Inverness Homes under $400,000

Inverness Homes under $400,000

Welcome to Inverness, Florida – a hidden gem nestled in the heart of Citrus County! Known for its serene landscapes and rich history, Inverness offers a unique blend of small-town charm and modern conveniences. With its picturesque lakes, lush parks, and a vibrant downtown area, it’s no wonder that this inviting community attracts families, retirees, and outdoor enthusiasts alike.

Inverness is surrounded by the natural beauty of the Withlacoochee State Forest and the stunning Tsala Apopka Lake, providing endless opportunities for hiking, fishing, and boating. The area is also home to a variety of local shops, restaurants, and cultural attractions, making it easy to enjoy a relaxed lifestyle while still being close to the amenities you need.

For those looking to make Inverness their home, there’s an exciting selection of properties available for under $400,000. Whether you’re searching for a cozy single-family home, a charming townhome, or a spacious property with a backyard oasis, you’ll find a diverse range of options that fit your budget. Many of these homes feature modern updates, inviting layouts, and beautiful outdoor spaces, perfect for entertaining or simply enjoying the Florida sunshine.

Inverness is not just a place to live; it’s a community that welcomes you with open arms. With affordable housing, stunning natural surroundings, and a friendly atmosphere, it’s the perfect place to find your dream home. Discover the magic of Inverness today – your ideal lifestyle awaits!

Newest Inverness Homes under $400,000

no property photo
$69,900
2 Beds ⋅ 1 Baths ⋅ OM734800 MLS
CHEAP, CHEAP, CHEAP... AND WE'RE NOT TALKING BIRDS! Priced at just $69,900, this CASH-ONLY FIXER-UPPER is packed with POTENTIAL and ready for someone with vision to bring it back to life! Whether you're an investor, flipper, or buyer looking for an affordable project, this property offers a BLANK CANVAS to make your own! Featuring 2 bedrooms, 1 bathroom, and 660 square feet of living space, the home includes a combined living and dining area, kitchen with upper cabinetry only, interior laundry area, and rear deck. An additional storage shed with electricity provides extra space for tools, hobbies, or storage. Conveniently located just minutes from I-75 and downtown Inverness, with easy access to restaurants, shopping, medical facilities, schools, beautiful local lakes, and the popular Withlacoochee State Trail. This home needs repairs and improvements, but at this price, the opportunity is hard to ignore! Bring your imagination, your tools, and your vision to transform this diamond in the rough into something special!

9319 E Redwood Place, Inverness
8701 E Cresco Lane, Inverness
$394,900
4 Beds ⋅ 3 Baths ⋅ OM734906 MLS
Waterfront living with room to relax, entertain, and enjoy the Florida lifestyle! This spacious 4-bedroom, 3-bathroom home with a 2-car garage is situated on over half an acre and boasts an impressive 156 feet of waterfront frontage, complete with a boat slip for easy access to the water. Inside, you'll find a versatile floor plan featuring a welcoming family room, a distinctive sunken living room, and a beautiful double-sided fireplace that adds warmth and character to the living spaces. Updated windows provide an added bonus. Step outside and discover your own backyard retreat! The above-ground pool is surrounded by an expansive deck, perfect for soaking up the Florida sunshine, hosting gatherings, or simply unwinding while enjoying the waterfront setting. The generous lot offers plenty of outdoor space, while a storage shed provides additional room for tools, equipment, and recreational gear. Whether you're looking for a full-time residence or a waterfront getaway, this property offers a wonderful combination of space, comfort, and outdoor enjoyment. Bring your boat, invite your friends, and start making memories in your own piece of Florida paradise!

