St Petersburg Homes under $400,000

St Petersburg Homes under $400,000

Welcome to St. Petersburg, Florida – a vibrant coastal city that perfectly blends art, culture, and beautiful waterfront living. Nestled in Pinellas County, St. Petersburg is known for its stunning beaches, thriving arts scene, and a warm, welcoming community. Whether you’re a first-time homebuyer or looking to invest, this city offers an array of homes under $400,000, making it an ideal choice for those seeking affordability without compromising on lifestyle.

St. Petersburg boasts a rich tapestry of neighborhoods, each with its own unique charm. From the bustling downtown area filled with trendy shops, cafes, and galleries, to the serene waterfront parks perfect for sunset strolls, there’s something for everyone. Families will appreciate the excellent schools and community amenities, while retirees can enjoy the laid-back atmosphere and year-round sunshine.

Real estate in St. Petersburg is diverse, featuring cozy bungalows, modern condos, and spacious single-family homes, all within your budget. With the median home price hovering around $400,000, you’ll find plenty of options that suit your needs and preferences. Imagine waking up to the sound of waves lapping the shore or enjoying a weekend at the famous St. Pete Pier, all just a stone’s throw from your new home.

With its unbeatable location, rich history, and an abundance of recreational activities, St. Petersburg is not just a place to live; it’s a place to thrive. Explore the possibilities today and discover your dream home in this enchanting Florida city!

Newest St Petersburg Homes under $400,000

6907 Stones Throw Circle N Unit 2203, St Petersburg
$229,000
2 Beds ⋅ 2 Baths ⋅ TB8554958 MLS ⋅ 2 BLDG.
Welcome to Stone’s Throw, a well-maintained, centrally located community in the heart of St. Petersburg. This updated second-floor condo features two bedrooms, two bathrooms, peaceful pond and fountain views, and a private lanai for outdoor relaxation. The bright, open interior includes new vinyl flooring throughout, all-new plumbing, and a full-size washer and dryer. The updated kitchen offers new cabinetry, quartz countertops, stainless steel appliances, and a contemporary finish. A new community roof, completed in 2026, provides added peace of mind. Stone’s Throw is an all-ages community with a large swimming pool and sundeck, heated spa, clubhouse, tennis courts, pickleball courts, car wash area, and ample open parking. HOA fees include water, sewer, trash, cable, internet, exterior and roof maintenance, and pest control. Conveniently located near Tyrone Square Mall, movie theaters, restaurants, shopping, and everyday services, the condo is also a short drive from Madeira Beach, St. Pete Beach, Treasure Island, and downtown St. Petersburg. Nearby access to the Pinellas Trail provides additional opportunities for outdoor recreation. With its modern updates, peaceful water views, extensive amenities, included services, and desirable location, this move-in-ready condo offers comfortable, low-maintenance Florida living.

6907 Stones Throw Circle N Unit 2203, St Petersburg
6401 34th Avenue N, St Petersburg
$359,900
3 Beds ⋅ 2 Baths ⋅ TB8554394 MLS
You aren't going to want to miss this great block home located in central St. Pete. This home sits on a corner lot and is just over a quarter of an acre. The welcoming entrance features a covered carport with original exposed wood beams and a stunning wood front door. Stepping inside the home, you'll notice the welcoming living space with all-new flooring. There is a great-sized living room, and it is open to the dining room. The kitchen has been updated with wood cabinets, subway tile backsplash, granite countertops, and stainless steel appliances. The primary bedroom has a half bath attached as well as a walk-in closet. The hall bath features vintage bathroom tile along with an updated vanity. All the major mechanicals are in great shape: roof (2022), AC system (2022), water heater (2013), and an updated GE electrical panel (2005). This home also has PGT impact-rated windows throughout. There is an additional storage closet out the back door and a space for the washer/dryer. The spacious yard is fenced in and has a shed that conveys with the property. There is a sprinkler system on a well and the sprinklers are throughout the entire yard. This home is in an X-flood zone (no flood insurance currently required). There was no damage/flooding from the 2024 hurricanes. This home is conveniently located to shopping, restaurants, and everything St. Pete has to offer. You can reach the Gulf beaches in 15 minutes, downtown St. Pete in 20 minutes or less, and I-275 in 15 minutes.

