Palm Harbor Homes under $400,000

Palm Harbor Homes under $400,000

Welcome to Palm Harbor, Florida – a hidden gem nestled in the heart of Pinellas County. Known for its picturesque landscapes, vibrant community, and a relaxed coastal lifestyle, Palm Harbor is an ideal destination for those seeking both tranquility and convenience. Just a stone's throw from the sparkling Gulf of Mexico, this charming town offers a delightful blend of suburban comfort and easy access to some of Florida's most stunning beaches.

One of the most appealing aspects of Palm Harbor is its diverse housing market, particularly for homebuyers looking for affordable options. With a variety of homes available for under $400,000, you can find the perfect place to call home without breaking the bank. From cozy single-family residences to modern townhomes, there’s something to suit every taste and lifestyle. Many of these homes feature spacious backyards, inviting interiors, and proximity to local amenities, making them perfect for families, retirees, or anyone looking to enjoy the Florida lifestyle.

In addition to its affordable housing, Palm Harbor boasts an array of recreational opportunities. Enjoy a day at the nearby Honeymoon Island State Park, or explore the scenic trails at the Pinellas Trail. With a thriving dining scene, boutique shopping, and a strong sense of community, Palm Harbor is not just a place to live; it’s a place to thrive. Whether you're a first-time buyer or looking to downsize, Palm Harbor offers the perfect blend of affordability, charm, and quality of life. Discover your dream home in this delightful community today!

Newest Palm Harbor Homes under $400,000

1480 Queen Anne Boulevard, Palm Harbor
$299,900
2 Beds ⋅ 2 Baths ⋅ TB8558578 MLS
Virtually Staged. Welcome to this charming, bright, move-in-ready Palm Harbor home featuring 2 bedrooms, 2 bathrooms, and a bonus room perfect for a home office. No HOA! All ages welcome! Featuring a remodeled kitchen, renovated bathrooms, and easy-care tile flooring throughout. A newer roof and newer HVAC system add peace of mind. Outside, enjoy a screened porch and a nicely sized, fenced backyard. The tropical landscaping includes two beautiful, mature queen palms. A single-car garage provides convenient parking and storage. Zoned for highly rated Palm Harbor University High School, Carwise Middle School, and Highland Lakes Elementary School. Conveniently located near US Highway 19, Mease Countryside Hospital, shopping, dining, and the beautiful Gulf beaches. Mortgage savings may be available for buyers of this listing.

1480 Queen Anne Boulevard, Palm Harbor
3427 Hillmoor Drive, Palm Harbor
$269,747
2 Beds ⋅ 2 Baths ⋅ TB8559430 MLS
Welcome to the perfect blend of comfort, style, and nature in this updated 2- bedroom, 2-bath single story villa nestled in the gated Brookhaven/Ridgemoor community. Backing up to Brooker Creek Preserve, it offers a rare combination of privacy and easy access to outstanding community amenities. The spacious great room is flooded with natural light by way of 2 large, coveted skylights. Cathedral ceilings enhance the open, airy feel, while a wood-burning fireplace creates a warm and inviting focal point. Thoughtful upgrades for enhanced comfort, air quality and efficiency include Green Guard© certified LVP flooring, Zero-VOC interior paint, impact-rated double-pane windows and an A/C system with heating, dehumidification, and UVC technology. An app facilitates controlling remotely. The spacious primary suite with built in closet features an ensuite bath with subway tile and custom shower niches. The full guest bath has a convenient laundry center with washer and dryer. Both bathrooms feature furniture style vanities and comfort-height toilets. The designer kitchen combines clean contemporary style with exceptional functionality. Fabuwood© cabinetry with soft-close drawers and diffused under-cabinet lighting. An extra deep custom Pompeii quartz countertop provides abundant prep space and is complemented by a large composite sink with Moen pull out faucet and disposal. Tip-out storage trays allow for hidden cleaning supplies. Upgraded fingerprint resistant stainless steel GE appliances were chosen for quality and efficiency. They include a quiet 47 dBA dishwasher, refrigerator with bottom drawer style freezer storage, five-burner convection range featuring no-preheat air fry and easy-wash removable oven tray, and Proline extraction fan. An armoire style pantry with pull-out trays provides additional storage. One of the home's most inviting and favored features is the screened lanai overlooking the nature preserve - a wonderful place for morning coffee and birdwatching, or to unwind at the end of the day. An oversized lanai storage closet provides additional convenience and tinkering workspace. Beyond the lanai, Wear Deck© patio extends the living space outdoors. The offset placement of neighboring buildings creates an unusually generous and private backyard setting. This villa includes two reserved parking spaces - one covered, and is conveniently located near the community clubhouse with pool, mailboxes and trash disposal. Nature paths wind throughout the neighborhood, and Ridgemoor's resident park features a playground, six pickleball courts, two tennis courts and a basketball court with multiple practice hoops. This pet-friendly gated neighborhood offers a desired location to experience gulf-to-golf and everything in between. Both Tampa Bay Area International airports are easily accessible. If you’re seeking a move-in-ready full-time residence or home-away- from-home the furnishings shown are also additionally available, making this inviting villa an effortless place to call home

