Interlachen Homes under $400,000

Interlachen Homes under $400,000

Welcome to Interlachen, Florida – a hidden gem nestled in the heart of Putnam County. This charming town offers a unique blend of rustic beauty and modern convenience, making it an ideal destination for families, retirees, and anyone in search of a tranquil lifestyle. Known for its picturesque lakes and lush landscapes, Interlachen is a haven for nature enthusiasts, with ample opportunities for fishing, boating, and hiking in the surrounding areas.

One of the most appealing aspects of Interlachen is its affordability. With a variety of homes available under $400,000, you can find the perfect residence without breaking the bank. Whether you're a first-time homebuyer or looking for a cozy retreat, Interlachen boasts a diverse selection of properties, from charming single-family homes to spacious lots ready for your dream build. The real estate market here is inviting, offering great value for those who appreciate a peaceful, small-town atmosphere.

Living in Interlachen means enjoying a close-knit community where neighbors become friends, and local events foster a sense of belonging. The town is conveniently located near larger cities like Palatka and Gainesville, providing easy access to shopping, dining, and entertainment while maintaining that serene, rural charm.

If you’re searching for a home that offers both affordability and a vibrant lifestyle, look no further than Interlachen, Florida. Discover your dream home in this delightful town and experience the warmth and beauty it has to offer!

Newest Interlachen Homes under $400,000

119 Caracas Street, Interlachen
$70,000
3 Beds ⋅ 2 Baths ⋅ OM734058 MLS
There's no better way to get started in real estate investing than a house hack, and this one is already halfway done. This 3-bedroom, 2-bath home has a NEW METAL ROOF, NEW SIDING, and sits on approximately ¼ acre of FULLY FENCE and cleared land. Updating the roof, plumbing, well equipment and releveling were completed in 2023. Inside, the living room and all three bedrooms have been renovated with new flooring and updated walls. The AC, electrical and plumbing are working, so you can live here while finishing the renovations. The kitchen and one bathroom still need most of the work, while the primary bath is functional but needs updating. The owner was living here while completing the renovations, but plans changed - so now you can take advantage and finish the job. The remaining materials convey. The flat, graded dirt road is quiet and private and the property is just a few lots from pavement. Whether you're looking for an affordable home or a way to start investing, this is an opportunity to build equity while creating a home of your own. Please note: you are buying the house, not the owner's furnishings or personal items, so these have been digitally removed to better show the space.

119 Caracas Street, Interlachen
419 Lily Trail, Interlachen
$285,000
3 Beds ⋅ 2 Baths ⋅ GC543987 MLS
Virtually Staged. BRAND NEW HOME on 4.63 ACRES + A BRAND NEW 40X60 POLE BARN!! Welcome to your own private North Florida retreat! Situated on nearly 5 acres in Interlachen, this unique property offers the space, privacy, and freedom that are getting harder to find. With NO HOA, NO DEED RESTRICTIONS, a massive 40' x 60' pole barn, furnished yurt, and a brand-new 2026 Champion home, this property is perfect for those seeking a homestead, hobby farm, workshop space, or room for RVs, boats, trailers, and recreational toys. A private gated entrance opens to a beautiful white rock circular driveway lined with lanterns and surrounded by mature trees. Inside, the brand-new 3-bedroom, 2-bathroom Champion home features a split-bedroom floor plan and TWO separate living areas, providing flexibility for a home office, game room, media room, or additional entertaining space. The spacious primary suite includes a large walk-in closet and waterfall shower head. Outside, the impressive 40' x 60' pole barn features oversized 8' x 8' posts, a white rock floor, and a 16' x 20' covered deck. There's plenty of space for equipment storage, a workshop, RV or boat parking, ATVs, side-by-sides, livestock equipment, and more. Toward the back of the property is a peaceful elevated retreat surrounded by nature and complete with a furnished yurt. Additional highlights include TWO separate 200-amp electrical services and HIGH & DRY land located outside the floodplain. Located in Putnam County between Interlachen and Hawthorne, you'll enjoy peaceful country living while remaining within 20 minutes of Gainesville and Palatka. Outdoor enthusiasts will appreciate access to area lakes, fishing, boating, hunting, hiking, Rodman Reservoir, and the Cross Florida Greenway. If you've been searching for Interlachen acreage, a Florida homestead, property with a large pole barn, RV/boat storage, or a private country retreat, this one is a must-see!

