Homosassa Homes under $400,000

Homosassa Homes under $400,000

Welcome to Homosassa, Florida – a hidden gem nestled in the heart of Citrus County. Known for its stunning natural beauty and rich wildlife, Homosassa offers a unique blend of serene living and vibrant outdoor adventures. This charming community is situated along the picturesque Homosassa River, where manatees gracefully glide through the warm waters, and fishing enthusiasts cast their lines for the day’s catch.

Homosassa is not just a paradise for nature lovers; it’s also a place where you can find your dream home without breaking the bank. With an array of homes available for under $400,000, this area provides an incredible opportunity for first-time buyers, retirees, and families alike. From cozy cottages to spacious family homes, the real estate options here cater to a variety of lifestyles and preferences. Many properties boast lush landscaping, proximity to the river, and access to local parks, making it easy to enjoy the great outdoors right from your doorstep.

In addition to its affordable housing market, Homosassa is conveniently located near major highways, providing easy access to larger cities such as Crystal River and Tampa. This makes it an ideal spot for those who enjoy the tranquility of a small town while still being within reach of urban amenities.

Whether you're looking to invest in a vacation home, retire in peace, or raise a family in a welcoming community, Homosassa has something for everyone. Come explore the charm of this delightful Florida town and discover why it's the perfect place to call home!

Newest Homosassa Homes under $400,000

7206 W Matador Lane, Homosassa
$235,000
2 Beds ⋅ 2 Baths ⋅ TB8563002 MLS
Welcome to this charming property nestled on 0.919 acres, offering plenty of room to spread out. Featuring an impressive 26' x 40' detached garage with a loft! With no HOA and no flood zone. This home features 2 bedrooms, 2 bathrooms, and an additional bonus room. The spacious primary bedroom measures approximately 12' x 25' and offers direct access to a beautiful screened-in porch - the perfect spot to relax and enjoy the peaceful surroundings. Additional features include indoor laundry, an irrigation system, multiple storage sheds, cleared land, gutters, large paved driveway, and a large detached garage with endless possibilities for storage, hobbies, a workshop, or recreational equipment. Some of the recent updates include a newer drain field (within the past 3 years). Recently replaced well. Updated 150-amp electrical panel. Water heater approximately 1.5 years old. The roof dates to 2007. With a spacious lot, valuable outbuildings, and no HOA, this property offers a wonderful opportunity to enjoy extra space and freedom. (Property line in the images are an estimate, not a survey). Schedule your private showing today!

7206 W Matador Lane, Homosassa
57 Jamaica Street, Homosassa
$195,000
2 Beds ⋅ 2 Baths ⋅ TB8562984 MLS
Move in ready and well maintained in Sugarmill Woods! This 2 bedroom, 2 bath concrete block home has 1,289 sq ft and an attached garage. The big-ticket updates are already done, so you can just move in. The roof was replaced in 2019. A new heat pump was installed in April 2026, and a new electrical panel was installed in August 2026. Also in August 2026, the living room and bedroom got luxury vinyl plank flooring, and the home and garage have fresh interior paint. Step out to the lanai for morning coffee or an evening unwind in the Florida breeze. The lot is easy to keep up, so you get more time to enjoy the Nature Coast. The home sits on a quiet street in Cypress Village, a deed-restricted community with tree-lined streets, walking paths, and golf nearby. Annual association dues are low. You’re minutes from shopping and dining on US-19 and from the Suncoast Parkway, so Tampa is an easy drive. Nearby you can kayak the springs, see manatees in Homosassa and Crystal River, or get out on the Gulf for fishing and scalloping. Schedule your showing today! Information deemed reliable but not guaranteed. Buyer to verify all information, including but not limited to square footage, room dimensions, HOA fees, and deed restrictions, prior to closing.

