Punta Gorda Homes with HOA

Punta Gorda Homes with HOA

Welcome to Punta Gorda, Florida, a hidden gem nestled in the heart of Charlotte County! This vibrant waterfront community is renowned for its charming historic district, breathtaking sunsets over the Peace River, and a laid-back lifestyle that invites you to embrace the beauty of coastal living. With its warm climate, Punta Gorda offers year-round outdoor activities, from boating and fishing to cycling along scenic pathways.

Punta Gorda is not just about stunning views; it’s a community rich in culture and amenities. Enjoy delightful dining options, boutique shopping, and a variety of local events that bring neighbors together. The city's commitment to preserving its natural beauty is evident in its numerous parks and waterfront areas, making it an ideal place for families and retirees alike.

For those considering a home in this idyllic locale, many properties come with Homeowners Association (HOA) benefits. Living in an HOA community often means access to well-maintained amenities such as pools, clubhouses, and recreational facilities, ensuring a lifestyle filled with leisure and convenience. Additionally, HOAs help maintain property values and foster a sense of community among residents.

Whether you’re looking for a cozy single-family home or a luxurious waterfront property, Punta Gorda has something for everyone. With its charming atmosphere, community spirit, and beautiful surroundings, it’s no wonder why so many choose to call this enchanting city home. Explore Punta Gorda today and discover the perfect place to create lasting memories!

Newest Punta Gorda Homes with HOA

16174 Alcira Circle, Punta Gorda
$339,000
3 Beds ⋅ 2 Baths ⋅ C7532520 MLS
Let the good life begin at this nearly new home with many sizable upgrades in the charming community of Burnt Store Village! With three bedrooms, two bathrooms, and a flexible den/study/bonus room, this home is sure to capture your heart. The kitchen - the kitchen! This kitchen was fully upgraded by the builder with granite countertops, tall cabinets, built in double ovens, huge breakfast bar, gorgeous modern backsplash and built in shelving. The dining room overlooks the screened lanai, which is large enough for entertaining, recreation or just relaxing with a cup of coffee. The primary suite features a huge walk in closet, and oversized en suite bathroom with quartz countertops and a walk in shower. The open floorplan great room is adjacent to the bonus room - which is perfect for a home office, study, or play room. Additional conveniences include a spacious inside laundry room and attached, 2 car garage. Burnt Store Village is a peaceful deed restricted community conveniently located in south Punta Gorda near Charlotte Harbor Preserve State Park, with quick access to historic downtown Punta Gorda, Harborwalk, Fishermen's Village, and a short drive to Cape Coral and Fort Myers. Punta Gorda enjoys access to boating, fishing, and miles of hiking trails, as well as the convenience of Allegiant Airport. Nearly new, beautifully upgraded, and ready to enjoy. Your Florida lifestyle begins here!

16174 Alcira Circle, Punta Gorda
2090 Matecumbe Key Road Unit 1308, Punta Gorda
$249,500
2 Beds ⋅ 2 Baths ⋅ C7532730 MLS ⋅ Harbor Towers 1 BLDG.
The Minute you Step Inside this Harbor Tower Unit - You will FEEL the FLORIDA VACATION VIBES!!!...TASTEFULLY DECORATED thru-out ....Beautiful completely redone kitchen area with new cabinets and quartz counter tops. The unit which is sold turn key has newer furniture as well ....Great Room Furniture itself beckons your relaxation... Screened Lanai ....Spacious Master Bedroom and Bath ....Guest Bedroom and Bath....Lots of Storage Closets...You will Love Meeting new friends at the Heated Pool and with Outside Grill. BURNT STORE MARINA is the largest, deep water Marina along the Gulf Coast...Bring your Boat and enjoy the 10 Nautical Ride to the GULF...Two BASINS - one with Waterfront Restaurant, Live Entertainment and the Trading Post offering Bike & Kayak Rentals and Gourmet Sandwiches, etc... 27 Holes of Golf, Pro Shop & Restaurant...Fitness, Racquet & Pool Club Memberships...Jogging & Walking Paths...Golf Cart community...Freedom Boat Club...You will be LIVING the MARINA LIFESTYLE when you invest in this beautiful Piece of PARADISE...WELCOME HOME!!! (BEST OF ALL THIS UNIT IS TURN KEY ALL YOU NEED IS YOUR TOOTHBRUSH)