419 Lily Trail, Interlachen
254 Se 7th Avenue, Interlachen
$109,900
5 Beds ⋅ 2 Baths ⋅ A4708094 MLS
Attention investors...this is your next money maker! This 2005 manufactured home sits in a prime location just off County Rd 315 with easy access to Palatka or Gainesville. The over 1/2 acre high and dry lot is fully fenced and has a convenient horseshoe driveway configuration plus a concrete parking pad as well. The seller started remodeling but a job transfer has left it unfinished. New HVAC and Duct Work already installed. Some new flooring installed (with remaining flooring already available in the home), and new slider off the dining room. The master bedroom is massive with two huge walk-in closets and the 5 bedroom configuration easily leaves room for an office, game room, man cave, craft room, etc. With an ARV between $225K-$250K, there is plenty of meat on the bone for this deal. Don't sleep on this one!

254 Se 7th Avenue, Interlachen
122 Royal Avenue, Interlachen
$127,500
2 Beds ⋅ 2 Baths ⋅ OM732683 MLS
Welcome to your slice of lakefront paradise in Interlachen Lakes Estates! This charming 1971 mobile home sits on a gorgeous lot with 100 feet of direct frontage on Spring Lake, offering unforgettable views right from your backyard. Possible owner financing is available with one-half down. Inside, you'll find 2 bedrooms and 2 bathrooms, plus a spacious enclosed addition with vinyl flooring and windows updated in 2013 — a wonderful bonus space for morning coffee, entertaining guests, or simply enjoying the lake breeze. This home has been well cared for with numerous key updates: Galvanized roof and HVAC system, both installed in 2019, Mobile home flooring replaced in 2019, Vapor barrier and insulation added underneath the home in 2021, Septic system professionally pumped in Summer 2025, Well bladder tank replaced in 2026, Whether you're looking for a full-time residence, a peaceful weekend retreat, or an investment property, this waterfront home combines updated systems with an unbeatable location. Lake living doesn't get much better than this — schedule your showing today!

122 Royal Avenue, Interlachen
118 Garnet Place, Interlachen
$384,000
4 Beds ⋅ 3 Baths ⋅ GC543627 MLS
Situated on 4.27 private acres in Interlachen, this 4-bedroom, 3-bath home offers over 2,500 square feet of living space. The open floor plan features high ceilings, spacious bedrooms, a mother-in-law suite, and spacious kitchen and living areas. There is also a separate office, Florida room overlooking the backyard, and an indoor laundry room. Outside, you’ll find a great mix of open usable yard and wooded privacy. A large portion of the cleared homesite is fenced, with plenty of room to spread out and make use of the surrounding acreage.. The property also includes a detached storage building, covered carport, and mature trees. Located outside the incorporated Town of Interlachen with no HOA.

118 Garnet Place, Interlachen
924 Maltas Avenue, Interlachen
$164,900
2 Beds ⋅ 1 Baths ⋅ GC543182 MLS
Welcome to this adorable, fully renovated, and very affordable home in the city of Interlachen! This 2 bedroom, 1 bathroom home underwent a complete overhaul and includes a newer metal roof, brand NEW AC system, NEW water heater, NEW interior and exterior paint, NEW LVP and carpet flooring, NEW stainless steel appliances, NEW fixtures, and the list goes on. Arrive, and you'll appreciate the spacious, tidy lot with plenty of room for gardening, entertaining, or simply enjoying the outdoors. Step inside to an open family room with durable luxury vinyl flooring that flows into the nicely updated kitchen, complete with stainless steel appliances, refinished and repainted cabinetry, and access to the indoor laundry room. Down the hall, you'll find two spacious bedrooms and an updated shared bathroom. Out back, enjoy a rebuilt wood deck and plenty of space for backyard barbecues or unwinding after a busy day. If you're searching for a turnkey, move-in ready home, you're going to want to see this one. Give me a call today to schedule a showing!