57 Jamaica Street, Homosassa
7635 W Mesa Lane, Homosassa
$239,000
3 Beds ⋅ 2 Baths ⋅ W7890752 MLS
Discover the perfect blend of comfort, space, and Florida living in this beautifully updated 3-bedroom, 2-bath home located in the desirable Chassahowitzka River Estates community. Situated on a double lot, this property offers extra outdoor space and endless possibilities to make it your own. Inside, enjoy updated features and a welcoming layout designed for comfortable everyday living and entertaining. One of the highlights of this home is the large screened-in lanai, providing the perfect spot to relax, enjoy your morning coffee, entertain guests, or unwind while taking in the Florida lifestyle year-round. Conveniently located near the many attractions of Homosassa and Crystal River, you'll enjoy easy access to boating, fishing, kayaking, local springs, waterfront dining, shopping, and outdoor recreation. Everyday essentials are also just a short drive away, with convenience stores and other local amenities nearby. Whether you're searching for a full-time residence, a Florida getaway, or a property with room to enjoy the outdoors, this home offers a wonderful opportunity to experience the best of Florida living. Don't miss your chance to make this updated home on a double lot your own!

7635 W Mesa Lane, Homosassa
7149 W Hadenotter Lane, Homosassa
$189,950
3 Beds ⋅ 2 Baths ⋅ W7890706 MLS
Beautifully updated 3-bedroom, 2-bath manufactured home situated on a spacious half-acre lot in Homosassa. This move-in-ready property features a brand-new dimensional Timberline shingle roof, luxury vinyl plank flooring throughout, and completely updated kitchen and bathrooms with upgraded soft-close shaker cabinetry and premium quartz countertops. The fully cleared and fenced property also includes a generously sized site-built workshop wired for electricity, offering excellent space for storage, hobbies, or projects. Conveniently located near Homosassa Springs, boating, dining, and local attractions, with quick access to the Veterans Expressway for an easy drive toward Tampa.

7149 W Hadenotter Lane, Homosassa
11 Carnation Court E, Homosassa
$339,999
3 Beds ⋅ 2 Baths ⋅ O6453238 MLS
Your Florida pool retreat awaits! Set on a cul-de-sac in Oak Village at Sugarmill Woods, this 3-bedroom, 2-bath home features a newer shingle roof, a 2024 water heater, and an HOA fee of just $165 annually. Enjoy a private screened pool, an included spa, and a covered lanai for outdoor dining and relaxing. No rear neighbors and a wooded backdrop create a peaceful setting. Vaulted ceilings and natural light enhance the open living and dining areas. The kitchen features ample cabinetry, stainless steel appliances, a breakfast bar, and sliding doors to the pool. The split-bedroom layout gives the primary suite added privacy, with a walk-in closet and a private bath featuring a tiled walk-in shower. Indoor laundry, an attached 2-car garage, a screened front entry, and a fenced side yard add everyday convenience. Optional golf, fitness, tennis, and pickleball memberships are available at additional cost.

11 Carnation Court E, Homosassa
4738 W Blackridge Lane, Homosassa
$155,000
2 Beds ⋅ 2 Baths ⋅ OM734557 MLS
RENOVATED, MOVE-IN READY, and sitting on OVER AN ACRE of Homosassa green! This 2-bedroom, 2-bath double-wide has been freshly updated — bright walls, NEW LVP FLOORING THROUGHOUT, NO CARPET, new fixtures, new fans and registers, a new vanity and two new toilets. The kitchen is clean and functional, ready for your own finishing touches. The WASHER AND DRYER stay with the home, so moving in is easy. Start your mornings in the ENCLOSED SCREENED PORCH, stash the toys and tools in the STORAGE SHED, and spread out — 1.07 acres gives you room for a garden, a boat, or your next project. And you get the best of both worlds out here: all the PRIVACY of a quiet dirt road, just a few houses down from the paved road — privacy without giving up the convenience. Well and septic mean NO WATER OR SEWER BILL, and there's NO HOA telling you how to live. Old Florida is alive and well here — the springs and the MANATEES are right in this area, and the Homosassa River and Gulf fishing and scalloping are just minutes away, with shopping and dining in Homosassa and Crystal River an easy drive. VACANT and waiting — come have a look and picture your own piece of the Nature Coast!