2090 Matecumbe Key Road Unit 1308, Punta Gorda
no property photo
$499,999
3 Beds ⋅ 3 Baths ⋅ C7532518 MLS
SPECTACULAR WATERFRONT VILLA WITH PANORAMIC CHARLOTTE HARBOR VIEWS, AN OVERSIZED 2-CAR GARAGE, AND RESORT-STYLE AMENITIES IN GATED EMERALD POINTE! Discover waterfront living in this spacious 3-BEDROOM, 3-BATHROOM ATTACHED VILLA featuring a single-level floor plan and beautiful updates, including RENOVATED KITCHEN AND BATHROOMS, FRESH INTERIOR PAINT, NEW A/C, 2025 WATER HEATER, AND AN UPDATED DECK! An attractive Mediterranean-inspired exterior welcomes you with a TILE ROOF, BRICK-PAVER DRIVEWAY, AND SCREENED FRONT ENTRY. Inside, the bright, open floor plan showcases SOARING VAULTED CEILINGS AND DECORATIVE EXPOSED BEAMS. The spacious living room features a WHITE STONE FIREPLACE flanked by built-in cabinetry with illuminated glass display shelving. Expansive sliding glass doors frame breathtaking harbor views and open to the waterfront deck. An adjoining FORMAL DINING AREA offers plenty of room for entertaining, enhanced by crown molding, recessed lighting, and abundant natural light. The BEAUTIFULLY UPDATED EAT-IN KITCHEN features WHITE SHAKER-STYLE CABINETRY, BLUE MOSAIC TILE BACKSPLASH, GENEROUS COUNTER SPACE, AND AMPLE STORAGE. The PRIMARY SUITE offers a walk-in closet and private ensuite bathroom, while two additional bedrooms provide comfortable accommodations for guests. THREE FULL BATHROOMS and an INTERIOR LAUNDRY ROOM complete the layout. Step outside to the WATERFRONT DECK and enjoy spectacular open-water views, passing boats, and refreshing coastal breezes. A screened porch offers additional outdoor living space. Other highlights include HURRICANE SHUTTERS AND IMPACT-RESISTANT WINDOWS, with roof and certain exterior maintenance handled by the condominium association. Residents of EMERALD POINTE enjoy MULTIPLE SWIMMING POOLS, TENNIS COURTS, BOATING FACILITIES, BEAUTIFULLY MAINTAINED GROUNDS, AND 24-HOUR STAFFED GATE SECURITY. Association services include lawn maintenance, pest control, internet, and other maintenance services. Boating enthusiasts will appreciate access to the Peace River, Charlotte Harbor, and the Gulf, with boat slips subject to availability and association requirements. Conveniently located minutes from HISTORIC DOWNTOWN PUNTA GORDA, FISHERMEN'S VILLAGE, WATERFRONT DINING, SHOPPING, PARKS, AND I-75, this exceptional villa offers the perfect combination of waterfront beauty, spacious living, and resort-style amenities!

25188 Marion Avenue Unit 41, Punta Gorda
no property photo
$319,995
3 Beds ⋅ 3 Baths ⋅ C7532766 MLS
One or more photo(s) has been virtually staged, AI generated or rendered. Completed in early September 2026 and ready for immediate move-in, this home pairs a peaceful preserve setting with the vibrant lifestyle of gated Palmetto Landing at Babcock Ranch. Enjoy a newly completed home without the construction wait. The Aria floor plan offers 3 bedrooms, 2 bathrooms, 1,672 square feet of open living space, and an attached two-car garage. Plank tile flooring flows throughout, while the island kitchen features quartz countertops, soft-close cabinetry, and a gas range. Its open connection to the dining and living areas creates an inviting space for entertaining. Impact windows and doors and a gas tankless water heater complement the home’s features. A custom shower door, installed window coverings, and a new washer and dryer make settling in easy. New Samsung 50" TV, new twin bed, queen bed, night table, and chest of drawers included. Unwind with tranquil preserve views or enjoy Palmetto Landing’s lagoon-style pool with swim lanes, fitness center, and community center with a full kitchen and billiards room. Beyond the neighborhood, Babcock Ranch offers walking and biking trails, farmers markets, Food Truck Fridays, live entertainment, and community events throughout the year. Underground utilities add to the community’s thoughtfully planned infrastructure. A completed home, a private preserve backdrop, and an active community lifestyle—all ready to enjoy now.

