Apollo Beach / Ruskin Homes under $500,000

Apollo Beach / Ruskin Homes under $500,000

Welcome to the charming coastal communities of Apollo Beach and Ruskin, nestled in the heart of Hillsborough County, Florida. This picturesque region is known for its stunning waterfront views, lush landscapes, and a relaxed lifestyle that perfectly blends the beauty of nature with modern conveniences. Whether you're an outdoor enthusiast or simply seeking a peaceful retreat, Apollo Beach and Ruskin offer a vibrant community atmosphere that will make you feel right at home.

One of the most enticing aspects of this area is the availability of beautiful homes under $500,000. Here, you can find a variety of properties that cater to diverse tastes and lifestyles. From cozy single-family homes with spacious yards to contemporary townhouses with resort-style amenities, there’s something for everyone. Many of these homes are just a stone's throw away from the serene waters of Tampa Bay, providing residents with opportunities for boating, fishing, and enjoying breathtaking sunsets.

The region is also home to a variety of parks, recreational facilities, and local shops, making it easy to embrace the laid-back Florida lifestyle. With convenient access to nearby cities like Tampa and St. Petersburg, you can enjoy the excitement of urban living while returning to the tranquility of your home in Apollo Beach or Ruskin.

Discover the charm and affordability of this beautiful region today, and let us help you find the perfect home that fits your dreams and budget. Your slice of paradise awaits!

Newest Apollo Beach / Ruskin Homes under $500,000

814 Sky Shade Drive, Apollo Beach
$489,999
3 Beds ⋅ 2 Baths ⋅ TB8560720 MLS
Under Construction. What's Special: No Rear Neighbors | Backs to Wetland | Conservation View. New Construction – February Completion! Welcome to the Biloxi at 814 Sky Shade Drive in Indigo Creek! This thoughtfully designed one-story home offers three bedrooms, two bathrooms, and a private study, providing flexibility for work, hobbies, or additional living space. The gourmet kitchen features a large island and walk-in pantry and flows seamlessly into the dining area and spacious great room, creating an inviting setting for everyday living and entertaining. Tucked away for added privacy, the primary suite includes a generous bathroom and walk-in closet. Enjoy outdoor living year-round on the extended covered lanai. Indigo Creek in Apollo Beach offers stunning lake views and plenty of ways to enjoy nature. Planned amenities include a pool, cabana, dog park, and boardwalk, along with a National Wildlife Federation–certified monarch butterfly garden and a nature playscape. Additional Highlights include: Tray ceiling package, whole house 8' interior doors, and outdoor kitchen rough-in. MLS#TB8560720

814 Sky Shade Drive, Apollo Beach
743 Steel Drive, Apollo Beach
$424,999
3 Beds ⋅ 4 Baths ⋅ TB8560648 MLS
What's Special: No Rear Neighbors | 1st Floor Primary Bedroom | 3 Full Baths. New Construction – Ready Now! Welcome to the Captiva at 743 Steel Drive in Indigo Creek! This thoughtfully designed two-story home offers three bedrooms, three and a half bathrooms, and a versatile loft. The open-concept kitchen, dining area, and great room with easy access to the covered lanai create a bright and inviting space for everyday living and entertaining. The private primary suite is conveniently located on the first floor and features a spacious bathroom and walk-in closet. A first-floor laundry room and two-car garage add everyday convenience to the home. Upstairs, two secondary bedrooms, two full bathrooms, and a loft provide plenty of room to relax and unwind. Indigo Creek in Apollo Beach offers stunning lake views and plenty of ways to enjoy nature. Planned amenities include a pool, cabana, dog park, and boardwalk, along with a National Wildlife Federation–certified monarch butterfly garden and a nature playscape. Additional Highlights include: Laundry package, GE refrigerator, and whole house 8' interior doors. Photos are for representative purposes only. MLS#TB8560648

