Largo/Seminole Homes with HOA

Largo/Seminole Homes with HOA

Welcome to the sunny shores of Largo and Seminole, two charming communities nestled in the heart of Pinellas County, Florida. Known for their inviting atmosphere and vibrant lifestyle, these areas are perfect for families, retirees, and anyone seeking a slice of paradise.

Largo, the third-largest city in Pinellas County, boasts a rich tapestry of parks, recreational facilities, and cultural attractions. With its extensive network of trails and green spaces, residents can enjoy everything from leisurely strolls to invigorating bike rides. The city is also home to the beautiful Largo Central Park, where you can find playgrounds, picnic areas, and even a serene pond, making it an ideal spot for family outings or a quiet afternoon with a good book.

Just a stone's throw away, Seminole offers a laid-back vibe with a strong sense of community. This family-friendly area is known for its excellent schools, making it a desirable location for families looking to settle down. The local dining scene is diverse, featuring everything from cozy cafes to exquisite seafood restaurants, ensuring there’s something for every palate.

For those considering a home in this picturesque region, many properties come with Homeowners Associations (HOA). These associations often provide amenities such as community pools, fitness centers, and landscaping services, enhancing your living experience and fostering a strong sense of community. With the added benefit of maintenance support, you can focus on enjoying the beautiful Florida lifestyle.

Whether you’re drawn to the vibrant parks of Largo or the welcoming neighborhoods of Seminole, this region offers an exceptional quality of life that’s hard to resist. Come explore your future home in this idyllic corner of Florida!

Newest Largo/Seminole Homes with HOA

770 Royal Palm Circle, Largo
$89,500
2 Beds ⋅ 2 Baths ⋅ TB8559627 MLS
Located in the lively 55+ community of Palm Hill Country Club, this home features 2 bedrooms, 2 baths, and a sprawling 1306 sq. ft. Drop by the golf course, meet neighbors at the pickleball or tennis courts, or change the pace with a game of shuffleboard, billiards, or horseshoes. When it is time to unwind, you have immediate access to crystal-clear swimming pools and soothing jacuzzis. A monthly maintenance fee of $595.00 consolidates your standard household overhead into one payment. It completely covers your water, sewer, garbage removal, lawn care, cable, and high-speed internet. INTERIOR:Your story begins as you step into a fully furnished, move-in-ready home where you can unpack and start enjoying your new space. Aside from a few specific items the seller is keeping, everything you see stays. This large, well-kept home features main rooms lined with a mix of carpet and laminate flooring underfoot, vinyl floors in the bathrooms, paneled walls, and updated windows that let in natural light. The central systems offer long-term peace of mind, powered by a central heating and air conditioning system installed in 2020, paired with ceiling ducts and ceiling fans to distribute airflow evenly. For the home cook, the circular-style kitchen layout keeps the entire workspace within arm's reach. It comes equipped with a full suite of appliances—including a fridge, range, oven, dishwasher, and microwave—alongside a functional breakfast bar for casual meals. Just off the kitchen sits a flex-space bonus room ready to adapt to whatever your imagination demands, whether that means a home office, hobby studio, or quiet reading retreat. From there, the layout transitions into a dining room designed for family get-togethers. The focal point is a built-in buffet and hutch, providing practical storage while allowing you to display dishes or personal trinkets. The dining room flows freely into the living room, creating an expansive, airy feel where light moves easily between spaces. Company will feel immediately welcome in the guest room, which arrives fully prepared with a sizeable closet, vertical blinds, and a mounted TV. Right next door, the guest bathroom serves your visitors with a tub/shower combo, ample single-sink vanity, and deep cupboards for towels, linens, and toiletries. At the end of the day, retreat to the primary bedroom, accented with papered walls and vertical blinds. Storage is a major highlight here, featuring two separate closets—one of which is a spacious walk-in. The attached en-suite bathroom completes the primary suite, equipped with a dedicated walk-in shower secured by a glass door. EXTERIOR:From the street, the fresh exterior catches your attention with its clean vinyl siding, contrasting shutters, and neat landscaping. A dedicated carport protects your vehicle from the elements, while a durable roofover installed in 2017 shields the structure from above. Just off the carport, a lower screened room bridges the gap between indoors and out, creating an ideal, breeze-filled area for entertaining or relaxing. As a bonus, a golf cart comes with the home, waiting only for a fresh set of batteries to get you scooting around the neighborhood. Behind the main structure, an extensive utility shed serves as a functional workspace and laundry hub, housing a washer and dryer, a dedicated utility sink, and rows of shelving to keep your tools and supplies organized. This entire package is priced at $89,500 which includes the share.