924 Maltas Avenue, Interlachen
107 Church Lake Drive, Interlachen
$330,000
2 Beds ⋅ 2 Baths ⋅ OM732113 MLS
Welcome to lakefront living at its best! This beautifully maintained lake front property, approximately 1,612 square feet of comfortable living space and captivating views of the water. From the moment you step inside, you’ll feel right at home in the spacious, inviting layout featuring generous living and dining areas, a well-equipped kitchen with abundant cabinetry and counter space, and a roomy primary suite. Step outside to the expansive screened porch—the perfect place to sip your morning coffee, entertain friends, or relax while enjoying peaceful lake views and cooling breezes. The backyard leads directly to the water, where a private dock invites you to fish, swim, launch a kayak, or simply take in the beautiful Florida sunsets. A storage building provides convenient space for fishing gear, water toys, lawn equipment, and more. This well-cared-for home also offers several valuable updates, including flooring and interior paint completed approximately two years ago, an approximately five-year-old metal roof, and a septic system that was pumped about two years ago with a new drain field installed at that time. Whether you are searching for a full-time residence or a relaxing lakeside retreat, this special property offers comfort, character, and the laid-back waterfront lifestyle you have been dreaming of. Come see it for yourself—you may fall in love the moment you walk through the door!

107 Church Lake Drive, Interlachen
212 Dogwood Drive, Interlachen
$192,500
2 Beds ⋅ 1 Baths ⋅ FC321363 MLS
Welcome to 212 Dogwood Drive--a rare opportunity featuring a 3.75% assumable loan! Nestled on a cleared half-acre lot, this charming 2-bedroom, 1.5-bath home offers 1,507 square feet of comfortable living with an inviting open floor plan. Inside, you'll find solid wood cabinets, solid-surface countertops, luxury vinyl flooring, walk-in closets, a cozy fireplace, and a whole-house water filtration system. French doors open to a spacious deck, patio, fully fenced backyard, and dog run, creating the perfect outdoor retreat for pets, family gatherings, or relaxing evenings. Additional upgrades include a metal roof (2015), HVAC replaced in 2016, indoor laundry room, two-car carport, private well and septic, and plenty of room to enjoy the peaceful surroundings. Located in the desirable Grandin Lake Shores community, residents enjoy access to a private boat ramp, lake access, community beach, park, and clubhouse ideal for boating, fishing kayaking, and year-round outdoor recreation. Whether you're looking for a starter home, retirement home, investment property, or a peaceful country retreat with modern conveniences, this property offers the perfect blend of privacy, comfort, and value. Schedule your private showing today!

212 Dogwood Drive, Interlachen
133 Oak Circle, Interlachen
$250,000
3 Beds ⋅ 2 Baths ⋅ GC542835 MLS
WELCOME TO 133 OAK CIRCLE, INTERLACHEN, FL 32148 — WHERE PEACEFUL COUNTRY LIVING MEETS A BEAUTIFUL WATERFRONT SETTING! Situated on approximately 1.81 acres, this 2023 Live Oak Homes manufactured home offers 3 bedrooms, 2 bathrooms and approximately 1,536 square feet of comfortable living space surrounded by mature trees and natural Florida beauty. Enjoy the peaceful waterfront setting, spacious property and freedom of no HOA. The home offers the opportunity to enjoy fishing, birdwatching, relaxing by the water or simply taking in the quiet surroundings. With a newer home, generous acreage and a unique waterfront setting, this property offers room to spread out while remaining convenient to Interlachen, Palatka, Gainesville and surrounding North Central Florida communities. LOOKING FOR EVEN MORE LAND? The adjoining waterfront vacant parcel at 135 Oak Circle is also separately listed for sale under MLS #GC543872. The adjoining parcel is under separate ownership and is not included in the sale of 133 Oak Circle, but its availability creates a unique opportunity for a buyer interested in potentially acquiring both properties through separate transactions. Come discover the possibilities at 133 Oak Circle and make this peaceful piece of waterfront Florida your own! Buyer to independently verify property boundaries, water frontage/access, flood information, utilities and all information material to buyer's intended use.