17892 Shade Tree Loop, Punta Gorda
9731 Sand Dune Lane, Punta Gorda
$380,410
3 Beds ⋅ 2 Baths ⋅ C7532738 MLS ⋅ D R Horton Cbc 1253536 BLDG.
Virtually Staged. Pre-Construction. To be built. Welcome to your new home at Seagrass, a new gated community in Punta Gorda, FL at the corner of Tamiami Trail and Jones Loop Rd. Offering a resort style pool, passive park, event lawn, and a kayak launch leading out to the brackish waters. Conveniently close to shopping and Interstate 75 for easy travel. New restaurants such as Chick-Fil-A, Chipotle, and Starbucks are almost finished construction just on the other side of Jones Loop Rd.

9731 Sand Dune Lane, Punta Gorda
25197 Cadiz Drive, Punta Gorda
$395,000
3 Beds ⋅ 2 Baths ⋅ D6149338 MLS
Designed for relaxed Florida living, this beautifully appointed TURNKEY FURNISHED home offers refined finishes, inviting living spaces, and a private outdoor oasis overlooking tranquil lake views. Situated on TWO LOTS, this exceptional property provides added privacy, extra outdoor space, and endless opportunities to enjoy the Florida lifestyle. Inside, an open, light-filled layout showcases elegant crown molding and chair rail in the dining room and premium brushed travertine flooring with chiseled edges. Tile flooring in the bathrooms, laminate in guest rooms and carpet in Primary bedroom offers a clean, timeless look. Special touches abound like wood decorative trim around windows, upgraded ceiling fans, large cabinet pantry for the kitchen, good quality furniture and screened in front porch. The spacious living area opens through sliding glass doors to an extended, oversized covered lanai featuring a beautiful wood ceiling accent and a sound system with a catalog of 548 songs, creating an inviting atmosphere for relaxing or entertaining. The remodeled kitchen is designed for gathering and conversation, featuring QUARTZ countertops, breakfast bar, and convenient pass-through to the lanai. The owner's suite offers a private retreat with direct access to the lanai, while a separate guest wing features two generously sized bedrooms and a full bathroom, providing comfort and privacy for family and visitors. Additional features include a Ring doorbell and a security system for peace of mind. The outdoor living space is truly special! Enjoy the heated saltwater pool updated with new cables and tie-downs, surrounded by new panoramic pool screening that preserves the beautiful lake views. Take in peaceful sunrises over 214' of water, relax poolside, or entertain beneath the covered lanai. The additional standalone lot expands your outdoor possibilities, with two distinct gathering areas—one lighted for cards and games and another featuring a fire pit for enjoying happy hour and sunsets. There is plenty of room for horseshoes (brand new set is included), cornhole, croquet, bocce, and more. Major updates include a NEW ROOF (2023) and AC (2024). Hurricane protection includes roll-down and accordion-style storm shutters making it so easy to prepare. The oversized two-car garage features protective epoxy flooring (2026), a new service door, and ample shelving and storage. The riding lawn mower is included! Combining turnkey convenience, thoughtful updates, exceptional outdoor living, and the privacy of two lots, this inviting waterfront property offers a wonderful opportunity to embrace the best of Florida living. Come experience it for yourself and make it yours!

25197 Cadiz Drive, Punta Gorda
1041 Harbour Drake Drive, Punta Gorda
$575,000
4 Beds ⋅ 3 Baths ⋅ C7532569 MLS
Welcome to Harbour Oaks, a beautiful gated community in the heart of Punta Gorda! Situated on nearly half an acre, this custom-built 4-bedroom, 3-bathroom POOL home has been lovingly maintained by its ORIGINAL OWNERS, who thoughtfully designed the home. From the moment you walk inside, you’ll appreciate the high cathedral ceilings, spacious layout, and tile flooring throughout. The kitchen offers plenty of cabinet space and a large walk-in pantry, while the main living area features a cozy fireplace that adds warmth and character to the home. The primary suite offers a spacious bedroom and private bathroom complete with a soaking tub, dual sinks, and plenty of room to unwind. Step outside to your own private Florida retreat! The screened lanai features a beautiful swimming pool, plenty of space for outdoor seating, and a convenient pool bathroom, making it a great place to relax or entertain family and friends. With nearly half an acre of land, you’ll also enjoy the added space and privacy that comes with a larger homesite. Additional features include a durable METAL ROOF, accordion hurricane shutters covering nearly the entire home, and preparations already in place for a generator. Located in the desirable Harbour Oaks community, residents enjoy access to a neighborhood park, tennis courts, basketball courts, and the added privacy of a gated entrance. You’re also just a short drive from downtown Punta Gorda, where you’ll find waterfront dining, shopping, parks, and plenty of local activities. With its spacious layout, custom details, large lot, and wonderful community amenities, this home has so much to offer! Schedule your own personal tour today!

