Palatka Homes under $250,000

Palatka Homes under $250,000

Welcome to Palatka, Florida – a hidden gem nestled in the heart of Putnam County. Known for its rich history and picturesque landscapes, Palatka offers a unique blend of small-town charm and natural beauty. Situated along the banks of the St. Johns River, this vibrant city is a haven for outdoor enthusiasts, boasting numerous parks, hiking trails, and opportunities for fishing and boating. The serene environment is complemented by a welcoming community that takes pride in its local culture and heritage.

For those seeking a place to call home without breaking the bank, Palatka presents an array of charming homes priced under $250,000. This affordability makes it an ideal location for first-time homebuyers, retirees, or anyone looking to invest in a tranquil lifestyle. From quaint bungalows to cozy family homes, there’s something here for everyone. Many of these properties feature spacious yards, perfect for gardening or family gatherings, and some even offer stunning views of the river or nearby nature preserves.

Living in Palatka means enjoying a slower pace of life while still having access to modern amenities. The city is home to a variety of local shops, restaurants, and community events that foster a strong sense of belonging. With its friendly atmosphere, rich history, and affordable real estate options, Palatka is not just a place to live; it’s a place to thrive. Come explore the possibilities and find your dream home in this enchanting Florida city!

Newest Palatka Homes under $250,000

251 Tarpon Boulevard, Palatka
$89,900
2 Beds ⋅ 2 Baths ⋅ GC544069 MLS
Canal-front 2/2 mobile home with navigable access to the St. Johns River. This home is ready for your personal touch. Bring your boat and your plans, and make this waterfront property your own

251 Tarpon Boulevard, Palatka
2601 State Street, Palatka
$199,500
3 Beds ⋅ 1 Baths ⋅ FC322087 MLS
First-time homebuyers, this may be the one you've been waiting for! Welcome to 2601 State Street in Palatka, a clean and move-in-ready 3-bedroom, 1-bath concrete block home that offers a lot at this price point. Sitting on a fully fenced corner lot, this home features a huge yard with plenty of room to make it your own. Whether you envision backyard cookouts, a fire pit, space for pets, a garden, or simply room to spread out, the outdoor space is one of the highlights of this property. The covered front porch provides another great place to relax, while the adjoining carport and decorative privacy wall create a surprisingly inviting outdoor entertaining area. Inside, you'll find a practical layout with central heating and air and plenty of opportunity to add your own personal touches over time. Public water and sewer add to the everyday convenience.

2601 State Street, Palatka
103 Williams Street, Palatka
$235,000
4 Beds ⋅ 2 Baths ⋅ FC321788 MLS
Virtually Staged. Fresh updates and inviting curb appeal welcome you to 103 Williams Street! This move-in-ready, 4-bedroom, 2-bath home features a brand-new roof, new flooring, fresh interior and exterior paint, and all-new stainless steel appliances. With approximately 1,299 square feet of living space, the layout offers room to relax, gather, and make the space your own. Landscaping around the home adds a welcoming finishing touch, while the approximately 0.34-acre lot provides outdoor space for gardening, recreation, or enjoying the Florida sunshine. Located in Palatka near local shopping, dining, and everyday conveniences, this home is ready for its next chapter. Schedule your showing and see the updates in person!

103 Williams Street, Palatka
111 Cedar Avenue, Palatka
$50,000
2 Beds ⋅ 1 Baths ⋅ FC321274 MLS
Unlock the potential of this property with an opportunity to renovate, rebuild, or start fresh with new construction. Whether you're looking for your next investment project or a chance to create a property to your vision, this location offers plenty of possibilities. Offered at an attractive price, this property is ready for its next chapter.

111 Cedar Avenue, Palatka
1508 Roselle Avenue, Palatka
$180,000
2 Beds ⋅ 1 Baths ⋅ TB8544760 MLS
Cute, Cute, Cute and adorable Bungalow in the heart of Palatka, Consist of three bedrooms and one bath, fully fenced back yard with plenty of room for your deck or boat.