770 Royal Palm Circle, Largo

11200 102nd Avenue Unit 84, Largo
$157,000
2 Beds ⋅ 2 Baths ⋅ TB8559707 MLS ⋅ 16 BLDG.
Welcome to Twin Oaks, a desirable 55+ community in the heart of Seminole! Ideally situated directly across from the clubhouse, swimming pool, and shuffleboard courts, this villa-style condo puts community amenities just steps from your front door. Inside, you'll find 1180 square feet of comfortable, single-story living with 2 bedrooms and 2 full bathrooms. An inviting living and dining area features attractive laminate flooring that continues throughout the bedrooms and main living spaces. The kitchen offers white cabinetry, ample counter and storage space, and stainless-steel appliances. Retreat to the spacious primary suite, complete with generous closet space, a private ensuite bathroom featuring a walk-in shower, and direct access to the Florida room. Perfect for a cozy sitting area, home office, or gathering with friends, this versatile space offers plenty of possibilities. A generously sized second bedroom provides comfortable accommodations for guests, while the second full bathroom features a tub/shower combination. Enjoy the ease of low-maintenance living with a monthly condo fee that includes cable, internet, water, sewer, trash, exterior maintenance, and building insurance. Located in a non-evacuation zone with no flood insurance required, this home truly offers added peace of mind. Shopping, dining, parks, the local library, Seminole Rec Center, and the beautiful Gulf beaches are all conveniently nearby. Select furnishings may also be available, making your move that much easier. Whether you're looking for a full-time residence or a seasonal Florida getaway, this Twin Oaks condo offers comfort, convenience, and a wonderful place to call home!

11200 102nd Avenue Unit 84, Largo

11200 102nd Avenue Unit 116, Largo
$139,000
2 Beds ⋅ 1 Baths ⋅ TB8556332 MLS ⋅ 16 BLDG.
Welcome to Twin Oaks, a beautifully maintained 55+ community offering the Florida lifestyle you've been looking for! This move-in ready, 2-bedroom, 1-bath condo offers an impressive 1180 square feet of comfortable living space with a spacious, inviting layout that's perfect for everyday living and entertaining. Attractive laminate flooring flows throughout the main living areas and bedrooms, complemented by tile flooring in the kitchen and bathroom. The generous living and dining spaces provide plenty of room to relax or host guests, while the kitchen offers ample cabinetry and a convenient eat-in area. Just off the kitchen, a versatile bonus space provides the perfect opportunity for a cozy sitting area, home office, or hobby room. Major improvements provide peace of mind, including an HVAC system installed in January 2023 and hurricane windows and storm door installed in May 2021. An in-unit washer and dryer add everyday convenience, while the property's location in a non-evacuation zone (with no flood insurance required!) offers additional peace of mind. Enjoy low-maintenance living with an HOA that includes cable, internet, water, sewer, trash, exterior maintenance, and exterior building insurance. Twin Oaks residents enjoy a community swimming pool, shuffleboard courts, clubhouse, library, and beautifully landscaped grounds with mature trees. With its generous living space, thoughtful improvements, and welcoming community amenities, this condo is ready for you to settle in and enjoy! Schedule your private showing today!

