Apollo Beach / Ruskin Homes with HOA

Apollo Beach / Ruskin Homes with HOA

Welcome to the picturesque community of Apollo Beach, nestled within the charming town of Ruskin in Hillsborough County, Florida. Known for its stunning waterfront views and a relaxed coastal lifestyle, Apollo Beach is a hidden gem that offers the perfect blend of tranquility and modern conveniences. With its close proximity to Tampa, residents enjoy easy access to vibrant city life while being able to retreat to the serene beauty of their community.

One of the standout features of Apollo Beach is its array of homes that come with a Homeowners Association (HOA). These meticulously maintained properties not only enhance the aesthetic appeal of the neighborhood but also foster a strong sense of community among residents. The HOA ensures that common areas are well-kept, offers recreational amenities, and organizes events that bring neighbors together, making it easy to forge lasting friendships.

Living in Apollo Beach means embracing a lifestyle filled with outdoor activities. With its beautiful beaches, parks, and waterfront access, residents can indulge in boating, fishing, and kayaking. The area is also home to several golf courses, shopping centers, and dining options, providing everything you need just a stone’s throw away.

Whether you’re a family looking for a friendly neighborhood or a retiree seeking a peaceful retreat, Apollo Beach offers a diverse range of homes with HOA that cater to all lifestyles. Discover the charm of this coastal community and make it your new home in sunny Florida!

Newest Apollo Beach / Ruskin Homes with HOA

6026 Golden Nettle Drive, Apollo Beach
$395,000
3 Beds ⋅ 2 Baths ⋅ TB8557407 MLS
Short Sale. This home captures the effortless Florida lifestyle in the highly sought-after community of Waterset! From the moment you step inside, Weekley Homes' smart design is evident from the tall ceilings to the seamless flow from foyer to lanai. The heart of this home is a chef-inspired kitchen that’s as functional as it is beautiful, featuring sleek quartz countertops and a massive central island that’s just begging for entertaining or long casual conversations as well as spacious dining area for more formal occasions. The thoughtful split floor plan ensures privacy for the primary suite while keeping the main living areas open and connected. It’s the kind of layout that works for every stage of life, whether you need bedrooms, home office or home yoga studio! The primary suite offers views of your private back yard and features a spa-like en-suite bath with double vanity, walk-in shower and huge walk-in closet! Just outside of the suite, you have you have easy access to your screened lanai overlooking a fully fenced yard with lush tropical landscaping. For added peace of mind, the home comes with custom fit hurricane panels! Living in Waterset means you’re not just buying a house; you’re joining a vibrant community known for its incredible amenities, including pools, fitness centers, a sports center right down the street and miles of scenic trails. This is the move-in ready home you can't miss!

6026 Golden Nettle Drive, Apollo Beach
122 W Saint Annes Circle, Apollo Beach
$285,000
2 Beds ⋅ 2 Baths ⋅ A4709247 MLS
Waterfront Living! Enjoy Florida living at its finest in this beautifully updated home featuring 2 bedrooms, 2 bathrooms, plus a versatile flex room—perfect for an office, guest space, or hobby room. Prime Waterfront Location • Approx. 110 feet of canal frontage • Just waiting for your boat lift—ideal for boating enthusiasts!

122 W Saint Annes Circle, Apollo Beach
7612 Paradiso Drive, Apollo Beach
$730,000
5 Beds ⋅ 4 Baths ⋅ TB8549622 MLS
Discover spacious Florida living in the highly sought-after Waterset community of Apollo Beach! This beautifully designed 2021 Bayshore II floor plan offers the perfect blend of comfort, functionality, and room to entertain. Featuring 5 bedrooms, 4 full bathrooms, a dedicated den/home office, an expansive upstairs bonus room, and a 3-car garage, this home offers exceptional flexibility for everyday living. Step inside through the elegant foyer and experience an inviting open-concept layout. The spacious kitchen features quartz countertops, abundant cabinetry, a farmhouse sink, and an oversized island that flows seamlessly into the main living and dining areas. Tray ceilings and expansive sliding glass doors bring in natural light and create an ideal setting for entertaining or simply relaxing at home. The thoughtfully designed split floor plan includes a spacious primary suite with dual walk-in closets, double vanities, and a walk-in shower. Upstairs, the fifth bedroom and generously sized bonus room provide additional space for guests, entertainment, hobbies, or a private retreat. Step outside to enjoy the covered lanai and open backyard, offering plenty of opportunities to relax, entertain, or create your own outdoor oasis. Beyond the home, experience the incredible Waterset lifestyle! This master-planned community offers resort-style swimming pools, splash pads, fitness centers, miles of scenic walking and biking trails, playgrounds, dog parks, basketball, pickleball and tennis courts, and inviting community gathering spaces, subject to applicable community access rules. Conveniently located near I-75, shopping, dining, schools, and the greater Tampa Bay area, this home offers a wonderful combination of space, convenience, and community living. Offered AS-IS, this property presents an excellent opportunity to personalize a spacious home in one of Apollo Beach’s most desirable communities. Schedule your private showing today!

