St Cloud (Harmony) Homes with Private Yard Exterior Features

St Cloud (Harmony) Homes with Private Yard Exterior Features

Welcome to St. Cloud, a hidden gem nestled in the heart of Osceola County, Florida. Known for its friendly atmosphere and vibrant community, St. Cloud offers the perfect blend of small-town charm and modern conveniences. With its picturesque landscapes and serene lakes, this city is an ideal place for families, retirees, and anyone looking to escape the hustle and bustle of city life while still enjoying easy access to urban amenities.

St. Cloud is not only rich in natural beauty but also boasts a variety of recreational activities. Residents can explore the scenic parks, enjoy boating on East Lake Tohopekaliga, or take a leisurely stroll along the charming downtown area filled with unique shops and delightful eateries. The city is also conveniently located near major highways, making it easy to visit nearby attractions like Orlando's theme parks and the stunning Florida coastline.

When it comes to housing, St. Cloud offers a diverse selection of homes, including those with private yard exterior features. Imagine stepping into your own personal oasis, where you can unwind in a beautifully landscaped yard, host summer barbecues, or simply enjoy the tranquility of your surroundings. These homes provide the perfect space for families and pets to play, garden enthusiasts to cultivate their green thumb, and anyone seeking a peaceful retreat right at home.

Whether you’re looking for a cozy starter home or a spacious family residence, St. Cloud’s real estate market has something for everyone. Embrace the opportunity to create your dream lifestyle in this enchanting city, where community spirit and natural beauty come together in perfect harmony.

Newest St Cloud (Harmony) Homes with Private Yard Exterior Features

7083 Mottled Duck Drive, St Cloud (Harmony)
$367,993
3 Beds ⋅ 2 Baths ⋅ O6452022 MLS
Welcome to this beautiful single-story home in the desirable Harmony area of St. Cloud! Featuring 3 bedrooms, 2 bathrooms, and approximately 1,504 square feet of living space, this home offers a comfortable and functional layout. Built in 2024, the property features a modern design and a great opportunity for buyers seeking a newer home in Central Florida. Conveniently located near shopping, dining, parks, schools, and major roadways. Don’t miss the opportunity to make this home your own! Schedule your private showing today.

7083 Mottled Duck Drive, St Cloud (Harmony)
7133 Indiangrass Road, St Cloud (Harmony)
$511,000
5 Beds ⋅ 4 Baths ⋅ G5119277 MLS
Looking for More Space, More Privacy, and the Perfect Setup for Multigenerational Living? This Harmony Home Has It All! Discover the Rare Combination of a Spacious 4-Bedroom Main Residence, a Completely Separate 1-Bedroom Guest Apartment, and an Expansive, Privately Fenced Backyard! Whether You’re Accommodating Extended Family, Welcoming Children Home, Hosting Overnight Guests, or Simply Looking for Room to Spread Out, This Property Offers the Flexibility, Comfort, and Lifestyle Today’s Buyers Are Searching for. The Main Residence Features 4 Bedrooms and 2.5 Bathrooms, Granite Countertops and Vanities, Solid Wood Cabinetry, and Plantation Blinds Throughout. Above the Oversized Garage, You’ll Find a Separate 1-Bedroom, 1-Bathroom Guest Apartment with Its Own Private Entrance, Kitchenette, Bedroom, and Full Bathroom. This Self-Contained Living Space Is Ideal for Adult Children, Extended Family, Visiting Guests, or Anyone Seeking Additional Privacy and Independence While Remaining Close to Loved Ones. Step Outside to Enjoy the Expansive, Privately Fenced Backyard and Screened Back Porch, Complete with an Outdoor Kitchen and Electric Awning for Comfortable Shade. The Generous Backyard Offers Plenty of Space for Outdoor Activities and Plenty of Room for a Custom Pool, Subject to Applicable Approvals. A Hot Tub That Conveys with the Property Adds Another Opportunity to Relax and Unwind. Located in the Sought-After Harmony Community, Residents Enjoy a Golf Cart-Friendly Lifestyle, with the Neighborhood’s Elementary, Middle, and High Schools All Accessible by Golf Cart. Community Amenities Include Golf, Swimming Pools, Pickleball, a Clubhouse, Dining Options, and Recreational Activities. Enjoy Meeting Friends for Dinner or Playing a Round of Golf Without Leaving the Neighborhood! Nearby Healthcare Services, Medical Facilities, and Places of Worship Add to the Convenience of Everyday Living. Harmony Also Offers Access to UCF, Orlando International Airport (MCO), Orlando’s World-Famous Theme Parks, Shopping, Dining, and Major Employment Centers. A Rare Combination of Private Outdoor Space and Flexible Living! With Four Bedrooms in the Main Residence, a Completely Separate Guest Apartment, an Oversized Garage, and an Expansive Fenced Backyard, This Property Offers Room to Accommodate Changing Needs While Enjoying the Amenities and Golf Cart Lifestyle That Make Harmony Such a Special Place to Call Home. Hurry Get This One on Your List, This Home Will Sell Fast! Call Today for Your Private Tour!!