11200 102nd Avenue Unit 116, Largo

529 Needle Palm Street, Largo
$122,500
2 Beds ⋅ 2 Baths ⋅ TB8555712 MLS
Experience the quintessential Florida lifestyle in Palm Hill Country Club, a premier, highly active 55+ community designed for those who want to live life to the fullest. Here, your days can be as relaxing or as energized as you choose, with an impressive lineup of amenities including a 9-hole golf course, three sparkling swimming pools, two soothing hot tubs, and active tennis and pickleball courts. A bustling calendar of planned social activities and community events guarantees a vibrant neighborly atmosphere year-round. Total peace of mind is built right in, as the $595 monthly maintenance fee comprehensively covers your water, sewer, lawn care, garbage, and cable. When you venture outside the community, the best of the Gulf Coast is practically at your doorstep. You are just minutes away from exploring the scenic Pinellas Trail, boating, or soaking up the sun on world-renowned sandy Gulf beaches. Plus, with both St. Pete-Clearwater International Airport and Tampa International Airport within easy reach, welcoming family or jetting off on a vacation is completely effortless. Whether you are searching for a dynamic full-time residence or a sun-drenched seasonal getaway. INTERIOR:Step inside to find a seamless open-concept layout featuring high end luxury vinyl flooring built over new plywood subfloors, fresh paint, and stylish drywall, beadboard, and paneled accents. The stunning kitchen (2026) is a chef's dream, boasting brand new cabinetry, sleek countertops, and a full stainless-steel appliance package (refrigerator with ice/water dispenser, range, dishwasher, microwave, and disposal). The kitchen flows effortlessly into the dining area and a generous living room, anchored by an eye-catching designer focal wall. Need extra room? A bonus room being roughly 100 sq ft just off the living room offers the perfect flexible space for a home office, hobby room, or cozy den. Retreat to the spacious primary suite, which easily accommodates a king-size bed and features a walk-in closet alongside a private en-suite bath with a new vanity and glass-enclosed walk-in shower. The nicely sized guest bedroom includes plantation-shutter-style closet doors and sits adjacent to a beautifully refreshed guest bath complete with a new vanity, modern lighting, and a tub/shower combo with a newly tiled ceramic surround. Upgraded with newer windows, brand-new ceiling fans, and recessed lighting throughout, this extensively modernized home is completely move-in ready! EXTERIOR:From the moment you arrive, this residence commands attention with undeniable curb appeal, showcasing crisp vinyl siding, elegant awnings, and updated exterior doors that warmly welcome you inside. Built for effortless comfort and peace of mind, the property boasts a durable roof-over, a reliable heat pump AC unit, and a newly installed vapor barrier underneath. Outdoor living is truly where this home shines. Step onto the expansive screened porch (2019) to admire designer flooring that extends seamlessly to the driveway, creating the perfect shaded sanctuary for morning coffee or evening breezes. Out back, unwind on the private rear patio framed by plush grass, and take advantage of the spacious utility shed equipped with a washer and dryer (2021). Priced competitively at just $122,500 including the share, this move-in-ready retreat offers exceptional value, pride of ownership, and easy coastal living. Opportunities of this caliber rarely linger—schedule your private tour today.

529 Needle Palm Street, Largo

802 Date Palm Street, Largo
$115,000
2 Beds ⋅ 2 Baths ⋅ TB8544129 MLS
Palm Hill Mobile Home Park is an outstanding 55+ community where residents love the enjoyable lifestyle. From pools, pickleball, tennis, golf, bocce ball, to two clubhouses with many activities there are endless opportunities to make new friends and to contribute to this vibrant community. The current monthly fee of $595 is very reasonable and includes water, sewer, garbage, lawn care, Spectrum fiber optic cable and internet. Within Palm Hill you will find this light, airy manufactured home with two bedrooms, two baths. It sits in a wonderful high location where you can look out the front bay windows and have a bird’s eye view of your surroundings. The interior (1.152 sq ft)r is well laid out, and updates make this reasonably priced manufactured home well worth considering. The layout of this two-bedroom, two-bath manufactured home creates a contemporary modern Florida feel. The front eat-in kitchen with its bay windows bring light flowing inside. Generous upper and lower cabinetry surround the kitchen. Appliances are arranged so that it is easy to do kitchen chores. The dining and living spaces move out naturally from the kitchen. The dining area has a large built-in hutch against the back wall with ample drawer and display area. From the dining area move across the room to the open living room. Off the living room there is an additional front room with 144 heated square feet of living space (included in the total 1,152 sq. ft). This room with its outside entrance could be an office, den, or even extra space for overnight guests. Windows on either side of the home plus windows encircling the front room also enhance the brightness inside. The current owner has had all floors updated (not kitchen and baths) with vinyl plank flooring and plywood subfloors. Kitchen and bath are tile. No worries about carpet! Most furniture can remain with the home. The generous size primary bedroom runs across the back. There are two smaller closets between built in storage and a large wall closet at the other end of the room. The bedroom goes into the ensuite bath with its long vanity and a door leading into the toilet and shower. The smaller guest bedroom is off the living area and has adequate closet space. The hall bath features a tub with shower attachment. Air flows nicely throughout as there are fans in the kitchen, living room, front room, and both bedrooms. The central air conditioner was new in2025 and is 3 ton. The water heater element was replaced in 8/23/2026. The outside is neatly painted and there is a carport which can hold two cars. The outside furniture can remain. The utility shed, at the end of the driveway has a new washer, dryer and a soaking tub. .A share in the community is included with the property. To see this updated property please call anytime for the combo lockbox. Properties are selling fast. This one should not be on the market for long.