8701 E Cresco Lane, Inverness
6400 E Gentry Street, Inverness
$180,000
3 Beds ⋅ 2 Baths ⋅ OM734696 MLS
Potential, potential, potential!This 3 bedroom, 2 bath home with a 2-car garage sits on a nearly half-acre double lot in an established, quiet neighborhood. It’s a great opportunity for the savvy investor or the motivated buyer who’s ready to roll up their sleeves and make it their own. The two biggest-ticket items are already taken care of: the roof was replaced in 2024 and the HVAC in 2019. That lets you put your budget toward the updates and finishes that matter most to you. The property sits on two lots, which may offer the option to separate them and build a second home. Buyer to verify with the county. Whether you’re looking for a fix-and-flip, a long-term rental, a building opportunity, a fix and flip and a building opportunity at the same time, or a home with room to grow. Ready to build some equity? Grab your toolbox and bring your vision

6400 E Gentry Street, Inverness
2177 E Marcia Street, Inverness
$340,000
3 Beds ⋅ 2 Baths ⋅ OM734804 MLS
POOL HOME IN CELINA HILLS OF CITRUS HILLS! Discover the potential in this spacious 3/2/2 pool home offering 1,907 square feet of living space in desirable Inverness! Built in 1997, this home features an open, split-bedroom floor plan, vaulted ceilings, abundant natural light, and tile flooring throughout for easy maintenance. Step through the screened double-door entry into a welcoming interior with generous living and dining areas, perfect for everyday living and entertaining. The kitchen offers ample cabinetry, a pantry, breakfast bar, included appliances, and an adjoining breakfast nook overlooking the backyard. The spacious primary suite features a walk-in closet and an ensuite bathroom with dual sinks, a soaking tub, and a separate shower. A convenient pocket door separates the guest bedrooms and bathroom from the main living areas, providing added privacy for visitors. Pocket sliding glass doors open to the covered lanai and screened-in pool, creating the perfect setting for relaxing, entertaining, and enjoying Florida living year-round. Additional highlights include a NEW ROOF IN 2024, A/C IN 2019, updated water heater, window blinds, irrigation system, storage shed, and a two-car garage. With a spacious layout and the opportunity to add your own personal touches, this home is ready for its next chapter! Located in Celina Hills of Citrus Hills, with a mandatory social membership, and conveniently situated near shopping, dining, medical facilities, golf, and the many outdoor recreational opportunities Citrus County has to offer. Bring your vision and make this Florida pool home your own!

2177 E Marcia Street, Inverness
2716 Jefferson Street W, Inverness
$170,000
3 Beds ⋅ 1 Baths ⋅ OM734832 MLS
When affordability and comfort meet, you get the best of both worlds! This inviting 3-bedroom, 1-bath home, built in 1992, offers 1,120 square feet of living space designed for comfortable everyday living for ONLY $170,000! The interior presents a fully equipped kitchen, a dedicated dining area, a welcoming living room, and an interior laundry area complete with washer and dryer. Step outside to enjoy the rear patio, perfect for relaxing and enjoying the Florida lifestyle. Additional features include a 1-car garage and an A/C system updated in 2014 and the seller will install a BRAND-NEW ROOF with acceptable offer. Conveniently located just minutes from downtown Inverness, this home offers easy access to shopping, schools, restaurants, bike trails, lakes, and medical facilities. Whether you're looking for your first home, downsizing, or seeking an investment opportunity, this property combines comfort, convenience, and value in a desirable location. Don't miss your opportunity to make it yours!

2716 Jefferson Street W, Inverness
1591 N Toro Drive, Inverness
$109,000
2 Beds ⋅ 2 Baths ⋅ TB8562494 MLS
Canal-front .45 acre lot with access to the Tsala Apopka Chain of Lakes! Calling all cash buyers and investors. This 1978 double-wide mobile home sits on a spacious .45-acre canal-front lot with access to the Tsala Apopka Chain of Lakes in Inverness, a system of 15 lakes covering about 22,000 acres. The home offers 2 bedrooms, 2 baths, and a wide-open floor plan, plus an 18 x 9 rear screen room overlooking the canal. You’ll also find a 21 x 11 carport and a concrete parking pad. 2-year-old Mini Split AC. Yes, the home needs remodeling, but it’s priced to sell, and the land and water access are the real value here. Enjoy a peaceful rural setting just 5 miles from Publix and downtown Inverness.