7612 Paradiso Drive, Apollo Beach
140 Bright Ibis Avenue, Apollo Beach
$485,000
4 Beds ⋅ 3 Baths ⋅ TB8557077 MLS
Virtually Staged. Welcome to this well-appointed 4-bedroom, 3-bath home in the sought-after Mangrove Manor community of Apollo Beach. Built in 2023 by D.R. Horton, this residence offers an open and functional floor plan with generous living spaces, oversized rooms, ceramic tile throughout the main level, and carpet in the bedrooms. The great room flows seamlessly into the dining area and kitchen, which features 42" staggered-mount cabinets with crown molding, granite countertops, a backsplash, and stainless steel appliances. The primary suite is privately located upstairs and includes a sitting room and a spa-like bath with dual sinks and a walk-in closet. Two additional oversized bedrooms and a full bath complete the upper level, along with a spacious bonus room perfect for a game room, media space, or second living area, and a conveniently located laundry room. Downstairs you’ll find a guest bedroom and full bath, plus a flex room. Enjoy Florida living from the covered lanai overlooking the fully fenced backyard with scenic pond views. The 2-car garage includes epoxy flooring and overhead storage racks. Community amenities include a neighborhood pool, with easy access to Tampa, the TECO Manatee Viewing Center, local marinas, and E.G. Simmons Park.

140 Bright Ibis Avenue, Apollo Beach
6414 Triton Lane, Apollo Beach
$449,999
4 Beds ⋅ 3 Baths ⋅ TB8557030 MLS
Stunning Home on a Private Pond Lot – Move-In Ready Welcome to this beautifully maintained, turnkey 4-bedroom, 3-bathroom home offering the perfect blend of comfort, style, and functionality. Nestled on a serene pond lot with no rear neighbors, this spacious single-story residence is ideal for entertaining and everyday living. From the moment you arrive, the home’s exceptional curb appeal and lush landscaping set the tone. Inside, you’ll find an open and inviting floor plan with elegant tile flooring throughout the main living areas. The gourmet kitchen features granite countertops, a large center island with seating, stainless steel appliances, a gas stove, and a cozy eat-in dining space—perfect for gatherings. The spacious primary suite offers tray ceilings, peaceful views of the pond, walk-in closet, and a luxurious en-suite bath complete with a garden tub and walk-in shower. Step through the expansive sliding glass doors into your private outdoor. Enjoy year-round relaxation under the covered lanai perfect for embracing the Florida lifestyle. Located in the highly desirable Waterset community in Apollo Beach, residents enjoy access to resort-style amenities including walking trails, multiple pools, a clubhouse, tennis and basketball courts, pickleball, athletic fields, and more. Conveniently situated near shopping, dining, medical facilities, beaches, and major highways.

