St Cloud (Harmony) Homes with 55+

St Cloud (Harmony) Homes with 55+

Welcome to St. Cloud, a hidden gem nestled in the heart of Osceola County, Florida. Known for its charming small-town atmosphere and stunning natural beauty, St. Cloud offers a vibrant lifestyle that caters to everyone, especially those aged 55 and over. This welcoming community is perfect for retirees and active adults seeking a serene yet engaging environment.

St. Cloud boasts picturesque lakes, lush parks, and a rich history that invites exploration. The area is dotted with beautiful walking trails and recreational areas, making it easy to enjoy the great outdoors. The nearby Lake Tohopekaliga provides opportunities for fishing, boating, and picnicking, while the downtown area features delightful shops, restaurants, and local events that foster a sense of community.

For those aged 55 and better, St. Cloud offers a variety of homes designed with your lifestyle in mind. From low-maintenance villas to spacious single-family homes, the real estate options here are as diverse as the residents themselves. Many communities cater specifically to active adults, featuring amenities like clubhouses, fitness centers, and organized activities that encourage social engagement and wellness.

Living in St. Cloud means enjoying a relaxed pace of life while remaining conveniently close to the vibrant attractions of Central Florida. With easy access to Orlando's world-famous theme parks, shopping, and dining, you'll find the perfect balance between tranquility and adventure.

Discover the charm of St. Cloud, where your next chapter awaits in a thriving 55+ community that feels like home. Embrace the lifestyle you deserve in this beautiful corner of Florida!

Newest St Cloud (Harmony) Homes with 55+

3113 Songbird Cir, St Cloud (Harmony)
$379,500
3 Beds ⋅ 2 Baths ⋅ O6448223 MLS
Experience refined Florida living in The Lakes at Harmony, one of Central Florida’s most sought-after 55+ golf and nature communities. An added value: the CDD bond/debt portion has been PAID IN FULL, with only the O&M portion remaining. This beautifully appointed 3-bedroom, 2-bath residence welcomes you with lush landscaping and an inviting sense of elegance. Inside, the bright open-concept floor plan is enhanced by crown molding and abundant natural light. The stylish kitchen serves as the heart of the home, showcasing 42-inch cabinetry, gleaming quartz countertops, generous workspace and a seamless flow into the spacious living and dining areas. Step outside to the screened lanai, an ideal retreat for morning coffee, evening cocktails or entertaining friends while enjoying Florida’s year-round outdoor lifestyle. Residents enjoy exclusive access to a beautiful resort-style clubhouse featuring a zero-entry pool, fitness center, pickleball and tennis courts, social clubs and a wide variety of community activities. The Harmony lifestyle also includes access to the acclaimed Harmony Golf Preserve, scenic walking trails, pristine lakes and thousands of acres of protected conservation land—creating an exceptional setting for golf enthusiasts and nature lovers alike. Conveniently located approximately 30 minutes from Orlando International Airport and about 40 minutes from Orlando’s world-famous attractions and Florida’s Atlantic beaches, this home offers an exceptional combination of luxury, recreation and natural beauty. Experience the very best of Florida living in one of the area’s most desirable communities. Buyer to verify all room dimensions, square footage and HOA restrictions.

3113 Songbird Cir, St Cloud (Harmony)
3306 Sagebrush Street, Harmony
$480,000
4 Beds ⋅ 3 Baths ⋅ O6446401 MLS
ATTENTION 55+ active adults looking for the perfect home and community to retire at! Look no more! Come see this beautiful former model home, built by Cal-Atlantic, located in the fun-loving Harmony South Lakes neighborhood. Enjoy the open floor plan with glass sliders leading out to the roomy screened in lanai with tranquil views of the pond and golf course beyond. The kitchen, centrally located, with its granite countertops, stainless steel appliances and a prepping island is open to the family room providing a comfortable hosting experience when entertaining. This model home boasts a huge bonus room at the top of the stairway showcasing brick veneer walls and granite countertops, perfect for a home office, craft room or fourth bedroom, plus there is a full bathroom up there too. The second bonus/family room is located between two guest rooms, giving your guests their own private parlor if they are needing a little quiet time of their own. Living at the Lakes of Harmony gives you the opportunity to get out and have some fun at the private clubhouse with its gorgeous pool, gym, courts and recreation/gathering areas where you're sure to meet some friends to go play a round of golf on the Harmony championship golf course or to take part in one of the many Harmony Lakes active adult activities each month. Harmony is in a fantastic location! Just approximately a 30-minute drive east to I-95 at Melbourne or drive 15 more minutes and arrive at the Melbourne Beaches where you can enjoy the sand and surf! When driving West from Harmony you are approximately 20 minutes to the FL. Turnpike and Kissimmee. Drive north for 30 minutes and you will find the renowned Lake Nona and the Medical City. Orlando International Airport is approximately 40-45 minutes northwest of Harmony as well. This is a beautiful hidden Jem of a neighborhood! Make your viewing appointment today!