743 Steel Drive, Apollo Beach
213 Silver Falls Drive, Apollo Beach
$404,900
3 Beds ⋅ 2 Baths ⋅ TB8558982 MLS
Virtually Staged. YOUR SEARCH IS OVER!!! Located in the beautiful highly desirable gated 55+ Southshore Falls Del Webb Community. 3 bedrooms PLUS an additional flex room (office/study/den/hobby room) and 2 car garage. From the moment you arrive at this immaculately maintained home you will sense the pride of ownership. NEARLY $15k IN NEW UPDATES IN OCTOBER 2026 This home is perfectly situated on a beautiful lot (landscaping maintained by HOA) with backyard privacy, no backyard neighbors and is MOVE-IN ready. As you enter through the gorgeous foyer you will be impressed with the open spacious floor plan, crown molding with tasteful overhead lighting. Large bright chef's dream gourmet kitchen with features plenty of workspace, 42" cabinets granite countertops, recessed lighting, stainless steel appliances, breakfast bar and a pantry closet. Relax with your morning coffee in the bistro area. Spacious living room dining & sitting room with beautiful built in cabinetry providing the perfect open floor space for family living and entertaining. The large master suite includes, a large walk-in closet, adjoining bathroom with double vanities and a large walk-in shower. Many upgrades including, BRAND NEW A/C (October 2026) Water Heater (October 2026) Interior Painting (October 2026) Exterior Painting (2026), Central Vacuum System throughout the home, Built in Cabinetry, Plantation Shutters, New flooring (October 2026) & family room ceiling speakers. Lots of storage throughout this beautiful home . As you step outside into a SCREENED LANAI enjoy the peace and quiet of no backyard neighbors. Perhaps enjoy a cup of coffee or an adult beverage with a good book or watch the ever-changing views of nature. Relax and enjoy an active adult lifestyle with resort style amenities: 14,000 sq.ft. clubhouse offers billiards, coffee/internet cafe, state of the art fitness center, library/card room, hobby/craft room and grand ballroom for parties and events! A sparkling lagoon pool and spa, resistance pool. Bocce ball, pickle ball courts, tennis courts and a putting green trail. Private roads with nature and walking trails, sidewalks and biking. Plus, the community offers numerous activities and social/special interest clubs. This gated 24-hour manned guarded community has everything you could ever need so there’s always something to do! Truly a wonderful place to entertain family and friends! Located near shopping, waterfront dining, and a short drive to the beautiful Florida beaches! No CDD. Call for an appointment. Easy to view. You will not be disappointed. Welcome to your own piece of Paradise!

213 Silver Falls Drive, Apollo Beach
7625 Nottinghill Sky Drive, Apollo Beach
$480,000
4 Beds ⋅ 3 Baths ⋅ A4707905 MLS
Space, flexibility and a convenient Apollo Beach location come together in this four-bedroom, three-bath home with a dedicated office and three-car garage in Covington Park. Vaulted ceilings create an inviting sense of openness, while the split-bedroom layout provides separation between the primary suite and secondary bedrooms. Formal living and dining areas offer room for entertaining, and the kitchen opens to the family room for comfortable everyday living. The office near the front entrance provides a separate space for working from home, studying or pursuing hobbies. The primary suite features a walk-in closet and a bathroom with dual sinks, a soaking tub and separate shower. A fourth bedroom with its own bathroom offers a welcoming retreat for guests. Step outside to the covered, screened lanai overlooking the fenced backyard—an inviting setting for morning coffee, outdoor dining or relaxing at the end of the day. The three-car garage provides additional room for vehicles, storage and recreational equipment. Covington Park offers community recreation amenities including swimming pools, a fitness center, playgrounds and tennis facilities. Nearby Big Bend Road provides access to shopping, restaurants and everyday services, with St. Joseph’s Hospital-South also in the surrounding area. Explore Apollo Beach’s waterfront dining, boating opportunities and the scenic Apollo Beach Nature Preserve along Tampa Bay. Convenient access to I-75 and US 41 connects you to Tampa, Brandon and the greater Tampa Bay area. Discover a home with room to spread out and a location that keeps daily conveniences and Florida recreation within reach.