4738 W Blackridge Lane, Homosassa
14 Carnation Court, Homosassa
$400,000
2 Beds ⋅ 2 Baths ⋅ TB8560773 MLS
LUXURY POOL VILLA IN JUNGLE/FOREST = TOTAL PRIVACY! UNIQUE Contemporary POOL Villa - COMPLETELY REMODELED with a LUXURY SPA BATHROOM. HIGH QUALITY - Sweetwater Home. NEW AC/HVAC 2026. Roof plus 10 years Lifespan - ARCHITECTURAL ASPHALT SHINGLES, NEW Waterheater 2025. NEW POOL PUMP 2026. APPRAISAL VALUE 2026 $ 400´000. 4 POINT INSPECTION REPORT 2026. LARGE open floor plan with Cathedral Ceilings – 2 bedrooms (could be converted to 3 bedrooms) and 2 bathrooms - 1800 sq. ft. Amazing NATURAL LIGHT CONCEPT. 7 sliding doors to open up the whole pool area. NO FLOOD-ZONE!! Fiberglass pool – LOW MAINTENANCE and LOW MAINTENANCE COST! Swim as long as you desire - SWIM JET SYSTEM – no need for a huge pool. ALL NEW APPLIANCES: dishwasher, microwave, stove, refrigerator, washer, and dryer. SPLIT BEDROOMS. Master Suite with direct access to the pool and an ensuite LUXURY SPA bathroom – LARGE WALK-IN SHOWER with huge RAINSHOWER HEAD (2 ft), FREESTANDING BATHTUB with jets. WALK-IN CLOSET. EXTRAORDINARY and EXPENSIVE LANDSCAPE DESIGN with 4 different stone color sections and shells. Huge Magnolia trees and Palm trees - landscape value is more than $50,000. LOW MAINTENANCE! Walk around the house on a beautiful pathway in the middle of nature. 2-CAR GARAGE and 3 outside parking spots. Located in tranquil Sugarmill Woods with GOLF COURSE, TENNIS COURTS, PICKLEBALL COURTS, POOL, GYM, and CLUBHOUSE. Oak Village Subdivision - HOA Fees ONLY $15.00 a month with VEHICLE PATROL SERVICE! Feel every day like you are in a luxury spa resort, but with ABSOLUTE PRIVACY. This Pool Villa is the MOST EXQUISITE, including an AMAZING JUNGLE/FOREST VIEW. Move-in ready.

14 Carnation Court, Homosassa
2035 S Goode Point, Homosassa
$259,000
3 Beds ⋅ 2 Baths ⋅ W7890498 MLS
Enjoy the privacy and open surroundings of 1.8 acres with this 3-bedroom, 2-bath manufactured home, offering comfortable interior spaces, a generous backyard, and a peaceful wooded setting. As you arrive, the raised entry with wood steps leads you toward the front door and into a welcoming interior. Step inside, where the open layout connects the foyer and living area, creating an easy flow as you move through the home. The living area features wood-look luxury vinyl flooring throughout the home and a window overlooking the front yard, bringing natural light into the space while offering a glimpse of the surrounding property. Just beside the living area, the kitchen is arranged for both everyday meals and entertaining, featuring extended countertops, a breakfast bar, raised-panel cabinetry with upper and lower storage, stainless steel appliances, and a double stainless-steel sink. A freestanding electric range and separate countertop workspace with open wood shelving provide additional room for cooking and storage. The primary bedroom offers a comfortable layout with the same luxury vinyl flooring and a window overlooking the property. A separate walk-in closet provides convenient storage, while the private en-suite bathroom features a long vanity, a separate step-in shower, and additional linen and storage cabinetry. Bedrooms 2 and 3 offer similar features, including built-in closets and windows that bring in natural light. The second bathroom includes a single vanity with cabinetry and a tub/shower combination. The laundry area is conveniently positioned in the common area near the kitchen, with a nearby door leading outside to the patio and wall-mounted open shelving above the laundry space for additional storage. Step out to the elevated rear deck, where wood-plank decking creates a broad outdoor area surrounded by mature trees and natural wooded views. From here, take in the expansive backyard and imagine enjoying quiet mornings outdoors, gathering around the stone fire pit in the evening, or simply appreciating the peaceful surroundings. A large firewood storage area beside the fire pit provides a convenient place to keep firewood close at hand. The property also includes two storage sheds, with one smaller shed featuring a lean-to that provides a covered carport-style area, while the larger shed offers a double-door opening and ramp for easy access and storage of equipment, tools, and outdoor essentials. Nearby Homosassa Springs Wildlife State Park offers natural springs and opportunities to see Florida wildlife. The Homosassa River is also close by for boating, fishing, kayaking, and enjoying the outdoors. With its acreage, wooded setting, rear deck, fire pit, and multiple storage areas, this property offers plenty of space to enjoy a quieter Florida lifestyle.