3306 Sagebrush Street, Harmony
3184 Songbird Circle, Harmony
$429,900
3 Beds ⋅ 2 Baths ⋅ S5157894 MLS
"JUST REDUCED $10,000." "Your private saltwater pool paradise awaits in The Lakes at Harmony!" Discover resort-style living in The Lakes at Harmony, a sought-after 55 and better community nestled in a peaceful corner of St. Cloud. This beautifully maintained 3-bedroom, 2-bath pool home offers more than 1850 square feet of inviting living space on a spacious lot, complete with a custom saltwater pool designed for relaxing, entertaining, and enjoying Florida's year-round sunshine. Step inside to an open, comfortable layout that makes everyday living and hosting effortless. The kitchen features upgraded stainless-steel appliances, while the spacious owner's suite provides a private retreat with a beautifully tiled shower and glass enclosure. Outside, your private pool oasis offers the perfect setting for morning swims, weekend gatherings, or unwinding at the end of the day--with the added benefit of retractable privacy screens completely around the pool area, as well as the larger homesite with plenty of outdoor space. The Lakes at Harmony delivers an exceptional lifestyle with lawn maintenance included and access to desirable community amenities within the master-planned Harmony community. Golf lovers will appreciate the beautiful Johnny Miller Signature 18-hole-par 72 golf course, while residents enjoy the tranquility and convenience of this welcoming neighborhood. If you've been waiting for a move-in-ready pool home in a vibrant 55+ community, this is your opportunity. Come see why life in Harmony feels like a vacation--schedule your private showing today before this exceptional home is gone!

3184 Songbird Circle, Harmony
3268 Songbird Circle, St Cloud (Harmony)
$415,999
4 Beds ⋅ 3 Baths ⋅ O6440484 MLS
More Than a Home, It's the Lakes of Harmony Lifestyle! Lakes of Harmony is where homeownership extends beyond your front door. This gated 55+ community is designed for residents who enjoy staying active, meeting neighbors, pursuing hobbies, and making the most of every season of life. Golf enthusiasts can take advantage of the community's golf amenities and practice facilities, while those looking for more social and recreational activities can enjoy pickleball, gardening plots, clubs, organized activities, and opportunities to connect with neighbors who share similar interests. Whether your ideal day means a round of golf, a pickleball match, tending your garden, joining a club, entertaining friends, or simply relaxing at home, Lakes of Harmony makes it easy to create the lifestyle you've been looking forward to. And when you're ready to venture beyond the community, you're conveniently located within driving distance of shopping, dining, entertainment, outdoor recreation, and Central Florida's many attractions. 3268 Songbird Circle offers the opportunity to make your next chapter your best one yet a comfortable, beautifully designed home within a gated 55+ community where golf, recreation, friendships, and Florida living come together. Come experience the Verona model at Lakes of Harmony and discover why this could be the place you've been waiting to call home.

3268 Songbird Circle, St Cloud (Harmony)
3232 Songbird Circle, St Cloud (Harmony)
$399,000
3 Beds ⋅ 3 Baths ⋅ S5157246 MLS
PRICE IMPROVEMENT! Space is the standout here. With 2,355 square feet, 3 bedrooms, and 3 full bathrooms, this Saint Cloud home features the largest floor plan offered among the newer builds in this 55+ community—a layout that rarely becomes available. Solar panels add another major benefit, along with an open design, generous room sizes, and plenty of space for everyday living and entertaining—all while keeping the electric bill under $40! From the foyer, the home opens into a spacious main living area where the kitchen, living room, breakfast nook, and dining room connect naturally. The kitchen is a standout with granite countertops throughout, abundant cabinetry, stainless steel appliances, a generous sized pantry, and an oversized island with seating. Multiple dining areas give you the flexibility to keep things casual at the breakfast nook or create a more traditional dining space when entertaining. The primary suite is tucked toward the back of the home and offers an especially spacious bedroom along with a private bath featuring a long dual-sink granite vanity and oversized walk-in tile shower. Two additional bedrooms are positioned separately within the floor plan, and with three full bathrooms, guests have plenty of privacy and convenience. A dedicated laundry room adds even more functionality with cabinetry, granite counter space, a utility sink, and additional storage. Throughout the main living areas, tile flooring and a light, neutral interior help keep the home feeling bright and open. Sliding glass doors extend the living space outdoors to a covered paver patio with a ceiling fan, overlooking a spacious backyard with room to enjoy the Florida weather. Built in 2022 and situated on nearly a quarter-acre lot, this single-story home brings together a rarely available floor plan, multiple gathering areas, covered outdoor living, and a two-car garage in the Harmony area of Saint Cloud.