1041 Harbour Drake Drive, Punta Gorda
17300 River Ranch Court, Punta Gorda
$810,000
3 Beds ⋅ 3 Baths ⋅ C7532693 MLS
Don’t miss this stunning, custom-built estate featuring 3 bedrooms, a den, 3 bathrooms, an in-ground pool, a stocked pond, and incredible 5-car garage spaces—all nestled on 6.39 fenced acres in a private, deed-restricted equestrian community! Tucked away at the end of a quiet cul-de-sac, this exceptional, one-owner home offers the perfect blend of privacy, space, modern conveniences, and country living. Enjoy a secure, gated entrance, more than 200 feet of elegant driveway pavers, and a beautiful property designed for those who appreciate room to roam and a lifestyle that feels like a retreat. A HORSE LOVER’S PARADISE! Enjoy access to miles of cut greenbelt trails perfect for riding and exploring with your horses. Whether you’re an equestrian enthusiast, an outdoor lover, or simply seeking a private estate with room to breathe, this property offers an extraordinary setting. AMAZING FEATURES & UPDATES INCLUDE: 6.39 Fenced Acres offering space, privacy, and endless possibilities. In-Ground Swimming Pool for relaxing, entertaining, and enjoying sunny days. Stocked Pond adding to the property’s peaceful country charm. 5-Car Garage with exceptional space for vehicles, equipment, hobbies, and storage. Powered Shed with Electricity & A/C offering additional flexible space. Dedicated Stargazing Patio where you can unwind beneath the night sky. Hurricane Shutters. 10 and 12 Foot Ceilings. Brand-New Flooring & Pool Pump for added value and peace of mind. Roof Replaced in 2021. Enhanced Well Equipment Area featuring a concrete barrier for a clean, finished appearance. A PRIMARY SUITE THAT TRULY STANDS OUT! The expansive custom primary bedroom stretches nearly 32 feet long, creating room for a private reading nook, relaxation area, or personal retreat. The en-suite bathroom features dual sinks, a luxurious garden tub, and a separate shower. A SMART KITCHEN BUILT FOR MODERN LIVING! Discover the convenience of new, smart-technology appliances designed to make everyday life easier and more enjoyable. The innovative refrigerator lets you manage your grocery list, listen to music, and even watch TV, while the convection cooktop/stove offers built-in air-fryer functionality. A state-of-the-art microwave rounds out this impressive kitchen. SPACE. PRIVACY. EQUESTRIAN LIVING. MODERN COMFORT. From peaceful mornings by the pond to refreshing afternoons by the pool and magical evenings spent stargazing, this remarkable estate offers a lifestyle that’s hard to find. With custom-built character, thoughtful updates, and an unbeatable private setting, this is your opportunity to own a truly special slice of country paradise. AN EXCEPTIONAL LOCATION IN SOUGHT-AFTER PRAIRIE CREEK PARK! Enjoy the best of both worlds in this highly desirable equestrian community, where peaceful country living meets everyday convenience. Prairie Creek Park offers a unique lifestyle with miles of scenic greenbelt riding trails and the space, privacy, and charm of country living—all just minutes from town, shopping, dining, and everyday essentials. It’s the perfect setting for those who want to embrace the equestrian lifestyle without sacrificing convenience! Schedule your private showing and come experience everything this exceptional property has to offer!