2035 S Goode Point, Homosassa
20 Bonnie Court S, Homosassa
$395,000
4 Beds ⋅ 3 Baths ⋅ W7890454 MLS
This 4-bedroom, 3-bathroom, 3-car garage pool home in Sugarmill Woods – Cypress Village is located on a quiet cul-de-sac and nestled on a desirable .28-acre lot. While it awaits your personal design touches and updates, this spacious property offers incredible potential in a highly sought-after neighborhood. Enter through the double-door entry into a bright and spacious open floor plan designed to impress. A versatile flex room provides the ultimate adaptability to suit your lifestyle—serving beautifully as a formal dining area, a private home office, or a quiet den. The expansive living room features massive sliding glass doors that frame views of the pool and open directly to the lanai. At the heart of the home, the chef’s kitchen is equipped with an extended breakfast bar, a convenient pass-through window to the lanai, and a cozy eat-in nook. The kitchen flows effortlessly into a welcoming family room, with a warm gas fireplace—ideal for relaxed evenings. This thoughtful layout features two master suites, offering incredible versatility for an in-law setup, long-term guests, or older children who want their own space. The main primary master suite is a private retreat boasting direct lanai access, pool views, a large walk-in closet, and a spa-like en suite bath complete with dual vanities, a separate tiled shower, and a relaxing jacuzzi tub. The second master suite also features a walk-in closet, direct pool access, and its own private bathroom with a tiled shower. Two additional roomy guest bedrooms share a well-appointed third bathroom. A dedicated laundry room completes the interior, fully equipped with a washer and dryer, a utility sink, and extensive cabinetry for storage. Step outside to experience Florida living at its absolute finest. The extended, fully screened lanai features a sparkling, solar-heated pool, all set against a peaceful, naturally wooded greenbelt backdrop. With its prime cul-de-sac positioning, no rear neighbors, and serene nature views, this backyard sanctuary is the ultimate private setting for entertaining friends or soaking up the sun. Adding to your peace of mind, the home comes complete with great mechanical bones, featuring a brand-new water heater and AC 2017. Living in Sugarmill Woods provides a premium lifestyle with access to exceptional community amenities, including optional country club memberships featuring championship golf courses, a fitness center, tennis and pickleball courts, and a community pool. You are just minutes away from local shopping and dining at the Shoppes of Sugarmill Woods, as well as world-class outdoor recreation like Homosassa Springs and Crystal River for endless kayaking, boating, and manatee viewing. Perfectly situated for both lifestyle and convenience, you’re just minutes from Homosassa Springs and Spring Hill, with easy access to both saltwater and freshwater recreation, including boating, fishing, and kayaking. Plus, with direct, close access to the Suncoast Parkway, you can enjoy an effortless, traffic-free commute south to Tampa Airport and Orlando is approximately 90 minutes away. NO SIGHT UNSEEN OFFERS WILL BE CONSIDERED.

20 Bonnie Court S, Homosassa
10200 W Main Street, Homosassa
$329,900
2 Beds ⋅ 2 Baths ⋅ TB8558912 MLS
Discover a one-of-a-kind Florida retreat in Homosassa! Completely renovated from top to bottom, this beautifully updated 2-bedroom, 2-bathroom property offers approximately 1,823 square feet of thoughtfully designed living space and a standout feature rarely found in a home: a private indoor swimming pool. The pool area is complemented by a recently installed heater and a dedicated humidification system for added comfort. Inside, enjoy brand-new finishes, modern coastal-inspired design, smart appliances, and stylish details that create an inviting, resort-like atmosphere. The unique indoor pool and entertaining area make this property an exceptional option for a vacation home, seasonal getaway, or full-time Florida residence. Located in a quiet Homosassa neighborhood, the property is conveniently situated near the area’s renowned manatee encounters, scalloping destinations, local marinas, restaurants, and outdoor recreation along Florida’s Nature Coast. An added bonus for buyers: the seller reports no history of hurricane damage. Enjoy added peace of mind while embracing the Florida lifestyle. Whether you’re looking for a relaxing winter escape or a special place to enjoy Florida year-round, this distinctive property offers an opportunity to make it your own. Furnishings may be available separately for an additional negotiated price. Seller will also consider a lease-option arrangement, subject to negotiated terms and conditions. Schedule your private showing and discover the possibilities!