3427 Hillmoor Drive, Palm Harbor
2815 Countrybrook Drive Unit 11, Palm Harbor
$265,000
2 Beds ⋅ 2 Baths ⋅ A4709958 MLS ⋅ M BLDG.
Welcome to the highly sought-after Countrybrook Community! Step into a light and inviting open floor plan, featuring cathedral ceilings, a warm cozy wood burning fireplace, crown molding, granite countertops, and a primary bathroom with dual sinks. This rare single-story Villa is a corner end-unit, giving you privacy with no-one above and no attached side neighbors on one end. Abundant storage throughout adds to the appeal. Enjoy stress free living with an HOA package that includes almost everything except electricity. Includes cable, high-speed internet, water, sewer, trash, irrigation, exterior maintenance, and lawn care. The community pool is an approx. five-minute walk away. Complete with dedicated carport parking space, with convenient access to grocery shopping, restaurants, and nearby beaches. Schools are top rated and close by, Curlew Creek elementary 0.5 miles, Palm Harbor Middle School 2.3 miles and Countryside High 1.9 miles ****The seller will consider up to $5,000 toward the buyer’s allowable closing costs, prepaid expenses, or mortgage discount points. Concession amount and terms are negotiable. Move in ready – Schedule your showing today!

2815 Countrybrook Drive Unit 11, Palm Harbor
1622 Highland Club Lane, Palm Harbor
$319,000
2 Beds ⋅ 2 Baths ⋅ TB8559369 MLS
RARE SUTTON PLACE MODEL—JUST 0.2 MILES FROM THE CLUBHOUSE! Skip the busy-road golf cart ride and enjoy being just steps from Highland Lakes’ clubhouse. JUST $164/MONTH HOA—YES, REALLY! This pet-friendly villa offers incredible value in one of Palm Harbor’s most sought-after 55+ communities. This beautifully maintained 2-bedroom, 2-bath villa features 1,100+ square feet, a screened-in front porch, an oversized garage with room for your car AND golf cart, and a tucked-away stone patio perfect for morning coffee or relaxing outdoors. Step inside to a welcoming foyer that opens to a spacious living room with a clear sightline to the rear sliding glass doors and peaceful, landscaped patio. The practical layout places both bedrooms and bathrooms on one side, with the kitchen, dining area, and garage access on the other. VALUABLE UPDATES & EVERYDAY SAVINGS: Roof and A/C approximately 6 years old; water heater approximately 3 years old; newer carpet; microwave and stove updated in 2023; and newer garage door opener. Owners report average summer electric bills of approximately $75. ONLY $164/MONTH HOA—AND PET-FRIENDLY! Enjoy Highland Lakes’ active lifestyle, including an executive 27-hole golf course, two pools, tennis, pickleball, fitness activities, clubs, arts and crafts, a lakeside lodge, captained pontoon outings on Lake Tarpon, a fishing dock, boat access, and RV/boat storage. HIGHER GROUND, ADDED PEACE OF MIND. Located on some of Pinellas County’s higher ground, this villa is outside a designated flood zone and hurricane evacuation zone—important considerations when choosing a Florida home near the coast. PALM HARBOR LIVING, WITH TAMPA BAY WITHIN REACH. Nearby shopping includes Publix, Walmart, Trader Joe’s, and Sprouts. Explore the restaurants, local boutiques, and live music of downtown Palm Harbor, Dunedin, and Tarpon Springs. Enjoy the Gulf beaches of Honeymoon Island, nature trails, wildlife, and spectacular sunsets. Tampa International Airport, downtown Tampa, and downtown St. Petersburg are generally about 30–40 minutes away, depending on traffic and destination. DON’T MISS THIS RARE HIGHLAND LAKES FIND! A desirable Sutton Place model, close to the clubhouse, pet-friendly, and just $164/month HOA—an exceptional combination of location, lifestyle, and value. SCHEDULE YOUR PRIVATE SHOWING TODAY!