802 Date Palm Street, Largo

11200 102nd Avenue Unit 15, Largo
$155,000
2 Beds ⋅ 1 Baths ⋅ TB8542127 MLS ⋅ Na BLDG.
Turn-Key Ground Floor Villa in the Sought-After 55+ Twin Oaks Community. Welcome home to this move-in-ready 2-bedroom, 1-bath villa in Twin Oaks, offering 1,180 sq ft of first-floor, single-story living. Well-maintained and thoughtfully updated, this unit is ready for its next owner. Step inside and you're greeted by a custom-built bookcase spanning the length of the living room. Natural light fills the open living space, complemented by durable, low-maintenance porcelain tile and luxury vinyl plank flooring throughout. The kitchen has been updated with a standout blue sink and a vibrant blue-and-yellow backsplash, a fun, stylish touch you won't find in every unit. Washer and dryer are conveniently located in the kitchen. The fully updated bathroom features a walk-in shower. Enjoy true low-maintenance living with an HOA that covers the community pool, clubhouse, water, sewer, trash, internet and cable TV. Plus a brand-new roof, replaced in 2025. Outside, you'll find your own assigned parking spot, ample guest parking, and extra space in the back perfect for a garden. Located in a non-flood, non-evacuation zone, this home sits high and dry while still being just 5 miles from the Gulf beaches. Enjoy an active lifestyle with community amenities like shuffleboard, and social gatherings, all just minutes from Gulf beaches, Seminole City Center, parks, shopping and dining. Turn-key and ready to move in, schedule your private showing today!

11200 102nd Avenue Unit 15, Largo

845 Cane Palm Street, Largo
$139,900
2 Beds ⋅ 2 Baths ⋅ TB8541667 MLS
Ready to make your dream lifestyle a reality? Waiting for you in the sun-drenched paradise of Palm Hill Country Club is this beautiful 2-bedroom, 2-bathroom home, which offers the ultimate 55+ resort-style living where your days are filled with endless excitement. For just $595.00 a month, your maintenance fee covers everything for a stress-free life, including water, sewer, garbage, lawn care, cable, and internet. Dive into amenities galore with golf, sparkling swimming pools, relaxing jacuzzis, tennis, pickleball, and clubhouses. Properties in this active community move quickly, so come see why folks are flocking to call Palm Hill home! INTERIOR: Prepare to be wowed by this beautifully upgraded, move-in-ready haven where comfort meets style! Turnkey perfection is waiting for you, and the furniture is even negotiable! Greeted by freshly painted paneled walls, modern laminate flooring, updated lighting, and a 2021 central A/C with efficient ceiling ducts and fans, you will feel at home instantly. The refreshed eat-in kitchen is a chef's pleasure, boasting a handy breakfast bar, stainless-steel appliances consisting of fridge, range, oven, dishwasher, microwave, and a wealth of refaced cabinets providing storage galore. Entertain effortlessly in the spacious dining room that flows right into an inviting living room, then slide open the doors to your private, climate-controlled Florida room oasis. With a sizeable guest room featuring vinyl flooring and a closet, you can let your creativity run wild using this room as a bedroom, or it can be easily transformed into a home office or fitness studio. You'll love the guest bathroom's fantastic layout, highlighting a substantial vanity for all your essentials and a versatile tub/shower combo. Unwind in the sun-drenched, tasteful primary suite featuring three generous closets and an extensive vanity with a private toilet and walk-in shower! EXTERIOR: From the moment you arrive, this home’s stunning curb appeal and immaculate, neat-as-a-pin exterior will steal your heart! Crisp vinyl siding and stylish awnings pair beautifully with tasteful landscaping, while the sturdy 2012 roofover provides total peace of mind. Outdoor living is a dream here, featuring a two-car carport complete with a tiled floor seating retreat that extends directly into a covered patio for ultimate relaxation. Need storage? The substantial shed has plenty of room for all your gear, plus an accessible washer and dryer setup. Best of all, this absolute stunner includes a share and is nicely priced to sell at $139,900—don’t miss your chance to reside in a community that has it all!

