Satsuma Homes under $400,000

Satsuma Homes under $400,000

Welcome to Satsuma, Florida, a hidden gem nestled in the heart of Putnam County! This charming town offers a serene lifestyle surrounded by the natural beauty of the St. Johns River, making it a perfect sanctuary for nature lovers and families alike. With its friendly community, Satsuma boasts a rich history and a laid-back atmosphere that invites you to slow down and enjoy life’s simple pleasures.

Satsuma is known for its beautiful landscapes, featuring lush greenery and scenic waterways that provide ample opportunities for outdoor activities such as fishing, boating, and hiking. The town's proximity to larger cities like Palatka and Gainesville ensures that residents can enjoy a peaceful retreat while still having access to urban amenities, shopping, and dining options.

For those looking to plant roots in this idyllic town, Satsuma offers a variety of homes under $400,000, making it an attractive option for first-time buyers, families, and retirees. From cozy single-family homes to charming cottages, there’s something to suit every taste and budget. Many properties boast spacious yards, perfect for entertaining or enjoying a quiet evening under the stars.

With its friendly atmosphere, affordable housing, and stunning natural surroundings, Satsuma is more than just a place to live; it’s a lifestyle. Come explore the possibilities and discover why so many are choosing to call this beautiful area home. Your dream home in Satsuma awaits!

Newest Satsuma Homes under $400,000

207 Sunland Drive, Satsuma
$59,900
3 Beds ⋅ 2 Baths ⋅ FC321894 MLS
Incredible investment opportunity! This spacious double lot spans nearly a half-acre and is being priced strictly for land value. The property comes fully equipped with an existing well, a septic system, and a detached workshop. While there is an established older mobile home on-site, it is in need of repairs and sold as-is. With the potential to subdivide the lots, this property offers outstanding versatility for builders, investors, or anyone looking to create their ideal setup.

207 Sunland Drive, Satsuma
108 Pine Lake Drive, Satsuma
$199,900
3 Beds ⋅ 2 Baths ⋅ O6444510 MLS
Beautifully Renovated 3-Bedroom Home in Bayou Club! Welcome to this beautifully updated 3-bedroom, 2-bath home in the desirable Bayou Club community. Move-in ready and extensively renovated, this home features a brand-new 2026 A/C system with heat pump, brand-new water heater, completely renovated kitchen, updated bathrooms, new flooring throughout, fresh interior paint, and a large attached, fully enclosed shed with electricity that can be used as a workshop, hobby space, or additional storage. The home also features a covered carport and covered balcony. Step inside to a bright, refreshed interior with modern finishes throughout. The beautifully renovated kitchen provides an inviting space for cooking and entertaining, while the updated bathrooms, new flooring, and fresh paint give the entire home a clean, contemporary feel. The additional attached shed adds valuable usable space and is already equipped with electricity, allowing for use as a workshop, tool room, hobby area, or additional storage. The covered carport provides convenient protected parking, while the covered balcony adds additional covered outdoor space. Enjoy the Bayou Club amenities, including a clubhouse, swimming pool, boat dock, boat launch, boat slips, RV/boat storage, and trash service, with an HOA fee of approximately $75 per month. With 3 bedrooms, 2 bathrooms, extensive renovations, a large powered workshop/storage area, covered parking, covered outdoor space, and access to community amenities, this move-in-ready home combines updated interior finishes with valuable additional functional space.