6414 Triton Lane, Apollo Beach
6911 Sail View Lane, Apollo Beach
$399,000
3 Beds ⋅ 2 Baths ⋅ TB8552185 MLS
WATERSET – ASHTON WOODS “YBOR” MODEL WITH A WATER VIEW! Your perfect GREEN-BUILT home awaits in the highly desirable master-planned community of Waterset. Situated on a premium waterfront lot with NO BACKYARD NEIGHBORS, this immaculate move-in-ready residence features a fantastic split-floor plan with an effortless flow. Bright and spacious, this 3-bedroom, 2-bathroom, 1,710 sq. ft. home boasts a 2-car garage and a charming covered front porch and was built for family fun and entertaining. Step through the 8 ft. glass entry door past the foyer, and you’re welcomed by a large family room featuring an elegant tray ceiling perfectly paired with crown molding. The family room overlooks the lanai, patio, and a tranquil pond, and provides a peaceful and inviting space to relax after a long day of work and family activities. Experience the spatial warmth as you move through the open-concept family room, dining area, and kitchen within this thoughtfully designed split-floor plan. The living kitchen is the nucleus of this beautiful home. The kitchen features newer stainless-steel appliances, a center island with breakfast bar seating, cocoa colored, solid-wood cabinetry featuring 42" upper cabinets with crown molding, granite countertops, pendant lighting, and a closet pantry. Its seamless flow into the dining and living areas creates the perfect atmosphere for gatherings and everyday living. The spacious primary retreat features elegant engineered hardwood flooring, and will comfortably fit a king-sized bedroom set. The primary retreat features a large walk-in closet and an en-suite featuring dual vanities, solid wood cabinets, a walk-in shower, a linen closet, and a private water closet. The secondary bedrooms offer generous accommodations, and share a full bathroom with a single vanity and a tub/shower combo. Additional interior features include a highly functional laundry room with hardwood cabinets. Step outside to your outdoor oasis, featuring a large screened lanai that seamlessly flows out to a beautiful travertine patio overlooking the water. The 2-car garage is fully upgraded with epoxy flooring, an EV charging outlet, overhead ceiling shelving, and a newer gas water heater. NEW ROOF INSTALLED IN 2025! Waterset is a sports community and features some of the finest resort-style amenities available in the Tampa Bay area. Residents have access to an array of active and leisure activities: 5 resort-style pools, 3 community fitness centers, a 12-mile trail system complete with fitness stations, The Landing Club and Café, The Lakeside Splash Pad, Picnic Park and Grand Lawn, The Waterset Club, Waterline Station, The Founder’s Club, Southshore Sportsplex, and several parks. Waterset also offers convenient access to major highways, schools, restaurants, shopping, recreation, entertainment, and everything that the Tampa Bay area has to offer. This gem will not last; come make this your forever home!

6911 Sail View Lane, Apollo Beach
260 S Port Royal Lane, Apollo Beach
$210,000
2 Beds ⋅ 2 Baths ⋅ TB8554486 MLS
SUNSHINE, PORCH TIME AND EASY FLORIDA LIVING! This charming 2015 two-bedroom, two-bath manufactured home in 55+ Caribbean Isles Residential Cooperative is ready for someone who would rather spend their time enjoying Florida than maintaining a house. Step inside and you'll immediately notice how light, bright and cheerful this home feels. The open floor plan brings the kitchen, living room and dining area together, making the space comfortable for everyday living and entertaining. Pull up a stool at the kitchen island for breakfast or a casual meal, while the cozy dining area provides seating for two when you want to sit down and linger over dinner. Crown molding adds a polished finishing touch, and ceiling fans in the living room and both bedrooms keep those Florida breezes moving. But the real star may be waiting just beyond the sliding glass doors — a large open back porch that practically begs you to slow down and stay awhile. Morning coffee, afternoon reading, dinner outdoors or an evening visit with friends — this is the kind of space that can quickly become your favorite “room” in the house. The primary bedroom features a wall-to-wall closet and private ensuite bath with a walk-in shower. The guest bedroom is conveniently located near the second full bath, which includes a tub/shower combination. Both bathrooms have windows for natural light, and the washer and dryer are conveniently located next to the guest bath. Blinds are already installed throughout, the home is partially furnished, and a separate storage shed gives you extra room for all those things you don't want cluttering your Florida retreat.Then there's life in Caribbean Isles Residential Cooperative, a gated, resident-owned 55+ waterfront community where your calendar can be as full — or as empty — as you want it. Enjoy the heated pool, clubhouse, games, activities, dinners, dances, boating and kayaking opportunities, or simply hop on the golf cart and visit with neighbors. There's always something happening, but relaxing is an activity here, too.Whether you're looking for a full-time retirement home or a seasonal Florida getaway, this sunny, easy-care home gives you a comfortable place to land — and a terrific back porch from which to enjoy it. Bring the flip-flops, pick your favorite porch chair, and start enjoying Florida!