6401 34th Avenue N, St Petersburg
4843 Napoli Court Ne, St Petersburg
$315,000
2 Beds ⋅ 3 Baths ⋅ TB8555171 MLS ⋅ Cluster Home BLDG.
Tucked away on a quiet cul-de-sac in the pristine, gated community of Placido Bayou, this beautifully maintained 2-bedroom, 2.5-bath end-unit villa offers the perfect blend of privacy, comfort, and low-maintenance living in one of Northeast St. Pete’s most sought-after neighborhoods. With only one shared wall, located along the kitchen, the home offers an added sense of privacy that’s hard to find in villa living. Freshly painted with new flooring throughout the first floor, this home is truly move-in ready. Step inside to a bright, open living and dining space with soaring vaulted ceilings that create an airy, inviting feel. The spacious kitchen offers plenty of room for everyday living and entertaining, while a dedicated laundry room and convenient half bath complete the first floor. Upstairs, both bedrooms feature private ensuite bathrooms. Out back, unwind on the peaceful screened-in porch with an additional storage closet, perfect for enjoying Florida living year-round. Placido Bayou is known for its beautifully maintained grounds, mature landscaping, warm neighborhood feel, and exceptional security. The monthly HOA provides incredible value and includes water, sewer, trash, cable TV, high-speed internet, flood insurance, property and liability insurance, landscaping, community pool and spa access, exterior building maintenance, road maintenance, association management, gated entry with a staffed guard, and additional nightly neighborhood security patrols. Enjoy the ease of villa living with added privacy and so much included, all within a quiet, established community in the heart of Northeast St. Petersburg.

4843 Napoli Court Ne, St Petersburg
1920 23rd Avenue N, St Petersburg
$249,900
3 Beds ⋅ 1 Baths ⋅ TB8554921 MLS
3-Bedroom Home in a Non-Flood Zone! This cute and well-maintained home is an excellent opportunity for a first-time homebuyer, investor, or anyone looking for a comfortable home with valuable recent updates. The home features 3 bedrooms and 1 bathroom, with the third bedroom offering flexibility as a den, home office, or additional living space. Enjoy the peace of mind of a roof that is approximately 9 years old, new laminate flooring recently installed, an A/C system and compressor approximately 2 years old, and new ductwork installed within the past 3–4 months. The home was also tented for termites less than 2 years ago. Located in a non-flood zone, so no flood insurance is required! Convenient public transportation is also nearby, with bus service picking up directly behind the home on the same block. Wonderful location, close to interstate, easy access to Tampa or Downtown St. Pete. This home is worth a look!

1920 23rd Avenue N, St Petersburg
4575 Cove Circle Unit 1003, St Petersburg
$278,900
2 Beds ⋅ 2 Baths ⋅ TB8554405 MLS ⋅ Heritage House BLDG.
SPECTACULAR WATERFRONT VIEWS, BREATHTAKING SUNSETS & TURNKEY FLORIDA LIVING! Welcome to Sea Towers, a desirable 55+ gated waterfront condominium community in St. Petersburg, Florida! Perched on the 10th floor, this beautifully remodeled, 2-bedroom, 2-bath condo with an ASSIGNED CARPORT offers panoramic views of the Intracoastal Waterway, Boca Ciega Bay, and the Gulf of Mexico. Whether you're searching for a year-round residence, seasonal retreat, or move-in-ready Florida waterfront condo, this exceptional property delivers the coastal lifestyle you've been dreaming of! Step inside and discover a bright, inviting interior featuring luxury waterproof vinyl plank flooring installed in 2022, tasteful updates, and expansive windows showcasing spectacular water views. The beautifully updated kitchen features GRANITE COUNTERTOPS, a tray ceiling with updated lighting, a newer refrigerator, and a convenient breakfast bar. Both bathrooms feature updated vanities with granite countertops and modern lighting, while the primary bathroom offers a spacious WALK-IN SHOWER. Additional improvements include a 2019 A/C system, 2020 water heater, 2023 Alumiconn electrical conversion, HURRICANE-IMPACT WINDOWS, and STORM SHUTTERS for added protection and peace of mind. Offered TURNKEY FURNISHED, this waterfront retreat makes settling into the Florida lifestyle effortless! Imagine beginning your mornings watching dolphins and manatees in the sparkling waters below, enjoying the passing boats and coastal wildlife throughout the day, and ending each evening with BREATHTAKING GULF COAST SUNSETS from the comfort of your living room. These extraordinary WATERFRONT VIEWS create a peaceful, picturesque setting you'll never tire of! SEA TOWERS offers an exceptional RESORT-STYLE 55+ LIFESTYLE with two heated swimming pools, tennis courts, fishing piers, shuffleboard, a putting green, fitness center, saunas, and a variety of organized social activities. Enjoy waterfront walking areas, beautiful coastal surroundings, and an active community atmosphere. LOCATION, LOCATION, LOCATION! Conveniently situated near MADEIRA BEACH, JOHN'S PASS VILLAGE & BOARDWALK, SEMINOLE CITY CENTER, waterfront dining, shopping, entertainment, and the beautiful Gulf beaches. Enjoy easy access to everything that makes the St. Petersburg and Tampa Bay area such a sought-after Florida destination. Whether you're looking for a WATERFRONT CONDO, a 55+ RETIREMENT COMMUNITY, a seasonal Florida getaway, or low-maintenance coastal living, this 10TH-FLOOR GEM is an opportunity you won't want to miss! LIFE IS SHORT — LIVE ON THE WATER! Schedule your private showing today and experience the views, lifestyle, and amenities that make Sea Towers so special!