1508 Roselle Avenue, Palatka
101 Sesame Street, Palatka
$210,000
2 Beds ⋅ 3 Baths ⋅ GC542336 MLS
Currently operating as a church, this 2,232 sq. ft. building is zoned Agricultural, which includes single-family residential, child & adult day care, a group home having 7 or more residents, religious facility, and more. (See list under Documents.) This offering is located on a .92 of an acre lot w/ample room for off-street parking to include RVs. A new metal roof was installed in 2025. It comes partially furnished (see list under Documents), has a full kitchen w/appliances, 3 bathrooms, a sanctuary, fellowship hall, and what could be two bedrooms or classrooms. As a church, it can accommodate 100+/- parishioners. The building has central heat and air plus 2 window A/C units. This is the same listing as in commercial

101 Sesame Street, Palatka
109 Hanpard Lane, Palatka
$89,900
2 Beds ⋅ 1 Baths ⋅ V4950537 MLS
Escape to a peaceful, rural living at this 2-bedroom, 1-bath, private Palatka home set on a spacious lot with Solar Panels, large yard perfect for gardening and outdoor entertaining. This inviting residence offers a comfortable layout ready for your personal touches. Bring your style and vision to update the interiors and create a home that truly reflects you whether that’s a modern farmhouse kitchen, cozy reading nook, or custom finishes throughout, making it the perfect canvas for your dream home or investment project. Enjoy the quiet seclusion of country living while still being just minutes from town conveniences. Property Sold "As Is"

109 Hanpard Lane, Palatka
212 Mimosa Drive, Palatka
$175,000
3 Beds ⋅ 2 Baths ⋅ FC319479 MLS
Concrete block stucco home at 212 Mimosa Drive in Palatka, offering 3 bedrooms, 1.5 bathrooms, and no HOA. The open floor plan connects the main living spaces, while the kitchen features stainless steel appliances. A large laundry room adds everyday convenience, and recent upgrades include a new water heater and new energy-efficient windows throughout. Step outside to a spacious screened-in back porch, ideal for entertaining, overlooking a fully fenced backyard with a storage shed included for extra space. With no HOA restrictions, this Palatka home is ready for its next owner.

212 Mimosa Drive, Palatka
203 Sw 5th Avenue, Palatka
$239,000
3 Beds ⋅ 2 Baths ⋅ GC538504 MLS
This 2025 doublewide offers 3 bedrooms, 2 bathrooms, & sits on .76 acres. Inside, you'll love the open-concept layout connecting the living room, dining area, and kitchen, perfect for everyday living or entertaining. The home features beautiful vinyl flooring throughout, spacious bedrooms, & a large laundry room with a back door for easy access outside. The kitchen includes a huge pantry for storage, while the primary suite offers double sinks and a walk-in shower. Outside a 2-car carport, a 10x20 shed with roll-up & walk-through door, & an aerator water system. Enjoy small-town living while staying conveniently located -- about 45 minutes to Gainesville & St. Augustine, & about an hour to Jacksonville or Daytona Beach. Home is within minutes to local restaurants, shopping, & multiply boat ramps to access the St. Johns River. Downtown riverside you can enjoy music, festivals, boat rides, play area for kids & much more .Palatka is known for its historic charm, beautiful riverfront & outdoor recreation. Sellers are relocating due to family health issues

203 Sw 5th Avenue, Palatka
133 Crestwood Avenue, Palatka
$223,000
3 Beds ⋅ 2 Baths ⋅ FC315883 MLS
Welcome to this well-maintained single-family home situated on a spacious .22-acre lot in a great Palatka location. This 3-bedroom, 2-bath home offers comfortable living with recent updates including new flooring, an updated primary bathroom, and new ductwork completed in 2024. Enjoy a fully fenced backyard ideal for pets, play, or entertaining, along with a cozy patio perfect for relaxing outdoors. With a functional layout, generous yard space, and move-in-ready improvements, this home is an excellent option for a family or first-time buyer looking for value and convenience.

133 Crestwood Avenue, Palatka
Start Your Search