108 Pine Lake Drive, Satsuma
139 Sportsman Road, Satsuma
$299,000
2 Beds ⋅ 2 Baths ⋅ FC321529 MLS
**ADJACENT VACANT LOT INCLUDED WITH THE SALE**, giving this property approximately **140 feet of brackish-water frontage** with access to Dunn's Creek, the St. Johns River and Crescent Lake! Welcome to your Florida fisherman’s dream! This exceptionally well-maintained, move-in-ready waterfront property offers the kind of Old Florida lifestyle that is becoming harder and harder to find. Whether you’re searching for a full-time residence, weekend getaway or Florida vacation home, this property is ready to enjoy from day one. Bring the boat and fishing gear! The property features a well-maintained dock with boat lift, giving you convenient access to an incredible network of waterways. Dunn's Creek connects the St. Johns River with Crescent Lake, opening the door to miles of boating, exploring and some outstanding Northeast Florida fishing. Chase big bass, cruise the creek, explore Crescent Lake or head out toward the St. Johns River for even more boating and fishing opportunities. The home itself has been extremely well maintained, recently painted and is truly move-in ready, with virtually nothing left to do but start enjoying the Florida waterfront lifestyle. The A/C is only a couple of months old, and the home also features newer appliances, including the washer and dryer. Water is currently supplied by an **artesian deep-water well**, and the home is equipped with a **full-home water filtration system and water softener**. The property also has its own septic system. Buyers have the ability to connect to city water and sewer if desired, providing additional flexibility for the future. Outside, you’ll find mature fruit trees, plenty of room to enjoy the property, two separate carports with parking for one vehicle each, plus a nice-sized storage shed attached to one of the carports. The included adjacent lot provides even more waterfront, outdoor space and possibilities. Another great future improvement: the road is currently scheduled to be paved in **May 2027**, adding even more convenience and appeal to this waterfront property. Imagine waking up, walking out to your dock, lowering the boat and heading out for a morning of fishing. Whether you’re chasing big bass, cruising Dunn's Creek, exploring Crescent Lake or heading toward the St. Johns River, you have an incredible variety of Florida waterways right outside your door. With the adjacent lot included, approximately 140 feet of waterfront, private dock and boat lift, artesian well, full-home water filtration system and water softener, newer A/C and appliances, multiple covered parking areas and a beautifully maintained, move-in-ready home, there is literally nothing to do but bring your boat, fishing rods and flip-flops. This isn’t just a waterfront property. It’s your opportunity to start living the **Florida fisherman’s dream**, whether you call it home year-round or make it your Florida getaway.

139 Sportsman Road, Satsuma
104 Woodcrest Avenue, Satsuma
$274,900
2 Beds ⋅ 1 Baths ⋅ FC321450 MLS
ST. JOHNS RIVER AREA OPPORTUNITY! Welcome to 104 Woodcrest Ave. in Satsuma, FL, where Old Florida charm meets thoughtful updates and comfortable living. Situated on approximately .54 acres, this beautifully renovated solid concrete block home offers 2 bedrooms, 1 bathroom, and a spacious 2-car garage. The property provides plenty of room to enjoy the outdoors, with a fully fenced backyard area, paver patio and walkway, raised garden beds, mature landscaping, irrigation, and fruit and citrus trees scattered throughout the property. Major improvements include a Metal Roof (2023), A/C (2024), Hot Water Heater (2021), Refrigerator (2025), Water Filtration System (2025), Well Pump (2024), Gutters with Leaf Filters (2023), Fully Fenced Backyard Area (2023), Paver Patio and Walkway (2025), and Landscaping and Irrigation System (2025). Inside, the renovated home offers a comfortable and functional layout, while the extensive improvements provide added peace of mind for years to come. Outside, the generous .54-acre homesite delivers the space and relaxed setting that make this property stand out. Whether you're looking for a full-time residence, weekend retreat, or a place to enjoy a quieter Florida lifestyle, 104 Woodcrest Ave. offers a unique combination of solid construction, valuable updates, outdoor space, and Old Florida character.

104 Woodcrest Avenue, Satsuma
135 Sportsman Road, Satsuma
$230,000
4 Beds ⋅ 2 Baths ⋅ O6437281 MLS
Welcome to your peaceful waterfront retreat in Satsuma! This spacious 4-bedroom, 2-bath home sits on approximately half an acre and offers the perfect blend of comfort, privacy, and Florida waterfront living. Step outside and enjoy the canal-front setting with your own private dock, ideal for boating, fishing, or simply relaxing by the water. The property features a large deck and welcoming front porch, an above-ground pool, fenced yard, and detached storage shed, providing plenty of space to enjoy the outdoors. Inside, an additional room provides the flexibility of a fourth bedroom, guest room, home office, or bonus space. The peaceful surroundings and generous property size create a private setting with room to relax, entertain, and enjoy life by the water. Whether you're searching for a full-time residence, weekend getaway, or your own Florida waterfront escape, this property offers a unique opportunity to make it yours. Seller financing is available—ask for additional details!