4575 Cove Circle Unit 1003, St Petersburg
2620 13th Avenue S, St Petersburg
$284,900
3 Beds ⋅ 2 Baths ⋅ O6447277 MLS
Welcome to this charming three-bedroom, two-bathroom home located in the desirable Wildwood neighborhood! This residence features a bright open floor plan designed for effortless daily living and entertaining. At the heart of the home, the kitchen comes equipped with beautiful butcher-block countertops. The primary bedroom serves as a quiet retreat, featuring an en-suite primary bathroom with a double sink vanity. Step outside to enjoy a private, fully fenced-in backyard that offers a secure space for relaxing, playing, or pets. The location is ideal, situated just minutes from schools, parks, shopping, restaurants, and entertainment, and less than 10 minutes from vibrant downtown St. Petersburg. Schedule your private showing today!

2620 13th Avenue S, St Petersburg
818 90th Avenue N, St Petersburg
$374,999
3 Beds ⋅ 2 Baths ⋅ TB8555299 MLS
Welcome to this charming 3-bedroom, 2-bath pool home in St. Petersburg! Step inside to an inviting open floor plan featuring beautiful terrazzo flooring throughout, creating a seamless flow from room to room. The spacious living and dining areas provide plenty of room for both everyday living and entertaining. One of the home’s standout features is the spacious sunroom overlooking the pool and backyard. Filled with natural light, this versatile bonus space offers endless possibilities—use it as a second living area, playroom, home office, guest retreat, or flexible space for extended family. Step outside to your own private backyard retreat, complete with a sparkling pool—perfect for enjoying Florida’s year-round sunshine, relaxing on the weekends, or hosting family and friends. With three comfortable bedrooms, two full bathrooms, an open and functional layout, additional flexible living space, and a private pool, this home offers the Florida lifestyle you’ve been looking for. Conveniently located in St. Petersburg with easy access to shopping, dining, entertainment, and everything the Tampa Bay area has to offer. Schedule your private showing today!

818 90th Avenue N, St Petersburg
3531 29th Avenue N, St Petersburg
$389,900
2 Beds ⋅ 1 Baths ⋅ TB8555298 MLS
Charming and beautifully maintained 2-bedroom, 1-bath ranch home in the heart of Central St. Petersburg, blending character, style, and exceptional outdoor space. Inside, the home feels bright and inviting, with wood look tile flooring throughout. A mix of plantation shutters and shutter style blinds adorn the windows. A versatile bonus room offers additional living space and could be used as a home office or formal dining area. The metro-modern kitchen is full of character, featuring exposed electrical conduit, stainless appliances, brick accents, a contemporary chandelier, durable butcher-block countertops, and a contrasting island with Corian countertop. Step outside to a truly special shaded backyard retreat beneath a mature oak tree, surrounded by lush ferns, elephant ears, and established landscaping. The oversized, fully fenced lot offers plenty of space for entertaining, gardening, recreation, boat or RV storage, or creating your own private oasis with room for a pool. A spacious circular driveway provides ample off-street parking for family and guests. Additional highlights include a fully owned solar panel system, newer water heater, updated electrical, updated bathroom, and a new roof installed in August 2023. Located in Flood Zone X. Ideally situated just minutes from Downtown St. Petersburg, the Central Avenue corridor, shopping, dining, parks, entertainment, Gulf Coast beaches, major commuter routes, and the interstate. Enjoy the charm of an established neighborhood with convenient access to all that St. Petersburg has to offer. A home with character, updates, abundant outdoor space, and plenty of possibilities... come see it for yourself!