7625 Nottinghill Sky Drive, Apollo Beach
320 Ibisview Lane, Apollo Beach
$307,000
3 Beds ⋅ 2 Baths ⋅ TB8559877 MLS ⋅ 320 BLDG.
Welcome to this 3 bedroom, 2 bath, 2 car garage townhome tucked away in Compass Pointe within the GATED, waterfront community of Mirabay! Entering the foyer, the inviting open-concept floor plan features a combined dining room and living room, ideal for gathering and hosting. The kitchen has stainless steel appliances, granite countertops, recessed lighting and plenty of cabinet space plus pantry closet.  The attached breakfast nook is bright and airy and leads out onto the paver patio which is fully fenced for added privacy. The primary bedroom boasts a spacious walk-in closet and ensuite bath a granite countertop vanity with dual sinks, walk-in shower and separate soaking tub. Each of the secondary bedrooms are ample in size and share the remaining full bath. Mirabay has a resort-style pool, 24-hour fitness center, clubhouse, café, tennis courts, pickleball courts, basketball courts, playgrounds, parks, miles of walking trails, kayak and paddleboard access, a community boat lift, and a full calendar of social events and activities for residents to enjoy. As an added bonus, roof, lawn care, exterior paint/maintenance, and water are included in monthly HOA payment. NEW WATER HEATER. Sought after location with proximity to waterfront dining in Apollo Beach, EG Simmons Park, the Manatee Viewing Center, hospitals, shopping, and major highways for easy commuting into Downtown Tampa, MacDill AFB, and around Tampa Bay.

320 Ibisview Lane, Apollo Beach
6940 Exeter Park Place, Apollo Beach
$289,000
3 Beds ⋅ 2 Baths ⋅ TB8559639 MLS
MOVE IN READY!! This home features laminate and tile flooring throughout, high ceilings, updated kitchen and baths, including brand new QUARTZ COUNTER TOPS, stainless steel appliances with a gas range. Newer AC and Roof. This lovely home is located on a cul-de-sac in COVINGTON PARK which is known for its great location and is loved for its many amenities, Clubhouse, Playground, Pools, Fitness Center, Tennis Courts, and more. Low HOA fees!! Near I 75, Rt 41, 301, schools, shopping and hospitals.

6940 Exeter Park Place, Apollo Beach
6205 Fairway Boulevard, Apollo Beach
$325,000
3 Beds ⋅ 2 Baths ⋅ TB8558463 MLS
NO HOA • NO CDD • POOL & SPA • BRING THE RV, BOAT & TOYS! Enjoy the freedom of Florida living in this UPDATED 3-bedroom, 2-bathroom Apollo Beach HEATED POOL AND SPA HOME with the space and flexibility to truly make it your own. Step outside to your fully fenced lot, where the extra-long driveway offers plenty of space for your truck, RV, boat, and other water toys. Cool off in the pool and heat up in the spa! Unwind in the spacious screened-in lanai, or enjoy your green thumb with multiple raised garden beds. Three outdoor storage sheds provide plenty of room for tools, equipment, and hobbies. Recently updated home includes NEW KITCHEN with cabinetry, appliances, and sink, NEW FLOORING + BASEBOARDS, NEW INTERIOR PAINT throughout (ALL DONE IN 2025). Other improvements include NEW POOL PUMP (May 2026), AC system (2018), a whole-home water filtration system, and hurricane-impact windows throughout—no shutters needed! The extra-long one-car garage includes a dedicated workshop and may also accommodate a golf cart, offering versatility for projects, storage, and more. For added peace of mind, the home also features an exterior generator hookup with a transfer switch already installed. Located 3 blocks from the Apollo Beach community recreation center that offers pickleball, skatepark, splash pad, track, dog park, basketball courts, and more! With thoughtful updates, fantastic outdoor amenities, ample parking, and the freedom of NO HOA and NO CDD, this Apollo Beach home offers a wonderful opportunity to enjoy the Florida lifestyle your way. SCHEDULE YOUR PRIVATE SHOWING TODAY!

6205 Fairway Boulevard, Apollo Beach
7619 Wiltshire Park Place, Apollo Beach
$305,000
3 Beds ⋅ 2 Baths ⋅ TB8557742 MLS
Move-in ready, single-story 3-bedroom, 2-bath home in Covington Park, Apollo Beach, with an open floor plan, a spacious fenced backyard, and sought-after community amenities. Tall ceilings and an open connection between the kitchen, dining area, and family room create an easy flow for everyday living and entertaining. Luxury vinyl plank flooring runs throughout, with tile in the kitchen and both bathrooms. The primary suite offers a private bath and a true walk-in closet. Two additional bedrooms provide flexible space for guests, a home office, or hobbies. Sliding doors open to a screened porch and extended paver patio overlooking the fully vinyl-fenced backyard—room to relax, play, garden, or host friends. An attached two-car garage adds everyday convenience. Recent updates include a 2019 roof, 2020 A/C, 2023 water heater, 2025 fence, and bathroom updates completed by licensed contractors. The home is in Flood Zone X; buyers should confirm any insurance requirements with their lender and insurance provider. Covington Park features two playgrounds, parks, tennis courts, and sidewalk-lined streets, and more. Doby Elementary is within the community, with the home zoned for Eisenhower Middle and East Bay High, subject to verification. Convenient to Big Bend Road and I-75, this Apollo Beach home offers access to Tampa Bay area shopping, dining, and commuting routes.