17300 River Ranch Court, Punta Gorda
2149 Rio De Janeiro Avenue, Punta Gorda
$399,900
3 Beds ⋅ 2 Baths ⋅ A4711227 MLS
PROFESSIONAL PHOTOS AND VIDEO COMING SOON! Welcome to 2149 Rio De Janeiro Ave, where Florida living is at its best! This beautifully updated 3-bedroom, 2-bathroom POOL & SPA HOME sits on a LARGER LOT in the sought-after Deep Creek community of Punta Gorda. It’s move-in ready, and SOME FURNITURE IS NEGOTIABLE. Step inside to soaring ceilings, recessed lighting, and an open floor plan filled with natural light. BEAUTIFUL TILE FLOORING runs through the main living areas, and the bedrooms feature WARM LAMINATE WOOD FLOORS. The FRESHLY PAINTED living room and kitchen feel crisp and inviting. The kitchen offers granite countertops, plenty of cabinet space, and a breakfast bar, and it opens to the dining and family rooms, so everyone stays connected. Out back is your own private resort! Take a dip in the sparkling heated pool or unwind in the hot tub, both recently resurfaced with NEW TILE and surrounded by NEW PAVERS. The NEW 2025 OUTDOOR KITCHEN makes it easy to grill, dine, and entertain under the Florida sun, whether it’s a quiet evening at home or a weekend gathering with friends. When storm season arrives, simply press a button: REMOTE-CONTROLLED HURRICANE SHUTTERS offer peace of mind without the hassle. KEY UPGRADES: NEW HVAC (2025) NEW POOL HEATER (2025) NEW OUTDOOR KITCHEN (2025) NEW GARAGE DOOR & TRACK (2025) NEW ROOF (2023) REMOTE-CONTROLLED HURRICANE SHUTTERS TILE & LAMINATE WOOD FLOORING Deep Creek offers LOW HOA FEES OF ONLY $205 PER YEAR, along with easy access to highways, shopping, dining, and parks. You’re WITHIN 8 MILES OF BOTH PUNTA GORDA AIRPORT AND HISTORIC FISHERMEN’S VILLAGE, and only 30–40 minutes from the Gulf beaches. TWO HOMES, ONE OPPORTUNITY: The same owner is also selling the POOL HOME RIGHT NEXT DOOR at 2141 Rio De Janeiro Ave! It’s a rare chance to live next door to friends or loved ones, or to add a second property to your investment portfolio. Homes this updated don’t last long in Deep Creek. Schedule your private showing today!

2149 Rio De Janeiro Avenue, Punta Gorda
2099 Peterborough Road, Punta Gorda
$397,900
3 Beds ⋅ 2 Baths ⋅ C7532653 MLS
Virtually Staged. Enjoy the Florida lifestyle in this SPACIOUS 3-BEDROOM, 2-BATH, 2-CAR GARAGE POOL HOME ON AN EXPANSIVE 0.44-ACRE DOUBLE LOT in the desirable DEED-RESTRICTED COMMUNITY OF DEEP CREEK! NOT LOCATED IN A FLOOD ZONE! Mature palms, tropical landscaping, and a generous lawn create an inviting setting with room to garden, play, or simply enjoy the added space and privacy. Your PRIVATE FLORIDA RETREAT begins with a HEATED SWIMMING POOL EQUIPPED WITH A HEAT PUMP, an expansive screened enclosure, and a COVERED LANAI for morning coffee, outdoor dining, and relaxing in the shade. An EXTERIOR PAVER AREA offers the perfect spot for SUNBATHING OR BARBECUING, while ELECTRIC ROLL-DOWN SHUTTERS ON THE LANAI add convenience and storm protection. Major improvements include a NEW ROOF IN 2022, NEW A/C AIR HANDLER AND COMPRESSOR IN 2025, NEW POOL PUMP IN 2024, AND POOL RESURFACING IN 2019, plus exterior paint in 2025. Additional highlights include PUBLIC WATER AND SEWER, PUBLIC IRRIGATION WATER, STORM SHUTTERS, AND A HURRICANE-CODE GARAGE DOOR WITH HURRICANE BRACING INSTALLED. Inside, a welcoming foyer opens to a spacious COMBINED LIVING AND DINING ROOM, where pocketing sliding glass doors fill the space with natural light and open to the pool area for seamless indoor-outdoor living. The SPLIT-BEDROOM FLOOR PLAN also includes a separate family room and dinette, providing comfortable spaces to gather or unwind. Centrally located between the living areas, the GALLEY-STYLE KITCHEN features WHITE CABINETRY WITH CONTRASTING ACCENT TRIM, WARM-TONED COUNTERTOPS, A BREAKFAST BAR, AND A DOUBLE-BASIN SINK BENEATH A WINDOW. White appliances and tile flooring complete this practical, connected space. The SPACIOUS PRIMARY SUITE offers TWO WALK-IN CLOSETS and an ensuite bath. On the opposite side of the home, two guest bedrooms each feature a walk-in closet and share a full GUEST BATH THAT DOUBLES AS A POOL BATH, WITH DIRECT ACCESS TO THE POOL DECK. An INTERIOR LAUNDRY ROOM adds everyday convenience. Located in DEEP CREEK, SECTION 23, known for its SCENIC GREENBELTS, FRESHWATER LAKES, AND NATURAL SURROUNDINGS, this home keeps recreation close by. Enjoy the nearby 18-HOLE DEEP CREEK GOLF CLUB, a semi-private course open to the public with a driving range, putting green, and clubhouse dining. DEEP CREEK PARK offers PICKLEBALL, TENNIS AND BASKETBALL COURTS, A PLAYGROUND, AND PICNIC AREAS. Convenient access to I-75, shopping, dining, medical facilities, historic downtown Punta Gorda, Charlotte Harbor, and Southwest Florida’s Gulf Coast destinations completes the setting.