10200 W Main Street, Homosassa
12 Sycamore Court E, Homosassa
$254,999
3 Beds ⋅ 2 Baths ⋅ O6450885 MLS
Move-in ready 3 bedroom, 2 bath home situated on a spacious 0.37 acre lot in a cul-de-sac in Cypress Village at Sugarmill Woods. Mature trees, fresh landscaping, and a wooded backdrop create an inviting setting. Inside, the split-bedroom floor plan features luxury vinyl flooring throughout most of the home, ceiling fans, and a primary suite with a walk-in closet. The kitchen offers a breakfast nook, stainless steel appliances, and a new range, dishwasher, and range hood. Additional updates include a new central AC/heat pump and electric water heater. An enclosed lanai provides additional space to relax, while the oversized two-car garage and indoor laundry room add everyday convenience. Refrigerator, washer, and dryer are included. Low HOA dues of just $139/year. Some photos have been virtually staged.

12 Sycamore Court E, Homosassa
10 Chinaberry Circle, Homosassa
$225,499
2 Beds ⋅ 2 Baths ⋅ TB8560039 MLS
WELCOME HOME! SPACIOUS LAYOUT, FANTASTIC UPDATES, AND PLENTY OF STORAGE! Step inside and discover a beautifully maintained home offering generous room sizes and updates designed for comfortable everyday living. The welcoming foyer features a DOUBLE-DOOR COAT CLOSET, setting the stage for a home with plenty of storage throughout. The kitchen combines style and functionality with WHITE CABINETRY, GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, AND A DOUBLE-DOOR PANTRY. Recent appliance updates include a NEW REFRIGERATOR AND STOVE IN 2026, along with a dishwasher replaced in 2025. An UNDER-SINK REVERSE OSMOSIS SYSTEM WITH ALKALINE FILTRATION provides filtered drinking water right at the kitchen sink. Just off the kitchen, you'll find a second closet for even more convenient storage. The spacious dining area, located just off the kitchen, offers plenty of room for a large dining table, China cabinet, and additional furnishings. CERAMIC TILE FLOORING extends throughout the foyer, kitchen, and formal dining room, providing an attractive, easy-to-maintain finish. The living room features LUXURY VINYL PLANK FLOORING and opens through a glass door with decorative lattice detailing into the ENCLOSED FLORIDA ROOM. With its DOUBLE-PANE WINDOWS AND STONE TILE FLOORING, this bright additional living space offers another comfortable spot to relax, unwind, or enjoy the view. The generously sized PRIMARY SUITE provides plenty of room for a KING-SIZE BEDROOM SET, plus a small sitting area. Luxury vinyl plank flooring, two closets, and THREE LARGE WINDOWS OVERLOOKING THE PRIVATE BACKYARD make this a comfortable retreat. The en-suite bathroom features ceramic tile flooring, a DOUBLE-SINK VANITY, FRAMED MIRROR, BRAND-NEW WALK-IN SHOWER WITH GLASS DOOR, AND NEW TOILET. The spacious guest bedroom is another standout, easily accommodating a KING-SIZE BEDROOM SET while still leaving room for additional furnishings. LUXURY VINYL PLANK FLOORING AND A BUILT-IN CLOSET complete the space. The nearby hall bathroom features a vanity and a tub/shower combination. The laundry room offers CERAMIC TILE FLOORING, CABINETS, A UTILITY SINK, AND ADDITIONAL STORAGE SPACE BEHIND THE DOOR. The 2022 WATER HEATER is also located here, keeping everyday household essentials close at hand. Additional features include a ONE-CAR GARAGE equipped with a light, ceiling fan, and insulated garage door panels. A PULL-DOWN ATTIC LADDER provides convenient access to additional storage space. IMPORTANT UPDATES AND IMPROVEMENTS: The home features a 2026 A/C system, refrigerator, stove, and stove hood, a 2025 dishwasher and primary bathroom shower, a 2024 electrical panel, 2023 window replacements, a 2022 water heater, and a roof replaced in December 2015. With its spacious living areas, generous bedroom sizes, enclosed Florida room, abundant storage, updated primary bathroom, and numerous upgraded improvements, you'll want to see this amazing home!

10 Chinaberry Circle, Homosassa
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