135 Sportsman Road, Satsuma
111 Breezeway Avenue, Satsuma
$318,000
3 Beds ⋅ 2 Baths ⋅ GC542633 MLS
Well maintained 2024 3-bedroom, 2-bathroom home, thoughtfully designed for modern living. The open floor plan seamlessly blends the living, dining, and kitchen areas, enhanced by durable and elegant LVP flooring throughout. The kitchen features granite countertops, stainless steel appliances, soft-close cabinets, large walk in pantry, brushed nickel hardware, disposal & water softener. The primary suite offers a luxurious ensuite bathroom, complete with a double vanity and a spacious walk-in closet. Hardie board siding for timeless curb appeal and includes storage shed. This home is located just 10 minutes from historic downtown Palatka, it's also an easy commute to St. Augustine, Jacksonville or Palm Coast. Lots of growth in the area. The best part is you are close to the St. Johns River for endless boating and outdoor adventures. Don't wait—call us for your private tour today and make this home yours!

111 Breezeway Avenue, Satsuma
105 Canary Lane, Satsuma
$173,000
2 Beds ⋅ 2 Baths ⋅ S5154876 MLS
SELLER MOTIVATED! $3,500 TOWARDS BUYERS CLOSING COSTS. Welcome to this beautifully renovated single-wide home with stunning views and an easy access location near Highway 17, North, just a short drive to St. Augustine and Palatka. Step inside to find brand new finishes throughout. Bright, modern interiors, updated kitchen cabinets, refreshed baths, and durable new flooring. The spacious lot offers room to relax or entertain, with lush vegetation and a beautiful backyard. Whether you're enjoying the fire pit with friends or simply taking in the peaceful view, this home combines comfort and convenience in one inviting package. Don't miss this move-in ready gem. Public boat ramp only 4 minutes away. NEW WATER HEATER, REFRIGERATOR, STOVE, DISHWASHER, CENTRAL AC UNIT, CABINETS, SINK, COUNTERTOPS, PVC WALL PANELS FAUCETS AC VENTS, LAMINATE FLOORING, CEILING LIGHTS DOORHANDLES, BATHROOM FANS PAINT BASEBOARD, SKIRTING, SHUTTERS, RANGE HOOD, TOILETS.

105 Canary Lane, Satsuma
123 Magnolia Drive, Satsuma
$239,900
3 Beds ⋅ 2 Baths ⋅ FC320195 MLS
Built in 2022, this newer home offers comfortable, practical living in the peaceful country setting of St. Johns Riverside Estates. The open floor plan features a large living room, spacious kitchen, dining area, and breakfast bar, with a private primary suite offering a walk-in closet and ensuite bath. Situated on an oversized lot with NO HOA, there’s plenty of room for your boat, RV, outdoor equipment, and hobbies. Full RV HOOKUPS available too! The community also features its very own BOAT RAMP with access to the St. Johns River, making it easy to enjoy boating, fishing, jet skis, and the outdoors. Located within driving distance of Palatka, Crescent City, St. Augustine, and Flagler County, this property offers the opportunity to enjoy a newer home, more space, fewer restrictions, and a quieter rural lifestyle. A great option for a primary residence, weekend getaway, or investment property.

123 Magnolia Drive, Satsuma
104 Edgewater Road, Satsuma
$220,000
2 Beds ⋅ 2 Baths ⋅ OM728882 MLS
Waterfront living meets endless possibilities at this charming home on a canal with direct access to Dunn's Creek and the St. Johns River! Whether you love fishing, boating, or simply relaxing by the water, this property offers the Florida lifestyle you've been dreaming of. The home features 2 bedrooms, 2 bathrooms, and two versatile flex rooms that can easily serve as additional bedrooms, home offices, hobby rooms, or guest space—giving you the flexibility to fit your needs. Recently, partially remodeled with new flooring in several rooms. Has a hookup for your RV! 2024 Hot Water Heater and plumbing, 2023 Roof, 2023 HVAC. Step outside and you'll find one of the property's standout features: a private boathouse on the canal, making it easy to launch your next adventure on the water. Spend your days boating, kayaking, or casting a line, then return home to enjoy the peaceful surroundings and beautiful water views. Located in the quiet community of Satsuma, you'll enjoy the tranquility of Old Florida while still being within easy reach of Palatka, Crescent City, shopping, dining, and everyday conveniences. Whether you're looking for a full-time residence, a weekend retreat, or an investment opportunity, this waterfront gem is ready for its next owner. Bring your boat, your fishing gear, and your imagination—this is Florida waterfront living at its best! Above ground swimming pool does not convey. Buyer and buyer's agent to verify all information.