2099 Peterborough Road, Punta Gorda
2141 Rio De Janeiro Avenue, Punta Gorda
$374,900
3 Beds ⋅ 2 Baths ⋅ A4711228 MLS
Professional photos and video coming soon. Welcome to 2141 Rio De Janeiro Ave, a stunning POOL HOME in the desirable community of Deep Creek in beautiful Punta Gorda! This home is being SOLD TURNKEY FURNISHED, is NOT IN A FLOOD ZONE, and is truly move-in ready with a long list of upgrades. It also has a RENTAL HISTORY, making it a great option as a second home or investment property. Step outside to the spacious lanai, with plenty of room for seating and relaxing, a patio fridge, and a privacy wall. A POOL HEATER and a POOL SAFETY SCREEN WERE ADDED IN 2025. Inside, the split floor plan offers privacy for guests, and three sliding glass doors fill the home with natural light while opening to the lanai. You’ll enjoy both a spacious living room and a family room, plus a large primary suite with generous closets and an en-suite bath. The kitchen features updated stainless steel appliances, including a NEW DISHWASHER and GARBAGE DISPOSAL. MAJOR UPDATES INCLUDE: NEW ROOF (2022) NEW A/C (2023) NEW WATER HEATER (2025) POOL HEATER (2025) NEW ELECTRICAL PANEL WITH GENERATOR HOOKUP (2020) WHOLE-HOUSE RE-PIPE (2015) PULL-CLOSE HURRICANE SHUTTERS Deep Creek offers LOW HOA FEES OF ONLY $205 ANNUALLY, along with easy access to highways, shopping, parks, and local attractions. You’re within 8 MILES OF BOTH PUNTA GORDA AIRPORT AND FISHERMEN’S VILLAGE, and just 30–40 minutes from the Gulf beaches. BONUS OPPORTUNITY: The same owner is also selling the home right next door at 2149 Rio De Janeiro Ave! Want to live next door to friends or loved ones? Why not buy both and enjoy this wonderful community together? Don’t miss your chance to own this gem. Schedule your showing today!

2141 Rio De Janeiro Avenue, Punta Gorda
16365 Willowgreen Road Unit 1522, Punta Gorda
$337,998
3 Beds ⋅ 2 Baths ⋅ A4711301 MLS ⋅ 16365 BLDG.
MOVE-IN READY!! This two-story attached home is the largest plan in the collection. A two-car garage sits on the first floor, while upstairs is an open concept living space with sliding doors to the outdoor entertainment area. Also on the top floor are all three bedrooms, including the owner’s suite with a spa-inspired bathroom. Willowgreen at Babcock Ranch is moments from bustling Founder’s Square and Lake Babcock, offering an elegant selection of coach homes and relaxing outdoor amenities. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

16365 Willowgreen Road Unit 1522, Punta Gorda
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