1622 Highland Club Lane, Palm Harbor
3109 Mission Grove Drive Unit D, Palm Harbor
$109,900
2 Beds ⋅ 2 Baths ⋅ TB8559635 MLS ⋅ 1 BLDG.
Virtually Staged. ENJOY UNLIMITED GOLF, TENNIS, RESORT-STYLE AMENITIES & CAREFREE LIVING IN THIS DESIRABLE 55+ COMMUNITY! Welcome to this bright and inviting 2-bedroom, 2-bath villa offering the perfect combination of comfort, convenience, and an active Florida lifestyle! Step inside to discover a spacious, open floor plan filled with natural light and easy-care tile flooring throughout. Relax and unwind in your enclosed lanai overlooking beautifully landscaped green space, the perfect spot for morning coffee or peaceful evenings. Enjoy lovely pond views from the front of the home and guest bedroom, adding to the serene setting. An assigned covered parking space under the carport and a private storage closet provide added convenience and extra room for bicycles, beach gear, golf clubs, and more! THE MASTER ASSOCIATION FEE INCLUDES UNLIMITED GOLF, tennis, TWO clubhouses, TWO swimming pools, shuffleboard, access to beautiful Lake Tarpon, and an incredible variety of planned social events, clubs, and activities! Whether you enjoy hitting the golf course, relaxing poolside, staying active, or making new friends, there's something for everyone in this vibrant community. Enjoy the benefits of low-maintenance living with endless opportunities for recreation and relaxation. Whether you're looking for a year-round residence or a seasonal Florida retreat, this charming villa offers the lifestyle you've been dreaming of. Come enjoy the Florida lifestyle where every day can feel like a vacation!

3109 Mission Grove Drive Unit D, Palm Harbor
2138 Chianti Place Unit 144, Palm Harbor
$214,990
1 Beds ⋅ 1 Baths ⋅ TB8558952 MLS ⋅ 14 BLDG.
Welcome to this inviting, well-maintained condo located in the desirable Tuscany at Innisbrook community in Palm Harbor! This private-entry, second-floor unit features an ATTACHED GARAGE and offers a comfortable, relaxing atmosphere perfect for enjoying the Florida lifestyle. Start your morning with a cup of coffee on the screened-in lanai, where peaceful pond views and natural surroundings create the perfect retreat. Inside, you’ll find a spacious living area featuring wood flooring and a well-appointed kitchen with a center island. The generously sized bedroom offers a private, relaxing space with a walk-in closet and convenient bathroom access. Enjoy an array of community amenities, including two swimming pools, a game room, a theater room, a fitness center, and tennis courts. Ideally situated near the Pinellas Trail, beautiful Gulf Coast beaches, shopping, dining, and the best of Tampa Bay, this condo is a wonderful opportunity to enjoy comfortable, low-maintenance living in a sought-after Palm Harbor community!

2138 Chianti Place Unit 144, Palm Harbor
185 Lake Tarpon Drive Unit 31, Palm Harbor
$195,000
2 Beds ⋅ 2 Baths ⋅ TB8557753 MLS
Own the land, not just the home. This Palm Harbor manufactured home sits on an individually owned lot in a golf cart-friendly 55+ community on Lake Tarpon, where the social calendar stays full, and the water is a short ride away. The big-ticket items are already handled. The roof is about three years old, the A/C system and ductwork are new, and the exterior has vinyl siding. Inside, a room addition opens off the living area, giving you extra space to spread out, host friends, or set up a hobby room. Start the day with coffee on the screened deck, then enjoy the landscaped back and side yards. Community amenities include a private boat dock and fishing pier on Lake Tarpon and a remodeled heated pool with a sundeck and covered seating. The clubhouse has a full kitchen, stage, sound system and screen, card room, library, and billiard room. Shuffleboard, bocce, horseshoes, a golf practice net, a picnic and grilling area, and space for pickleball round it out. Gulf beaches, golf courses, parks, dining, shopping, and two major airports are all within easy reach.