1591 N Toro Drive, Inverness
3156 N Hooty Point, Inverness
$390,000
3 Beds ⋅ 2 Baths ⋅ TB8562325 MLS
Beautiful Withlacoochee Riverfront Living with the Best of Inverness Nearby! Discover the beauty of waterfront living in this two-story, 3-bedroom, 2-bath home nestled along the scenic Withlacoochee River. Enjoy peaceful river views from the screened back porch, the perfect spot for morning coffee, evening relaxation, and watching Florida’s natural beauty unfold. The Withlacoochee River offers opportunities for fishing, kayaking, canoeing, boating, and wildlife watching, making it easy to embrace the outdoor lifestyle and tranquility of Florida’s Nature Coast. This home combines natural beauty with practical features and valuable updates for added comfort and peace of mind. Enjoy the security of a whole-house Generac generator, both AC units replaced in 2017, and a new well pump, pressure tank, and pressure switch installed in 2025. The gas tankless water heater was replaced in 2026, providing on-demand hot water. Both air handlers feature UV lights designed to help reduce microbial growth within the HVAC system. Additional features include a gas fireplace, gas cooktop, and video surveillance system. Conveniently located near Inverness, you can enjoy the charm of a welcoming community with shopping, restaurants, local boutiques, parks, and year-round community events. Explore the historic downtown and Courthouse Square, stroll along the scenic Cooter Pond Boardwalk, or enjoy walking and biking along the Withlacoochee State Trail. Outdoor enthusiasts will appreciate the nearby parks, recreational facilities, fishing, and opportunities to explore the beautiful lakes, rivers, and natural areas throughout Citrus County. Inverness also offers access to everyday conveniences and services, including HCA Florida Citrus Hospital right in Inverness, providing nearby access to hospital care. Whether you're searching for a peaceful riverfront retreat, a place to enjoy outdoor adventures, or a home that offers a balance of nature and convenience, this property is a wonderful opportunity to experience the best of riverfront living. Relax, recharge, and make the Withlacoochee River your backyard!

3156 N Hooty Point, Inverness
6877 E Culpepper Court, Inverness
$180,000
2 Beds ⋅ 2 Baths ⋅ OM734763 MLS
Virtually Staged. Welcome to Royal Oaks, where comfort, convenience, and value come together! This well-maintained 2-bedroom, 2-bath home with a 1-car garage offers 1,151 sq ft of living space and some BIG-TICKET UPDATES already completed, including a NEW ROOF IN 2020 and NEW A/C IN 2024! Step inside to discover a desirable split-bedroom floor plan, easy-care tile flooring throughout—NO CARPET—and skylights that bring in natural light. The functional kitchen features stainless steel appliances, ample cabinetry, a breakfast bar overlooking the living area, and a cozy breakfast nook. The spacious primary suite offers a walk-in closet and private bathroom with a tub/shower combination. Enjoy your morning coffee or unwind in the enclosed rear porch, providing additional space to relax. Conveniently located near the Withlacoochee State Trail (Rails to Trails), local lakes, shopping, schools, medical facilities, and charming downtown Inverness, where you'll find restaurants, entertainment, and community events. Whether you're looking for a full-time residence, seasonal getaway, or a place to simplify your lifestyle, this Royal Oaks home is ready for its next chapter. Schedule your showing today and see the possibilities!

6877 E Culpepper Court, Inverness
365 S Snapp Avenue, Inverness
$199,900
3 Beds ⋅ 2 Baths ⋅ O6453188 MLS
Virtually Staged. Welcome to this beautifully updated 3/2 home in Inverness! Offering 988 square feet of living space, this move-in-ready property combines modern finishes with comfortable, practical living. Step inside to discover brand-new luxury vinyl plank flooring throughout, fresh interior paint, and a bright, open living and dining area. The updated kitchen features new white shaker cabinets, quartz countertops, stainless steel appliances, and modern fixtures. Both bathrooms have been refreshed with updated finishes, adding to the home's clean, contemporary feel. Other major improvements include a 2026 HVAC system and 2026 water heater. The home also features fresh exterior paint, an attached one-car garage, a covered front porch, French doors leading to the backyard, and a detached storage shed for added convenience. Situated in Inverness, you'll enjoy convenient access to local shopping, dining, parks, and the recreational opportunities that make Citrus County such a desirable place to call home. Whether you're looking for a primary residence, seasonal getaway, or investment property, this updated home offers excellent versatility. Schedule your showing today!