104 Edgewater Road, Satsuma
129 Patrician Place, Satsuma
$220,000
3 Beds ⋅ 2 Baths ⋅ O6426049 MLS
ASSUMABLE FHA MORTGAGE AT 6.625%! ALMOST AN ACRE, NO HOA & MOVE-IN READY! Enjoy space inside and out with this inviting 3-bedroom, 2-bath home on .92 acres in peaceful Satsuma. The existing FHA mortgage is eligible for assumption, offering qualified buyers the opportunity to retain its 6.625% interest rate. Assumption is subject to lender approval, buyer qualification, required down payment, closing costs and lender terms. With 1,728 sq feet of living space, this home features an open floor plan, new luxury vinyl plank flooring, abundant natural light, and a cozy wood-burning fireplace. The kitchen comes fully equipped with appliances and the washer and dryer are included! Updates include a 2019 roof, 2023 water heater, and new insulation and vapor barrier beneath the home. Relax on the front screened porch, entertain on the multiple decks, or make the most of the spacious, partially fenced yard. There's room to garden, enjoy outdoor hobbies, and park your boat or RV. Zoned AG/Rural Residential, located in Flood Zone X, and with NO HO, this property offers room to spread out and enjoy the Florida lifestyle. Schedule your showing and explore the possibilities!

129 Patrician Place, Satsuma
108 Pineshore Drive, Satsuma
$190,000
3 Beds ⋅ 2 Baths ⋅ GC541793 MLS
Some photos are virtually staged. This freshly remodeled ranch-style manufactured property in Satsuma offers a practical layout with 3 bedrooms and 2 bathrooms. The residence sits on a large lot and fronts a quiet road, providing a peaceful setting for buyers seeking a move-in-ready opportunity. The interior has been updated throughout, reflecting the recent remodeling work. The three bedrooms and two full bathrooms are arranged for convenient daily living. The spacious grounds provide ample outdoor space, while the tranquil street location ensures a calm residential environment away from heavy traffic. Contact us today to schedule a showing and experience this property firsthand. This is a Fannie Mae HomePath property. First Time Buyers, complete the HomePath Ready Buyer homeownership course on Homepath.

108 Pineshore Drive, Satsuma
115 Betsy Ross Place, Satsuma
$255,000
4 Beds ⋅ 2 Baths ⋅ V4949796 MLS
Experience the peace and privacy of country living in this brand-new 2026 manufactured home, perfectly situated on 1.10 wooded acres at the end of a quiet dead-end road in Satsuma, Florida. Tucked away from the road down a private driveway, this never-lived-in home offers a serene setting surrounded by nature. Featuring over 1,800 square feet of living space, this spacious home includes 4 bedrooms and 2 bathrooms with a desirable split-bedroom floor plan designed for comfort and functionality. Enjoy beautiful wooded views from every window. Everything is BRAND NEW, including the home, septic system, and HVAC, Roof, providing peace of mind and years of low-maintenance living. The dining area features a sliding glass door that overlooks the private backyard, creating the perfect place to enjoy your morning coffee or unwind in the evening while listening to the sounds of nature and watching local wildlife in your own backyard. Located in the quiet community of Satsuma, this property offers a wonderful blend of privacy and convenience. You're just minutes from the scenic St. Johns River, famous for boating, kayaking, and some of Florida's best freshwater fishing in an area recognized as the Bass Capital of the World. The waterfront town of Welaka is only about 10 minutes away, offering public boat ramps, parks, and local dining, while Palatka is approximately 20 minutes away with shopping, restaurants, medical facilities, and everyday conveniences. Whether you're looking for a peaceful retreat, a full-time residence, or a place to enjoy Florida's abundant outdoor recreation, this brand-new home offers the perfect combination of modern comfort and natural beauty.

115 Betsy Ross Place, Satsuma
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