7133 Indiangrass Road, St Cloud (Harmony)
7732 Bent Tree Loop, St Cloud (Harmony)
$392,900
4 Beds ⋅ 2 Baths ⋅ O6450777 MLS
Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $20,000 + $15,000 FLEX CASH! Picture the next chapter at 7732 Bent Tree Loop in Harmony Central. This completed Adams Homes 1820C provides 1,820 square feet of living space, four bedrooms, two bathrooms and a two-car garage in a welcoming single-story design. Imagine relaxed mornings, sharing dinner and making room for guests, hobbies or a home office. The primary suite provides a comfortable retreat when it is time to unwind. Now available at $392,900, this new-construction home brings together everyday comfort and meaningful purchase incentives. Harmony Central has NO CDD. Compared with published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that represents approximately $194 to $212 monthly in equivalent CDD costs, or approximately $46,610 to $50,799 over 20 years if those annual amounts remain unchanged. This illustration is not guaranteed future savings. CDD assessments vary by property and assessment area, may change annually, and exclude HOA fees and other property taxes. Community amenities include a pool, cabanas and a dog park. CURRENT LIMITED-TIME PROMOTION: $20,000 price reduction is already reflected in the advertised price, plus $15,000 Flex Cash and a free washer, dryer and refrigerator. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. When working with Acrisure, one of our preferred lenders, receive an additional Buyer Credit for contracts executed by October 31, 2026, subject to lender terms and eligibility. Flex Cash use is subject to applicable lender and loan-program requirements. Ask the onsite sales team for complete terms, eligibility and availability. Schedule your visit and picture the everyday moments that could begin here.

7732 Bent Tree Loop, St Cloud (Harmony)
7672 Bent Tree Loop, St Cloud (Harmony)
$367,900
4 Beds ⋅ 2 Baths ⋅ O6450740 MLS
Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $45,000; reduction already reflected in the advertised price. Imagine an easy morning at home, a relaxed evening gathering and space that adapts to your day. At 7672 Bent Tree Loop in Harmony Central, the Adams Homes 1820D plan brings together 1,820 square feet of living space, 4 bedrooms, 2 full bathrooms and a 2-car attached garage. The single-story layout connects comfortable living spaces with a kitchen designed for everyday conversation, meals and memorable gatherings. Four bedrooms provide room for guests, a home office or hobbies, while the primary suite creates a comfortable place to recharge. A covered lanai extends your living experience outdoors, creating a welcoming setting for a quiet morning or a relaxed evening. Harmony Central has NO CDD. Compared with the published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that means avoiding approximately $194 to $212 monthly in equivalent CDD costs - up to approximately $2,540 annually. Over 20 years, that projects to approximately $46,610 to $50,799 in avoided CDD assessments, assuming the cited annual amounts remain unchanged throughout that period; this is an illustration, not guaranteed future savings. Comparison is for CDD assessments only; amounts vary by assessment area and property, may change annually, and do not include HOA fees or other property taxes. Community amenities include a pool with cabanas and a dog park. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. Schedule your private tour and picture the everyday moments that could begin here.

7672 Bent Tree Loop, St Cloud (Harmony)
3614 Briarlynne Way, St Cloud (Harmony)
$349,900
3 Beds ⋅ 2 Baths ⋅ O6450748 MLS
Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $23,000; reduction already reflected in the advertised price. Picture a fresh start at 3614 Briarlynne Way in Harmony Central. This completed Adams Homes 1415A brings together 1,415 square feet of living space, three bedrooms, two bathrooms and a two-car attached garage in a comfortable single-story design. Imagine relaxed mornings, gathering for dinner and having additional bedrooms for guests, a home office or your favorite hobbies. The primary suite provides a welcoming place to unwind at the end of the day. Harmony Central has NO CDD. Compared with the published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that means avoiding approximately $194 to $212 monthly in equivalent CDD costs - up to approximately $2,540 annually. Over 20 years, that projects to approximately $46,610 to $50,799 in avoided CDD assessments, assuming the cited annual amounts remain unchanged throughout that period; this is an illustration, not guaranteed future savings. Comparison is for CDD assessments only; amounts vary by assessment area and property, may change annually, and do not include HOA fees or other property taxes. Community amenities include a pool with cabanas and a dog park. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. Schedule your private tour and picture the everyday moments that could begin here.