365 S Snapp Avenue, Inverness
550 N Rooks Avenue, Inverness
$299,000
3 Beds ⋅ 2 Baths ⋅ OM734394 MLS
Professional photos coming soon. This one story ranch home has a fully fenced back yard with 2 outbuildings. If you are looking for 1726 Sq ft of heated living area, 3 bedrooms, 2 bathes, a 2 car side entry garage and located on a corner lot, you'll want to see this!! With 2 outbuildings (and one has a covered carport/RVport or store your jet skis undercover.) The other outbuilding could be a workshop, teenager gaming room, hobby corner, or whatever your heart desires. The dog run is to the side of the home. Inside the home, there are gleaming laminates, and ceramic tile floors. The family room has a corner gas log fireplace that could be converted to wood burning if you love the smell of the outdoors coming in. The kitchen has tile counter tops, replacement appliances and a double sink with peek a boo window that looks out to the sunroom and back yard. The screen room has 2 doors to the sunporch or out to the back yard. The water filtration system sits in the garage along with a wide open space for the laundry, utility sink and folding table. The roof is 4 years new! and the HVAC system is 2 years new plus all duct work has also been replaced. 40 gallon hot water heater, a sprinkler system and so much more is a reason you will want to take a look and consider this one to be your own.

550 N Rooks Avenue, Inverness
103 N Cape Terrace, Inverness
$209,900
3 Beds ⋅ 2 Baths ⋅ O6450490 MLS
Brand new 2026 construction in Inverness, Florida. Welcome home to 103 N Cape Terrace, a 3 bedroom, 2 bath block and stucco home where everything is fresh, bright, and ready for your next chapter. Step inside to soaring cathedral ceilings, recessed lighting, and gleaming marble-look tile throughout, with no carpet anywhere. The open great room flows into the dining area and kitchen, so cooking, gathering, and relaxing all happen in one inviting space. The kitchen shines with crisp white cabinetry, granite countertops, a breakfast bar, and a full stainless steel appliance package. French doors lead to the rear patio, ready for morning coffee or evenings outdoors on a generous 0.31 acre homesite. The primary suite offers a walk-in closet and private bath, and the 2-car garage includes a utility sink plus room for storage and hobbies. Just minutes from historic downtown Inverness, the Withlacoochee State Trail, Liberty Park and Wallace Brooks Park on Lake Henderson, Whispering Pines Park, and HCA Florida Citrus Hospital. Everyday shopping is close by at Publix, Aldi, Winn-Dixie, and Walmart. Street is an unpaved, privately maintained road. Buyer and/or buyer’s agent to verify all information. Schedule your private showing today. Some photos have been virtually staged.

103 N Cape Terrace, Inverness
8621 E Gospel Island Road, Inverness
$185,000
2 Beds ⋅ 2 Baths ⋅ OM734026 MLS
Virtually Staged. The interior may scream 1970s, but the major components are giving updated! If you appreciate a little retro charm and love the idea of making a home your own, this Inverness gem is full of possibilities! Built in 1972, this 2-bedroom, 1.5-bath home offers 1,241 living space, a 2-car garage, and a spacious quarter-acre lot. While the interior is ready for your personal touch, several important improvements have already been made, including a 2021 metal roof, updated windows, 2015 HVAC system, and 2017 garage door! Inside, you'll find a generously sized living area, a kitchen with breakfast bar, and built-in cabinetry that adds a touch of vintage character. The enclosed rear porch provides additional space to relax, entertain, or enjoy views of the backyard. Outside, you'll appreciate the mature landscaping, storage sheds, and water system. Conveniently located just minutes from downtown Inverness, you'll enjoy easy access to local restaurants, shopping, parks, and the Withlacoochee State Trail. The charm is already here, the major updates are a bonus, and the possibilities are yours to explore! Whether you're searching for an affordable primary residence, seasonal retreat, or your next investment opportunity, this home offers great potential and value. Bring your vision and make it your own!

8621 E Gospel Island Road, Inverness
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