3232 Songbird Circle, St Cloud (Harmony)
7669 Five Oaks Drive, Harmony
$375,000
3 Beds ⋅ 2 Baths ⋅ O6439810 MLS
Welcome to 7669 Five Oaks Dr, an exceptional 3-bedroom, 2-bath home in North Lakes, the newest subdivision within the highly sought-after 55+ community of The Lakes at Harmony. An added value: the CDD bond/debt portion has been PAID IN FULL, with only the O&M portion remaining. Set on a large premium conservation lot, this beautiful home offers wonderful privacy, peaceful natural views and the perfect setting for enjoying Florida living. At the heart of the home is an impressive gourmet kitchen featuring crisp white cabinetry, elegant white quartz countertops, abundant workspace and an open design ideal for entertaining family and friends. Beautiful plantation shutters add timeless style throughout the home. Step outside to the large extended lanai, where you can relax, entertain or simply enjoy the serene conservation backdrop and surrounding nature. Additional upgrades include a whole-home water softener and surround sound system. With its modern finishes, spacious design, premium homesite and desirable North Lakes location, this exceptional home offers the perfect combination of comfort, style and the active-adult lifestyle The Lakes at Harmony is known for. Buyer to verify all room dimensions, square footage, and HOA restrictions.

7669 Five Oaks Drive, Harmony
3128 Songbird Cir, Harmony
$337,500
2 Beds ⋅ 2 Baths ⋅ O6435144 MLS
Virtually Staged. BETTER THAN NEW! PREMIUM CORNER LOT IN HARMONY LAKES! Enjoy the best of Florida living in this METICULOUSLY MAINTAINED home in Harmony Lakes, a gated 55+ community surrounded by natural beauty and packed with resort-style amenities. Inside, TILE AND LVP FLOORING THROUGHOUT, QUARTZ COUNTERTOPS, and CUSTOM WINDOW TREATMENTS create a polished, move-in-ready feel. Step outside to the SCREENED LANAI, perfect for enjoying the peaceful surroundings. Just under 1/4 mile from the Lakes Clubhouse, this home puts an incredible lifestyle right at your fingertips! Enjoy TWO HEATED POOLS, a ZERO-ENTRY POOL, fitness and activity centers, golf, tennis, pickleball, and 12 MILES OF SCENIC TRAILS. The private lake offers fishing, kayaking, and pontoon boat rides at NO CHARGE with reservations. With permanent open space, abundant nature, and convenient GOLF-CART ACCESS throughout the community, Harmony Lakes offers the perfect blend of active living, relaxation, and connection. Don't miss this opportunity to enjoy an exceptional home in one of the area's sought-after 55+ communities!

3128 Songbird Cir, Harmony
3331 Sagebrush Street, Harmony
$375,000
4 Beds ⋅ 2 Baths ⋅ O6428360 MLS
Welcome to 3331 Sagebrush Street, a beautifully maintained waterfront home nestled in The Lakes at Harmony, one of Central Florida's premier 55+ golf and nature communities. An added value: the CDD bond/debt portion has been PAID IN FULL, with only the O&M portion remaining. Perfectly positioned on a serene pond, this exceptional residence offers breathtaking water views and a peaceful setting where you can enjoy spectacular sunsets and abundant Florida wildlife right from your backyard. Inside, the thoughtfully designed open floor plan is enhanced by elegant custom built-in shelving, creating both style and functionality. The spacious kitchen is the heart of the home, featuring white cabinetry, generous counter space, and an inviting layout that flows seamlessly into the living and dining areas—ideal for everyday living and entertaining. The fenced backyard provides privacy while allowing you to fully appreciate the tranquil waterfront setting. Life in The Lakes at Harmony is all about enjoying an active, resort-style lifestyle. Residents have exclusive access to a beautiful clubhouse with a zero-entry pool, fitness center, pickleball and tennis courts, social clubs, and countless community activities. You'll also enjoy access to the acclaimed Harmony Golf Preserve, scenic walking trails, pristine lakes, and thousands of acres of protected conservation land. Conveniently located just 30 minutes from Orlando International Airport and approximately 40 minutes from Orlando's world-famous attractions and Florida's Atlantic beaches, this home offers the perfect combination of luxury, recreation, and natural beauty. Experience the very best of Florida living in one of the area's most desirable waterfront communities. Buyer to verify all room dimensions, square footage, and HOA restrictions.