3614 Briarlynne Way, St Cloud (Harmony)
6776 Huntleigh Hammock Road, St Cloud (Harmony)
$355,000
3 Beds ⋅ 2 Baths ⋅ O6447567 MLS
*** ASSUMABLE VA LOAN 4.75%*** Step into the effortless style of this beautifully appointed 2022-built home in the desirable Villages at Harmony. From the moment you enter, the bright, airy interior & open-concept design create an inviting atmosphere that truly feels like a model home with tile throughout. The split-bedroom floor plan offers both privacy and functionality, while the spacious kitchen takes center stage with a large island, stainless steel appliances and generous walk-in pantry—perfect for everyday living and entertaining. Outside will you enjoy your own private retreat featuring an expansive brick-paver patio with pergola, upgraded landscaping and irrigation, creating the perfect setting for morning coffee, outdoor dining or entertaining guests. A 2-car garage has a portion of the garage that is converted to an enclosed bonus room w/ ac that can be an office, man-cave, or can even be reverted back easily. Residents of the Villages at Harmony enjoy an impressive array of amenities, including a large clubhouse, community pool with splash pad, playground, pavilion and more. Furnishings are negotiable, offering the opportunity for a truly turnkey purchase. Adding even more value is the opportunity to assume the existing VA loan at an attractive 4.75% interest rate, subject to lender approval and buyer eligibility. The property also has SOLAR PANELS that have a balance but a low monthly payment with a super low utility bill is $22/month. Beautifully maintained, thoughtfully designed and move-in ready—this Harmony home is one you won't want to miss!

6776 Huntleigh Hammock Road, St Cloud (Harmony)
2763 Swooping Sparrow Drive, St Cloud (Harmony)
$365,000
3 Beds ⋅ 2 Baths ⋅ O6438818 MLS
This is a nearly-new 2024 Build, single-owner Allex model single-story home located in the Harmony West community. 3 bedrooms, 2 full bathrooms, open-concept kitchen, dining, features include large island with bar seating, all Stainless-Steel appliances, and Water Filtration/ Softener System. A Primary Suite with private bathroom, 2 guest bedrooms, a second full bathroom and a laundry room with washer and dryer. Equipped with "Home Is Connected" smart home technology. Generously sized backyard already fenced and landscaped. highly rated Osceola County schools. Harmony Community School (PK–5), Harmony Middle, and Harmony High are all located within a 2.3-mile radius. Community amenities include Resort-style community pool, fitness center, maintained common areas and so much more. Builder to build a private dock for kayaking in the near future that will also be included. Seller offering assistance with closing costs or an interest rate buy-down and move-in ready alternative to waiting for a new construction build.

2763 Swooping Sparrow Drive, St Cloud (Harmony)
7630 Bent Tree Loop, St Cloud (Harmony)
$362,900
4 Beds ⋅ 2 Baths ⋅ O6414513 MLS
**LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $50,000; reduction already reflected in the advertised price. Imagine coming home to four bedrooms and comfortable one-story living, with the flexibility your household needs and the savings of brand-new construction. Welcome to 7630 Bent Tree Loop. Now offered at $362,900, this move-in-ready Adams Home features 1,820 square feet, 4 bedrooms, 2 bathrooms and a two-car garage. The fourth bedroom provides valuable flexibility for guests, a home office, hobbies or a growing household. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry, a breakfast bar and pantry create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 monthly—or approximately $48,038 over 20 years if the assessment remained unchanged. This comparison uses published FY2026 assessments for certain nearby properties; assessments vary by property and may change annually. The 20-year amount is a simple illustration assuming unchanged annual assessments, not guaranteed future savings. HOA fees and other property taxes are separate. Community amenities include a pool with cabanas and a dog park. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. Builder-paid closing costs, excluding prepaids, require a preferred lender. A $1,000 contract deposit reserves the home; additional funds may be required at closing. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. Schedule your private tour and picture the everyday moments that could begin here.

7630 Bent Tree Loop, St Cloud (Harmony)
7569 Bent Tree Loop, St Cloud (Harmony)
$344,900
3 Beds ⋅ 2 Baths ⋅ O6414061 MLS
**LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $28,000; reduction already reflected in the advertised price. Imagine stepping into a brand-new home designed for comfortable, easy one-story living while keeping more money available for the moments that matter. Welcome to 7569 Bent Tree Loop. Now offered at $344,900, this move-in-ready Adams Home features 3 bedrooms, 2 bathrooms and a two-car garage. The efficient 1415A floor plan provides a private primary suite plus two additional bedrooms that can support guests, remote work or hobbies. The open living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a breakfast bar create an inviting place for meals and entertaining. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 monthly—or approximately $48,038 over 20 years if the assessment remained unchanged. This comparison uses published FY2026 assessments for certain nearby properties; assessments vary by property and may change annually. The 20-year amount is a simple illustration assuming unchanged annual assessments, not guaranteed future savings. HOA fees and other property taxes are separate. Community amenities include a pool with cabanas and a dog park. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. Builder-paid closing costs, excluding prepaids, require a preferred lender. A $1,000 contract deposit reserves the home; additional funds may be required at closing. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. Schedule your private tour and picture the everyday moments that could begin here.