3531 29th Avenue N, St Petersburg
1020 85th Avenue N Unit 222, St Petersburg
$124,500
2 Beds ⋅ 1 Baths ⋅ TB8555024 MLS ⋅ 3 BLDG.
This charming two-bedroom, one-bathroom condominium, with 1035 square feet, is in the All-Age Concord Villages. Unit 222 is ideal for first-time buyer, snowbirds, or anyone seeking to downsize their living space. As you enter the unit, you will see a large living room with an area to use for dining. The living room, hallway, bedrooms, and bathroom have tile flooring, with updated light fixtures. The kitchen boasts stainless steel appliances, granite countertops, a generous pantry closet, and luxury vinyl plank flooring. Off the kitchen, you’ll find a bonus room with a lovely view of the trees, that can be transformed into an office, hobby room, or breakfast area. A door from the bonus room conveniently leads to the large bedroom located at the back of the condo. This bedroom features a walk-in closet and an additional closet for storage. The bedrooms are separated by the updated bathroom, which includes a tub-shower combo. The front bedroom has a window and a built-in closet.This unit has low-e, impact windows, providing peace of mind. Concord Villages 3 offers residents a clubhouse with a pool and a laundry room. You’ll also have your own designated parking space, with ample guest parking available. The maintenance fee includes the roof, exterior maintenance, cable TV, ground maintenance, pool, trash, sewer, water, internet, and common area taxes. Conveniently located just minutes from downtown St. Petersburg, this condo provides easy access to shopping, entertainment, Vinoy Park, St. Pete Pier, Hwy 275, and the Tampa Bay. Don’t miss out on this opportunity! Call today to schedule a private showing!

1020 85th Avenue N Unit 222, St Petersburg
4915 Bay Street Ne Unit 124, St Petersburg
$179,000
2 Beds ⋅ 2 Baths ⋅ TB8555004 MLS ⋅ 500 BLDG.
Welcome to easy, maintenance-free living in Winston Park, a beautifully maintained 55+ community in St. Petersburg. This move-in-ready, first-floor condo offers two bedrooms, two bathrooms, and the convenience of stepping directly outside to peaceful green space with exceptional privacy. Inside, you’ll find a bright, comfortable layout featuring an updated kitchen with all new appliances, refreshed flooring, and newly painted interiors. The spacious primary bedroom includes an en-suite bathroom and walk-in closet. A new HVAC system and water heater provide added comfort and peace of mind. Winston Park residents enjoy a welcoming, active community with a heated pool, clubhouse, shuffleboard courts, and beautifully landscaped grounds. Conveniently located near shopping, restaurants, downtown St. Petersburg, area beaches, I-275, and Tampa International Airport, this home makes it easy to enjoy everything the Tampa Bay area has to offer. This building experienced no flooding during the recent storms. Schedule your private showing and discover the comfort, convenience, and privacy of this desirable first-floor residence.

4915 Bay Street Ne Unit 124, St Petersburg
5900 21st Street N Unit 6, St Petersburg
$79,000
2 Beds ⋅ 1 Baths ⋅ TB8555479 MLS ⋅ F BLDG.
Welcome to this inviting 2-bedroom, 1-bath first-floor condo in the desirable Town Apartments community of St. Petersburg. This conveniently located unit offers easy, no-stair access and a comfortable layout ideal for year-round living, or seasonal residence. Enjoy a spacious living area, functional kitchen, two well-sized bedrooms, and a Florida room providing additional living or relaxation space. Town Apartments is a 55+ active-adult community offering a welcoming atmosphere and a variety of amenities, including a heated swimming pool, clubhouse, shuffleboard, social activities, and community events. The association provides exterior maintenance and numerous included services for added convenience. Ideally situated near shopping, restaurants, medical facilities, parks, and major roadways, this condo provides an excellent opportunity to enjoy the Florida lifestyle with low-maintenance living.

5900 21st Street N Unit 6, St Petersburg
2230 E Harbor Drive S, St Petersburg
$355,000
2 Beds ⋅ 1 Baths ⋅ TB8553821 MLS
Room to grow in Harbordale! This 2-bedroom, 1-bath home comes with two downstairs bonus rooms and a 2-car garage, which is rare in this part of St. Pete. Use the bonus rooms as a home office, gym, studio, guest space, or playroom, whatever fits your life. Downstairs, a second bathroom is already plumbed with new plumbing and just waiting for your finishes. The garage gives you real parking plus space for storage, a workshop, or all your toys. Outside, you can walk to coffee and bagels at Pete's Bagels or dinner at the Chattaway, and you're minutes from Lassing Park and the waters of Tampa Bay, with quick access to downtown St. Pete, USF St. Petersburg, the Pier, and I-275. Whether you're looking for your first home, more space for less, or a property with upside, this one checks a lot of boxes. Come see it!

2230 E Harbor Drive S, St Petersburg
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