7619 Wiltshire Park Place, Apollo Beach
102 E Saint Lucia Loop, Apollo Beach
$385,000
3 Beds ⋅ 2 Baths ⋅ TB8551267 MLS
SPACE, STORAGE AND STYLE — this 2021 Jacobsen home has all three! Beautifully positioned on a large corner lot in the gated 55+ Caribbean Isles Residential Cooperative, this impressive home offers 1,860 square feet under air and approximately 2,940 total square feet, with a thoughtfully designed split floor plan that provides both openness and privacy. Inside, you’ll find three bedrooms PLUS a dedicated office, spacious living areas, neutral décor, and crown molding throughout the main living spaces. The open kitchen is designed for homeowners who actually enjoy using their kitchen, with stainless steel appliances, solid-surface countertops, generous cabinetry, a pantry with pull-out shelving, and plenty of room to keep everything organized. A separate dining area sits conveniently adjacent to the kitchen, creating an easy flow for everyday meals as well as entertaining. The split-bedroom design gives the primary suite its own private retreat, complete with TWO walk-in closets, a jetted soaking tub, and a separate walk-in shower. Bedrooms two and three are located away from the primary suite — and each has its own walk-in closet. Storage is exceptional throughout this home, with thoughtfully placed closets and spaces that make downsizing a whole lot easier when you don't actually have to give everything up! Florida living deserves great outdoor space, and this home delivers. A large screened lanai with Trex decking provides plenty of room for dining, entertaining, or relaxing in the Florida breeze, with additional outdoor space when you want to enjoy the sunshine. Then there is the storage area — and this is much more than an ordinary shed. Insulated and air conditioned, it features steel shelving, double doors, an indoor golf-cart charging station, and space that can accommodate up to two golf carts. Use it for climate-controlled storage, a workshop, hobbies, or golf-cart parking. The home's expanded parking pad provides room for up to four vehicles, while the covered carport gives you additional flexibility for a vehicle or golf carts. Quality and practicality continue with well-insulated exterior siding, solid subfloors, and a layout that feels welcoming from the moment you enter. At just a few years old, this home offers the space and features many buyers want without giving up the relaxed atmosphere of a Florida 55+ community. And here's where Caribbean Isles makes the package even better. This is a resident-owned cooperative with NO LOT RENT. Ownership includes a share in the cooperative, with a monthly maintenance fee of just $242, which contributes to community amenities, activities, professional management, and replacement reserves. Caribbean Isles is a waterfront community with a network of canals and community water access available to shareholders for boating and kayaking. Launch from the community and enjoy access toward Tampa Bay and the Gulf, or simply spend the day closer to home enjoying the heated pool, clubhouse, recreational amenities, social activities, and miles of private roads perfect for walking, biking, and golf-cart cruising.Located in Apollo Beach on Florida's Gulf Coast, Caribbean Isles is convenient to shopping, restaurants, medical services, entertainment, beaches, and major highways within easy reach.If you've been looking for a newer Florida home but aren't ready to give up on space, storage, parking, privacy, or lifestyle, this home deserves to be at the top of your list.