133 Oak Circle, Interlachen
726 Guy Avenue, Interlachen
$165,000
3 Beds ⋅ 2 Baths ⋅ OM728311 MLS
IMPROVEMENTS HAVE STARTED. NEW WELL 2026. INVESTORS Tucked away on a secluded lot in Interlachen, this 3-bedroom, 2-bath modular home offers the kind of privacy that’s getting harder to find. Just under half an acre, fully fenced, and set back from the noise. Bring your boat and enjoy the outdoor living. Close to Lake Grandin and numerous other lakes. Short drive to the St. Johns River. The large front porch is made for morning coffee and watching nothing in particular happen. Out back, an oversized screened porch extends your living space into the Florida evenings — bug-free, breezy, and ready for whatever you want to make of it. A covered carport keeps your vehicle out of the sun, and the fenced yard gives pets, and gardens room to roam. Inside, a functional three-bedroom, two-bath layout keeps things comfortable and low-maintenance. Whether you’re looking for a quiet primary residence, a weekend retreat, or an affordable entry into Putnam County living, 726 Guy Ave delivers space, seclusion, and simplicity. This property is a short drive to Gainesville, Palatka and Jacksonville. This property has an investor incentive see the realtor remarks.

726 Guy Avenue, Interlachen
148 Lake Shore Terrace, Interlachen
$239,000
2 Beds ⋅ 1 Baths ⋅ GC541792 MLS
Are you looking for a cute and cozy lakefront cottage? This may be the perfect home for you! This 2 bedroom, 1 bathroom house sits on a grassy and scenic 0.67 acre lot on beautiful Grandin Lake. This large clear water lake is great for fishing, boating, tubing, kayaking, and paddleboarding. You will love spending time on the water and relaxing at the lake. This 1964 cottage features a screened-in back patio as well as an open front porch which can be used as a 1 car carport. There is also an outbuilding which houses the laundry hookups, well equipment, and extra space for storage. Inside, you will find two spacious bedrooms, large living room, and a practical layout. The home has been well maintained, and notable recent upgrades include a new septic tank and drainfield installed in 2022, as well as new electrical panels installed in 2023. This home also has a durable metal roof. The neighborhood offers a private boat ramp, and a private swim area for resident's use, as well as a clubhouse which can be rented for events. This would be an ideal primary residence, weekend home, or you could even use it as a vacation rental. This property is priced below a recent appraisal, so that you can make it your own and have instant equity! Call your agent for a showing of this adorable lakefront home!

148 Lake Shore Terrace, Interlachen
108 Kitty Avenue, Interlachen
$93,000
2 Beds ⋅ 2 Baths ⋅ GC541486 MLS
Fixer upper or investment opitunity! Escape to the peaceful countryside with this charming home situated on 1.32 acres bordering a state forest, offering privacy, natural beauty, and abundant wildlife right outside your door. The property features a new storage shed, a 2023 HVAC system, and plenty of space to enjoy outdoor living. Inside, the home offers great potential with some interior updates needed, making it an excellent opportunity to add your personal touch. Whether you're looking for a primary residence, weekend retreat, or investment property, this home offers the perfect blend of country living and convenience providing a unique opportunity for qualified buyers. Don't miss your chance to own this private retreat with direct access to nature!

108 Kitty Avenue, Interlachen
Start Your Search