845 Cane Palm Street, Largo

11511 113th Street Unit 13F, Largo
$175,000
2 Beds ⋅ 2 Baths ⋅ TB8539609 MLS ⋅ 13f BLDG.
Virtually Staged. Welcome home to this move-in-ready, second-floor condo in the sought after Deerwood Gardens community, where comfort, convenience, and peaceful surroundings come together. This beautifully maintained 2-bedroom, 2-bath residence features 945 square feet of living space and a bright open-concept floor plan designed for easy everyday living and entertaining. The updated kitchen is both stylish and functional, showcasing solid wood cabinetry, granite countertops, ample storage, and generous workspace, while luxury vinyl plank flooring flows throughout for a clean, cohesive look. The thoughtfully designed split-bedroom floor plan provides added privacy, with the spacious primary suite featuring a walk-in closet and private bath. A comfortable guest bedroom and second full bath provides plenty of space for visiting family and friends or a home office. Enjoy the convenience of an in-unit, full-size washer and dryer, along with an additional storage closet for those extra essentials. One of the home's most inviting features is the screened patio/balcony overlooking a tranquil pond—the perfect setting to enjoy your morning coffee, unwind at the end of the day, or simply take in the peaceful Florida surroundings. This beautiful condo also includes assigned covered parking, while Deerwood Gardens provides community amenities including a clubhouse and heated swimming pool. The community's convenient location places you close to shopping, schools, specialty dining, everyday conveniences, and major roadways, with easy access to I-275 for commuting throughout the Tampa Bay area. No Flood Zone and No Flood Insurance required! This charming condo offers the perfect combination of low-maintenance living, peaceful pond views, and a convenient location.

11511 113th Street Unit 13F, Largo

142 Fern Palm Street, Largo
$119,900
2 Beds ⋅ 2 Baths ⋅ TB8532974 MLS
Available now in Palm Hill Country Club, a foremost 55+ community, is a 2-bedroom, 2-bathroom home brand new to the market and situated just steps to the clubhouse. This well-respected park offers a remarkable wealth of amenities, not limited to golf, clubhouses, sparkling swimming pools/jacuzzis, tennis courts, shuffleboard, billiards, horseshoe pits, and pickleball—leaving you wondering where to begin first! Best of all, the monthly maintenance fee of $595.00 includes water, sewer, garbage, lawn care, cable, and internet, all wrapped into one comprehensive package. Enjoy resort-style living that makes this park the ultimate destination for the Florida chapter of your life! INTERIOR: This pretty, upgraded home offers lots of open space and comes fully furnished with lovely decor, making it a completely move-in ready home. Styled with a breezy coastal feel, the interior features durable laminate flooring, paneled walls, ceiling fans in the bedrooms, central heat and air (C/H/A), and updated windows. The attractive updated kitchen showcases a stylish tile backsplash, crisp white cabinets, and a stainless-steel appliance package—including a fridge, oven, range, dishwasher, microwave, and ice maker. The kitchen is open to the dining room, which contains a high-top table and stools, perfect to keep the conversation flowing while the dinner is being made! The living room, done in a soft color palette, gives an airy and breezy feeling, with plenty of room for a desk if needed. Nearby, a tasteful primary bedroom beckons you to relax at the end of the day with soft carpeting underfoot, a sizeable closet, a bed with built-in storage underneath, a ceiling fan, and, to keep things private, a refreshed en suite bath complete with a single-sink vanity, tiled flooring, and a walk-in shower. For guest use, you'll find a delightful updated second bathroom featuring a single-sink vanity, charming beadboard-designed walls, tiled flooring, and a tiled walk-in shower. Finally, you'll be happy to host your overnight visitors in the welcoming guest bedroom, finished with cozy carpeted floors, a large closet, and plenty of natural light. EXTERIOR: This pristine home will catch your attention immediately with its crisp white vinyl siding, tasteful landscaping, protective awnings, durable roof-over, and an accessible one-car extended carport(2020). Also on the property, you have a handy shed equipped with a washer and dryer—onsite laundry, what a plus! Just off the carport, a delightful Florida room allows for ultimate relaxation, complete with a cozy futon perfect for great naps (or accommodating another guest!), a ceiling fan, and blinds on the windows. From there, you can continue out to a peaceful patio in the rear of the home. Priced at just $119,900, including the share, you are truly not just buying a home; you're creating a lifestyle! Call today for your private showing!

142 Fern Palm Street, Largo

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