260 S Port Royal Lane, Apollo Beach
6118 Voyagers Place, Apollo Beach
$439,990
4 Beds ⋅ 3 Baths ⋅ TB8555759 MLS
POSSIBLE FHA LOAN ASSUMPTION AT AN INCREDIBLE 2.75pc. RATE! Qualified buyers may have the opportunity to assume the seller's existing FHA financing, subject to lender approval and applicable requirements. CREATIVE FINANCING OPTIONS ARE ENCOURAGED—bring your ideas! Beyond the financing opportunity, 6118 Voyagers Place offers 4 bedrooms, 2.5 bathrooms, and 2,115 square feet with an open-concept main living area, first-floor primary suite, and a backyard designed to be enjoyed. Inside, the kitchen, dining, and family room flow seamlessly together, creating an easy layout for both everyday living and entertaining. The first-floor primary suite offers added privacy, while three additional bedrooms upstairs provide plenty of flexibility for family, guests, a home office or hobby space. Step outside to an extended brick patio surrounded by established palm trees that bring a touch of Florida living right into the backyard. The outdoor bar and bar stools convey with the home, creating a ready-made space for grilling, entertaining or relaxing outside. The irrigation system utilizes reclaimed water for added convenience when maintaining the landscaping. The garage also includes a few extras you won't have to purchase after closing—a 50-foot retractable cord reel with triple tap and mounted glass whiteboard both convey. The home also features an OWNED water softener system through Guardian Water Services. Located in the sought-after Waterset community of Apollo Beach, you'll have access to an impressive collection of amenities, including resort-style pools, fitness facilities, parks, playgrounds, sports courts, walking trails, dog parks and community gathering spaces. With a potential 2.75 pc. FHA loan assumption, flexible financing possibilities, a first-floor primary suite, extended outdoor living space, mature palms and thoughtful extras already in place, this home offers the space and lifestyle to enjoy Florida living from day one.

6118 Voyagers Place, Apollo Beach
235 Lakeway Lane, Apollo Beach
$279,950
3 Beds ⋅ 2 Baths ⋅ TB8555741 MLS
PRICED RIGHT! USDA FINANCING ELIGIBLE! Don’t miss an amazing opportunity to scoop up this 3-bedroom, 2-bath gem situated in the established Apollo Beach neighborhood of Island Walk. It is truly a blank slate ready for your personal touch. The big-ticket items are already covered: roof replacement in 2014, newer 3.5-ton Trane HVAC installed in 2023. Step into the spacious great room with endless potential to create a warm and inviting living space. Outside, enjoy a large covered and screened lanai and a partially fenced backyard. There is also a shed if you need extra storage space. The driveway has been extended offering convenient additional parking. Hurricane shutters are included. With some TLC and cosmetic updates, this home can be made cozy and comfortable for years to come. Its location puts you close to everything that makes Apollo Beach special, including Apollo Beach Park & Recreation Center, Nature Preserve, waterfront dining, public boat ramps and nearby marinas. Bring your vision and make this Apollo Beach home your own!

235 Lakeway Lane, Apollo Beach
6402 Rubia Circle, Apollo Beach
$825,000
4 Beds ⋅ 4 Baths ⋅ TB8554642 MLS
Virtually Staged. After an extensive renovation in 2026, we are proud to present 6402 Rubia Circle, an exceptional 4-bedroom, 3.5-bath pool home located in the luxurious, highly sought-after waterfront community of Andalucia in Apollo Beach. This property sustained no damage from any 2024 hurricanes. Welcome to resort-style Florida living in Andalucia, one of Apollo Beach’s premier 24- hour guard-gated waterfront communities. Thoughtfully renovated inside and out, this move-in-ready residence beautifully blends timeless elegance, modern comfort, and quality craftsmanship. Offering 2,588 square feet of living space, a 3-car garage, four spacious bedrooms, and three-and-a-half baths, this home is designed for both relaxed everyday living and effortless entertaining. A new roof was installed in 2020, and abundant natural light fills the open floor plan, creating a seamless flow throughout the home. At the center of the residence is a stunning, completely reimagined kitchen featuring quartz countertops, stainless steel appliances installed in 2020, abundant cabinetry, and a large island with seating. The spacious family room is anchored by a charming wood- burning fireplace, while the open dining and living areas are enhanced by beautiful new light fixtures. The home’s electrical upgrades in 2026 include new interior LED ceiling lighting and exterior LED soffit lighting with programmable smart switches, adding both style and convenience. The generous primary suite provides a private retreat with an elegant ensuite bath, large walk-in closet, and sliding doors opening directly to the pool deck. A second spacious bedroom offers the privacy of its own ensuite bath, while two additional well- appointed bedrooms share a beautifully renovated hall bath. Step outside to your own private resort. The 2026 newly refinished pool features upgraded jets, lighting, chlorination, and filtration systems, complemented by freshly resurfaced concrete decking and new pool fencing. The 2026 built-in outdoor kitchen creates the perfect backdrop for entertaining, dining al fresco, and enjoying the year- round Florida lifestyle. Other areas that were recently renovated in 2026 include an epoxy-coated garage floor, all-new toilets, fresh interior and exterior paint, an upgraded air-filtration system enhancing the 2017 HVAC system, a sprinkler system overhaul, repaired well system for irrigation, tree trimming, and beautiful new landscaping and plantings. Beyond your private oasis, Andalucia offers an exceptional collection of resort-style amenities. Residents enjoy a clubhouse overlooking Tampa Bay, a waterfront pool with breathtaking sunset views, pickleball, tennis and basketball courts, a playground, and access to a private marina, with boat slips available for rent or ownership. 6402 Rubia Circle is more than a beautifully renovated home—it is an opportunity to embrace the best of the Florida waterfront lifestyle in one of Apollo Beach’s most desirable communities.