185 Lake Tarpon Drive Unit 31, Palm Harbor
36750 Us Highway 19 N Unit 3-209, Palm Harbor
$170,000
1 Beds ⋅ 1 Baths ⋅ TB8558561 MLS ⋅ Carnoustie BLDG.
Experience resort-style living in this beautifully remodeled second-floor condo at the renowned Innisbrook Resort & Golf Club! Overlooking the 18th green of the Island Course, this inviting retreat offers spectacular golf course views, mature trees, and a tranquil pond setting best enjoyed from your private patio. Step inside to discover stylish gray wood flooring, a charming tongue-and-groove ceiling with ceiling fans, and a light, bright interior with generous storage throughout. The newly remodeled kitchen features updated cabinetry, granite countertops, and new appliances, including a spacious LG refrigerator with a convenient in-door water and ice dispenser. Perfect as a vacation getaway or a full-time residence, this condo puts an exceptional resort lifestyle right outside your door. The Island Clubhouse is just steps away, offering a pool, hot tub, and Turnberry Pub. Enjoy a leisurely stroll to the Osprey Clubhouse and Salamander Grill, where Fairway’s Coffee Shop serves Starbucks coffee and delicious treats. The popular Loch Ness Pool, Packard’s Steakhouse, Salamander Spa, fitness center, tennis center, pickleball courts, and driving range are also nearby. Innisbrook offers an impressive array of amenities, including four golf courses, four restaurants, six pools, tennis, pickleball, a fitness center, a spa, and a playground. Golf and membership packages are available, providing opportunities to enjoy even more of this exceptional resort community. Golf enthusiasts will especially appreciate the excitement of the annual Valspar PGA Championship, hosted at Innisbrook. Conveniently located approximately 23 miles from Tampa International Airport and 15 miles from award-winning Clearwater Beach, the resort is also close to the charming communities of Dunedin and Tarpon Springs, as well as St. Petersburg’s dining, shopping, and cultural attractions. Interested in generating rental income? The condo may be eligible for inclusion in Innisbrook’s rental pool program after meeting applicable rental pool standards. Whether you're searching for a relaxing vacation escape, a full-time residence, or a potential investment opportunity, this beautifully updated condo offers a wonderful way to enjoy the Innisbrook lifestyle. Come experience the views, the amenities, and the convenience of this exceptional location. Your resort getaway awaits!

36750 Us Highway 19 N Unit 3-209, Palm Harbor
2713 11th Court, Palm Harbor
$240,000
2 Beds ⋅ 3 Baths ⋅ TB8551792 MLS ⋅ 45 BLDG.
The best of the Florida lifestyle in the desirable community of Wedge Wood of Palm Harbor, where maintenance-free living meets resort-style amenities and a prime location. Surrounded by majestic oak-lined streets and peaceful natural scenery, this charming courtyard townhome offers 2 bedrooms, 2.5 bathrooms, and 1,344 square feet of comfortable living space. Relax or entertain in your private courtyard and lanai, or unwind on the upstairs balconies overlooking the tranquil outdoor setting. The spacious primary suite features a private en-suite bathroom and an expansive walk-in closet, providing the perfect retreat at the end of the day. Motorized hurricane shutters for added peace of mind, helping protect your home during Florida's storm season. Enjoy added value with low HOA fees that include exterior maintenance and roof coverage, making homeownership easy and convenient. Community amenities include a swimming pool, spa, clubhouse, playground, scenic ponds, and basketball, tennis, and pickleball courts. Ideally located near US-19, Tampa Road, and major thoroughfares, this home offers convenient access to Tampa, Clearwater, St. Petersburg, and area airports. You’re also just minutes from the beautiful Gulf beaches, Honeymoon Island State Park, and the charming downtown districts of Palm Harbor and Dunedin, known for their local dining, markets, shopping, and community festivals. Don’t miss your opportunity to enjoy the Florida lifestyle you’ve been looking for! Schedule your private showing today before it’s too late!

