-acre footprint, providing unparalleled space, privacy, and investment flexibility. Lot 1 (819 NW Savannah Cir.): 0.84 Acres Lot 2 (847 NW Savannah Cir.): 0.79 Acres Dual-Home Flexibility: Because this sale includes two legally distinct parcels, you have the unique right to **build a home on each lot**. This makes it an ideal setup for a multi-generational family compound, a primary residence with a detached guest house, or a savvy build-and-sell investment strategy. Cost-Saving Homesites: Save thousands on clearing costs! Both lots are already mostly cleared of heavy timber precisely where the future home footprints could sit, while still retaining beautiful rear perimeter trees for natural privacy. Waterfront Appeal: Enjoy serene, picturesque views. Both properties back up to a beautiful shared community pond, offering a peaceful backdrop and potential for backyard outdoor living spaces. Don't miss out on one of the most versatile land packages available in Lake City. Contact us today for more details or to schedule a walkthrough! **Please Note:** While this property offers incredible potential, buyers are highly encouraged to perform their own independent research, due diligence, and verification prior to purchase. Please verify all information regarding zoning, utilities, building codes, HOA regulations (if applicable), and environmental restrictions with Columbia County authorities.

819 Nw Savannah Circle, Lake City
537 Sw Windsor Drive, Lake City
$1,480,000
4 Beds ⋅ 5 Baths ⋅ GC540769 MLS
Where Timeless Elegance Meets Peaceful Country Living! This extraordinary estate located in the gated Hills of Windsor Community offers luxury, privacy, and space to truly live. Featuring appx 7,800 square feet on approximately 3 beautifully private acres, this custom-built home showcases 4 bedrooms, 4.5 bathrooms, a dedicated office, hand-scraped wood floors, soaring ceilings, custom finishes, and a chef’s dream kitchen with premium appliances and a butler’s pantry. From the grand double staircase entry and stately columns to the resort-style pool and manicured grounds, every detail of this estate was designed to impress. The detached 3-car garage offers an apartment with additional 2 bedrooms and 2 bathrooms, ideal for guests, multi-generational living, a private executive office, or income-producing potential. Enjoy the lifestyle that high-end living was meant to offer with expansive entertaining spaces, timeless brick architecture, luxurious craftsmanship, and the privacy of a gated community surrounded by natural beauty. Whether you’re hosting guests by the pool, relaxing under soaring ceilings, or enjoying the serenity of your private acreage, this home delivers elegance at every turn. Conveniently located near I-75, shopping, dining, and medical facilities, this one-of-a-kind estate perfectly blends upscale comfort with everyday convenience.

537 Sw Windsor Drive, Lake City
1146 Sw Mandiba Drive, Lake City
$635,000
4 Beds ⋅ 3 Baths ⋅ GC540197 MLS
Calling all horse lovers! Experience luxury living and peaceful North Florida charm in this exceptional 4-bedroom, 3-bath custom home situated on a beautifully landscaped 1-acre lot in the highly sought-after equestrian community of The Oaks in Lake City. Built with quality craftsmanship and loaded with upgrades, this stunning residence offers the perfect blend of elegance, comfort, and functionality. From the moment you enter the inviting foyer, you are welcomed into a spacious great room featuring a tray ceiling, expansive windows, and an abundance of natural light that creates a warm and inviting atmosphere. The open-concept kitchen is designed to impress with a large quartz-topped island, subway tile backsplash, smooth-top range and oven, spacious breakfast nook, oversized dining area, custom walk-in pantry, and abundant cabinetry ideal for both entertaining and everyday living. The thoughtfully designed split floor plan offers privacy and flexibility, including a tucked-away fourth bedroom perfect for guests, a home office, den, or flex space. Hidden barn doors connecting two bedrooms and a bathroom, add charm and character to the home’s design. The luxurious owner’s suite serves as a true retreat with a spa-inspired bathroom featuring dual vanities, a standalone soaking tub, oversized walk-in tiled shower, and a custom California-style walk-in closet complete with built-in shelving and laundry hamper. Additional interior features include remote-controlled ceiling fans throughout, a spacious laundry room with utility sink and large storage closet, pull-down attic access, AT&T Fiber internet, Culligan water system, hot water recirculation pump, and a whole-house Generac generator for added convenience and peace of mind. Step outside into your private backyard oasis featuring a screened covered porch with paver flooring, heated saltwater pool and spa, app-controlled pool system, paver walkways, and a fully fenced backyard with durable horse board fencing. Enjoy the beauty and serenity of nature with riding trails located directly behind the property. The Oaks is a premier equestrian-friendly community offering riding trails throughout the neighborhood along with community stables and boarding facilities conveniently located within the community. Residents also enjoy scenic green spaces, riding arenas, dressage areas, round pens, and exceptional equestrian amenities designed for a variety of riding disciplines. Conveniently located near shopping, dining, medical facilities, and major roadways, this remarkable property offers luxury, privacy, and an exceptional lifestyle all in one extraordinary package.

1146 Sw Mandiba Drive, Lake City
Sw Kimberly Lane Lot 6 Drive, Lake City
$475,000
4 Beds ⋅ 2 Baths ⋅ GC538977 MLS
Pre-Construction. To be built. Home construction shall commence with Gibraltar Contracting LLC upon signing contract for construction with buyer. Discover this beautifully designed 4 bed / 2 bath craftsman-style home that blends comfort, style, and timeless appeal. This thoughtfully crafted high-end home showcases craftsman-style trim, luxury vinyl plank flooring, stone countertops, and stainless steel appliances. Personalize the finishes to match your vision — buyers can select flooring, cabinetry colors, countertops, and fixtures to create a space that perfectly matches your style. Call today and take the first step toward your dream home! *Photos are from same model with some additional cost upgrades. Not actual home. Home is to be built.

Sw Kimberly Lane Lot 6 Drive, Lake City
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