7569 Bent Tree Loop, St Cloud (Harmony)
2541 Harmonia Hammock Road, St Cloud (Harmony)
$400,000
3 Beds ⋅ 2 Baths ⋅ O6386837 MLS
This popular one-story home offers 3 bedrooms, 2 bathrooms, and a 2-car garage with 1,672 square feet of thoughtfully designed living space. The open-concept layout seamlessly connects the living room, dining area, and kitchen—perfect for entertaining or everyday living. The kitchen is a standout feature, showcasing granite countertops, stainless steel appliances, a spacious pantry, and a large center island ideal for meal prep and gathering. Natural light fills the spacious living area, creating a bright and welcoming atmosphere. The private primary suite, located at the rear of the home, features an ensuite bathroom with dual sinks, a separate shower, and a generous walk-in closet. Two additional well-sized bedrooms share a beautifully appointed full bathroom, offering flexibility for guests, family, or a home office. The laundry room is conveniently located near all bedrooms for added ease. Built with durable concrete block construction, this home also includes smart home technology, allowing you to control features from your smart devices. Residents enjoy access to premium community amenities, including a resort-style pool, playground, and fitness center, enhancing the lifestyle this home offers.

2541 Harmonia Hammock Road, St Cloud (Harmony)
7330 Crabgrass Road, St Cloud (Harmony)
$875,000
3 Beds ⋅ 2 Baths ⋅ G5105856 MLS
One or more photo(s) has been virtually staged. This home can be purchased with NO INCOME VERIFICATION needed! 5 ACRES. NO HOA. 2024 CONSTRUCTION. YOUR OWN PRIVATE FLORIDA SANCTUARY. What if you could have the privacy, freedom, and beauty of country living without sacrificing the comfort and luxury of a newly built home? Welcome to 7330 Crabgrass Road in Saint Cloud, an extraordinary 5-acre retreat where modern living meets untouched Florida nature. Built in 2024, this beautifully designed 3-bedroom, 2-bath home offers 1,789 square feet surrounded by something increasingly difficult to find in Central Florida: land, privacy, wildlife, protected views, and NO HOA. No neighbors staring into your backyard. No crowded subdivision. No HOA telling you how to enjoy your property. Instead, wake up to deer, cranes, hawks, Osceola turkeys, and the sounds of nature outside your door. With conservation land across the street and behind the property, the peaceful natural setting is protected for years to come. At the heart of the property is a stunning manmade, spring-fed swimming pond with a dual-setting waterfall that can operate through either a recirculating pump or fresh well water. Swim on a warm Florida afternoon, relax beside the water, or watch the sunset reflect across your own private oasis. Inside, you'll quickly realize that choosing acreage doesn't mean sacrificing luxury. The open-concept home is filled with natural light and features solid wood interior doors, lifetime-warranty wood laminate flooring, a propane fireplace, active surround sound, and beautiful custom beetle-kill pine furniture, molding, and accent walls—with wood harvested directly from the property. The range and dryer are equipped for either propane or electric, with both connections already installed. Two screened lanais maximize the incredible setting: a front lanai for Florida sunrises and an oversized rear lanai for peaceful evenings surrounded by nature. And with 5 acres and no HOA, you have room to actually live. Osceola County allows the possibility of a second home on the property, creating incredible potential for multi-generational living, guest accommodations, or future expansion.* A pole barn with 100-amp electrical service and RV hookup provides space for toys, equipment, hobbies, storage, or adventure-ready living. A commercial-grade well system with an underground figure-8 loop delivers strong water pressure throughout the property, with hose stations approximately every 150 feet. Best of all, this peaceful setting doesn't mean sacrificing convenience. Grocery stores, shopping, and everyday necessities are approximately 10 minutes away, with Orlando International Airport, Walt Disney World, Melbourne Beach, and the Space Coast all within convenient driving distance. 5 acres. No HOA. 2024 construction. Protected conservation views. Private swimming pond. RV accommodations. Potential for a second home. Most acreage properties require a compromise. You get the land but sacrifice the house. You get privacy but sacrifice convenience. Here, you don't have to choose. The real luxury is the space, privacy, nature, and freedom to make it yours.

7330 Crabgrass Road, St Cloud (Harmony)
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