3331 Sagebrush Street, Harmony
3434 Sagebrush Street, Harmony
$345,000
3 Beds ⋅ 2 Baths ⋅ O6415276 MLS
Welcome to The Lakes at Harmony, a premier 55+ gated golf community offering comfort, convenience, and an active Florida lifestyle. This well-maintained 3-bedroom, 2-bath home features a bright and open floor plan designed for easy everyday living. The kitchen offers beautiful espresso cabinetry, ample counter space, and overlooks the main living and dining areas, creating a warm and welcoming atmosphere for gathering with family and friends. The spacious primary suite enjoys peaceful pond views and includes dual vanities, a walk-in shower, and a generous walk-in closet. Additional features include ceiling fans in all bedrooms, a dedicated laundry room with washer and dryer, and plenty of natural light throughout the home. Step outside to the screened lanai and relax while taking in the tranquil water views. Whether enjoying your morning coffee or unwinding at the end of the day, this outdoor space provides the perfect setting. Residents enjoy a maintenance-free lifestyle with HOA fees that include lawn landscaping and lawn pest control. Community amenities include a fitness center, resort-style pool, pickleball and tennis courts, gathering and social spaces, parks, dog parks, golf, and convenient dining options located within the community. Experience the best of active-adult living in one of Central Florida's most sought-after communities.

3434 Sagebrush Street, Harmony
3399 Sagebrush Street, Harmony
$349,500
3 Beds ⋅ 2 Baths ⋅ S5147072 MLS
Motivated Seller! Don't miss this opportunity- schedule your showing today...Welcome to South Lakes at Harmony, a sought-after 55+ lifestyle community offering comfort, convenience, and resort-style living. This beautifully maintained 3-bedroom, 2-bath home features an open-concept layout filled with natural light, creating the perfect space for both relaxing and entertaining. The spacious kitchen flows seamlessly into the living and dining areas, while the covered lanai offers the ideal spot to enjoy peaceful Florida mornings or unwind in the evenings. This home includes valuable upgrades such as: • Solar panels for energy efficiency • Central vacuum system • Built-in ceiling speakers • Corner lot location • Covered lanai • Lawn maintenance and exterior pest control included through HOA Residents enjoy access to Harmony’s impressive amenities, scenic walking trails, lakes, golf, clubhouse, fitness center, pool, pickleball courts, and more. Ownership also includes a Social Membership to the Harmony Golf Preserve, adding even more lifestyle benefits. Conveniently located near Lake Nona Medical City, Orlando International Airport, shopping, dining, and major highways, this home offers the perfect blend of low-maintenance living and an active Florida lifestyle.

3399 Sagebrush Street, Harmony
2541 Harmonia Hammock Road, St Cloud (Harmony)
$400,000
3 Beds ⋅ 2 Baths ⋅ O6386837 MLS
This popular one-story home offers 3 bedrooms, 2 bathrooms, and a 2-car garage with 1,672 square feet of thoughtfully designed living space. The open-concept layout seamlessly connects the living room, dining area, and kitchen—perfect for entertaining or everyday living. The kitchen is a standout feature, showcasing granite countertops, stainless steel appliances, a spacious pantry, and a large center island ideal for meal prep and gathering. Natural light fills the spacious living area, creating a bright and welcoming atmosphere. The private primary suite, located at the rear of the home, features an ensuite bathroom with dual sinks, a separate shower, and a generous walk-in closet. Two additional well-sized bedrooms share a beautifully appointed full bathroom, offering flexibility for guests, family, or a home office. The laundry room is conveniently located near all bedrooms for added ease. Built with durable concrete block construction, this home also includes smart home technology, allowing you to control features from your smart devices. Residents enjoy access to premium community amenities, including a resort-style pool, playground, and fitness center, enhancing the lifestyle this home offers.

2541 Harmonia Hammock Road, St Cloud (Harmony)
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