2713 11th Court, Palm Harbor
3433 Hillmoor Drive, Palm Harbor
$247,000
1 Beds ⋅ 1 Baths ⋅ TB8558637 MLS
Awesome Palm Harbor villa living awaits in this highly upgraded 1-bedroom, 1-bath end-unit retreat backing to peaceful conservation preserve. Soaring vaulted ceilings and solar-tube natural light create dramatic, open living spaces that feel much larger than expected. Fully remodeled kitchen features custom cabinetry, large pass-through peninsula, and seamless flow to dining and living areas. Updated bathroom delivers move-in-ready. Impact-rated Simonton StormBreaker Plus windows throughout provide storm protection, energy efficiency, and a quieter interior. 2023 Durastar HVAC ensures reliable Florida comfort. Expansive 315-sf screened lanai With brick pavers overlooks wooded preserve, creating your own private outdoor retreat. Air-conditioned office/flex space adds versatility. Wood-burning fireplace anchors the living area. Luxury vinyl-plank flooring throughout. Over $100k in seller-documented improvements 2023-2026. Gated Brookhaven at Ridgemoor community with pool, tennis courts, and walking areas. Covered carport plus additional assigned parking. HOA $433/month. Convenient East Lake location near shopping, dining, golf, beaches, and Tampa International Airport.

3433 Hillmoor Drive, Palm Harbor
1708 Pine Ridge Way E Unit B2, Palm Harbor
$155,000
2 Beds ⋅ 2 Baths ⋅ TB8556957 MLS ⋅ 1708 BLDG.
BRING YOUR TOOTHBRUSH—THIS ONE IS MOVE-IN READY! Fully furnished 2-bedroom, 2-bath home in a desirable 55+ active community where you can unpack, relax and start enjoying the Florida lifestyle from day one! Centrally located close to Gulf beaches, restaurants, shopping, grocery stores and airports, making this an ideal year-round residence, winter getaway or vacation retreat. This well-maintained home is packed with value! Enjoy the newly renovated heated community pool and spa, beautifully situated overlooking one of the community's two ponds. Recent improvements include newer carpeting, new bathroom flooring and hardware, new master shower door and hardware, new garbage disposal, new mattress, new living room chairs and new TV. The 2017 A/C has been meticulously maintained with professional service twice a year. The living room also features a sleeper sofa for guests. Love an active lifestyle? This community offers golf leagues, bowling leagues, holiday celebrations, bus tours, luncheons and activities throughout the year, plus a convenient community bike rack. Men's and women's golf groups are included. The owner has enjoyed this home as a winter vacation retreat, and now it's ready for you! Everything conveys with the sale—including furniture, kitchen items and furnishings. Just bring your toothbrush and start enjoying everything Florida has to bring to the new buyer!

1708 Pine Ridge Way E Unit B2, Palm Harbor
456 Lakeview Drive Unit 5, Palm Harbor
$395,000
2 Beds ⋅ 2 Baths ⋅ TB8557770 MLS
Welcome home to this stunning, completely remodeled end-unit villa offering luxury and convenience on one level. Step inside to find an open concept space where everything is brand new, featuring pristine flooring, a dry bar, fresh paint and premium fixtures finishes throughout. The gorgeous eat-in kitchen comes fully equipped with sleek, stainless steel appliances, and for your ultimate convenience, all appliances stay with the home—including the washer and dryer. This exceptional property boasts a split floor plan so each bedroom has lots of privacy and a large screened patio out back, so you can enjoy the fresh air, without leaving your house. A spacious 2-car garage provides ample storage and parking. Situated in the ever peaceful and quiet Westlake Village, this home offers the perfect blend of tranquility and accessibility. Residents enjoy access to a fantastic community pool, and this welcoming neighborhood has no age restrictions. The prime location offers an unmatched lifestyle of ease, with quick access to grocery stores, hospitals, and top-tier local amenities. Families will appreciate proximity to the area's top public and private schools, making this turnkey villa the perfect place to call home.

456 Lakeview Drive Unit 5, Palm Harbor
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