102 E Saint Lucia Loop, Apollo Beach
6817 Surrey Oak Drive, Apollo Beach
$299,000
3 Beds ⋅ 2 Baths ⋅ TB8557128 MLS
Meticulously maintained 3-bedroom, 2-bath villa with tranquil pond views and an impressive list of upgrades! From the moment you arrive, you’ll appreciate the beautiful landscaping, fresh mulch and well-kept exterior. Inside, this move-in-ready home features fresh interior paint, plantation shutters, hurricane impact windows throughout, rain gutters, water softener, tankless hot water heater, ceiling fans, garage utility sink, and no carpet—only tile and laminate flooring. The open-concept kitchen and living area is ideal for everyday living and entertaining. The kitchen features quartz countertops, under-cabinet lighting, a gas range, newer appliances and a comfortable eat-in dining area overlooking the main living space. The spacious primary suite offers a large bedroom and private bath with quartz countertops and a generous walk-in shower with glass enclosure. Two additional bedrooms provide flexibility for guests, an office or additional living space. Step outside to the screened patio with epoxy flooring and enjoy peaceful pond views—perfect for morning coffee or relaxing at the end of the day. The home offers a 2-car garage and driveway parking. Conveniently located close to the new Publix shopping center and just minutes from major highways, hospitals, restaurants and additional shopping. Residents also enjoy a community pool plus access to Covington Park amenities including another pool, playground, basketball courts and clubhouse. Beautifully maintained, upgraded and ideally located—this villa is truly move-in ready!

6817 Surrey Oak Drive, Apollo Beach
6134 Colmar Place, Apollo Beach
$474,900
4 Beds ⋅ 2 Baths ⋅ TB8557784 MLS
Welcome to 6134 Colmar Place, located in the highly desirable Waterset community of Apollo Beach! This beautifully maintained 4-bedroom, 2-bath Sandpiper home by Homes by WestBay offers approximately 2,114 square feet of comfortable living space with a thoughtfully designed three-way split floor plan that provides both privacy and functionality. From the inviting Craftsman-style exterior and welcoming front porch to the beautifully upgraded interior, this home is sure to impress. Step inside to discover elegant crown molding, decorative architectural details, and NEW luxury vinyl flooring that adds both style and durability. The spacious kitchen opens seamlessly to the dining and great room areas and features quartz countertops, a decorative tile backsplash, stainless steel appliances, a 5-burner gas range, generous cabinetry, additional storage racks in garage, and a walk-in pantry. The private primary suite features two walk-in closets and an en-suite bath with split vanities, quartz countertops, and a beautifully appointed shower. Enjoy Florida living year-round on the covered, screened lanai overlooking the beautifully remodeled and fenced backyard with NO BACKYARD NEIGHBORS, offering an added sense of privacy. Thoughtfully placed accent lighting enhances the outdoor space in the evenings, creating the perfect setting for relaxing or entertaining. A natural gas Weber outdoor grill means no propane tanks to refill, while reclaimed water for the sprinkler system provides added convenience for maintaining the landscaping. Additional upgrades and features include a whole-home water treatment system and reverse-osmosis drinking water system that convey with the property, a TAEXX built-in pest control system, SafeRacks-style overhead garage storage, hurricane shutters, and an attached 2-car garage. Waterset offers an exceptional lifestyle with resort-style pools, fitness centers, miles of walking and biking trails, parks, playgrounds, dog parks, sports courts, community events, and more. Conveniently located near shopping, dining, major roadways, Tampa, and Florida’s beautiful Gulf Coast. Don’t miss your opportunity to make this move-in-ready Apollo Beach home yours!

6134 Colmar Place, Apollo Beach
6026 Golden Nettle Drive, Apollo Beach
$385,000
3 Beds ⋅ 2 Baths ⋅ TB8557407 MLS
Short Sale. This home captures the effortless Florida lifestyle in the highly sought-after community of Waterset! From the moment you step inside, Weekley Homes' smart design is evident from the tall ceilings to the seamless flow from foyer to lanai. The heart of this home is a chef-inspired kitchen that’s as functional as it is beautiful, featuring sleek quartz countertops and a massive central island that’s just begging for entertaining or long casual conversations as well as spacious dining area for more formal occasions. The thoughtful split floor plan ensures privacy for the primary suite while keeping the main living areas open and connected. It’s the kind of layout that works for every stage of life, whether you need bedrooms, home office or home yoga studio! The primary suite offers views of your private back yard and features a spa-like en-suite bath with double vanity, walk-in shower and huge walk-in closet! Just outside of the suite, you have you have easy access to your screened lanai overlooking a fully fenced yard with lush tropical landscaping. For added peace of mind, the home comes with custom fit hurricane panels! Living in Waterset means you’re not just buying a house; you’re joining a vibrant community known for its incredible amenities, including pools, fitness centers, a sports center right down the street and miles of scenic trails. This is the move-in ready home you can't miss!

6026 Golden Nettle Drive, Apollo Beach
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