6402 Rubia Circle, Apollo Beach
7442 Oxford Garden Cir, Apollo Beach
$297,900
3 Beds ⋅ 2 Baths ⋅ TB8555555 MLS
Virtually Staged. COVINGTON GARDENS — INVESTOR OPPORTUNITY! Welcome to this inviting 3-bedroom, 2-bath home offering comfortable living, desirable features. A screened front porch provides a welcoming entry and a great spot to enjoy the Florida breeze. Inside, the kitchen features granite countertops, maple-tone cabinetry, tile flooring, a decorative nook, and French doors with integrated blinds leading to the backyard. The living and dining areas feature attractive laminate flooring, while decorative plant ledges provide additional space to showcase your personal style. Ceiling fans throughout the home and window blinds add comfort and privacy. The spacious primary suite features a walk-in closet and private bath with a relaxing garden tub/shower combination. Located in a natural gas community, the home features a gas furnace, dryer connection. Step outside to the fenced backyard overlooking the pond, complete with an extended concrete patio offering plenty of space for grilling, outdoor dining, and entertaining. Covington Gardens offers a low HOA and CDD, an impressive selection of community amenities, including swimming pools, clubhouse with facilities, fitness center, tennis courts, soccer fields, walking paths, playgrounds, Clock Tower Park, and community activities. Conveniently located near shopping, dining, entertainment, and I-75 for easy commuting. INVESTOR OPPORTUNITY: Property is tenant-occupied with an existing lease through May 1, 2027. Buyer to assume and honor the existing lease, subject to its terms and applicable requirements. Property is being sold AS-IS.

7442 Oxford Garden Cir, Apollo Beach
5231 Colony Vista Drive, Apollo Beach
$441,505
3 Beds ⋅ 2 Baths ⋅ TB8555150 MLS
Under Construction. Welcome to easy coastal living in Apollo Beach, where I-75 makes downtown Tampa, great dining, shopping, and the airport conveniently accessible while the relaxed Tampa Bay lifestyle is right outside your door. Enjoy Waterset's sought-after "live, play, unwind" community with multiple clubhouses and fitness centers, five pools, 10+ parks, 12+ miles of trails, and courts for pickleball, tennis, sand volleyball, and basketball, all surrounded by scenic lakes and expansive green spaces. The Hornbeam is a single-story home designed for modern, low-maintenance living, with an open, light-filled layout that flows easily between the kitchen, dining, and gathering areas. The stylish kitchen is the heart of the home, a welcoming space for everyday living and effortless entertaining. The private Owner's Retreat is a peaceful escape with a well-appointed Owner's Bath, while the additional bedrooms and flexible living space offers room to work, relax, and grow. With about 1,700 square feet and no stairs to climb, the layout makes daily life feel simple and comfortable. An attached two-car garage adds everyday convenience. Crafted by David Weekley Homes, this home reflects LifeDesign® principles with an emphasis on natural light, efficient flow, and everyday comfort. Energy-efficient construction adds lasting value and convenience, all backed by an industry-leading 1-2-10 builder's warranty.

5231 Colony Vista Drive, Apollo Beach
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