River Ranch Homes under $350,000

River Ranch Homes under $350,000

Welcome to River Ranch, Florida – a hidden gem nestled in the heart of Polk County! Known for its stunning natural beauty and serene landscapes, River Ranch offers a unique blend of rural charm and modern convenience. This picturesque community is perfect for those seeking a tranquil lifestyle, surrounded by lush greenery and scenic waterways, making it an ideal retreat for nature lovers and outdoor enthusiasts alike.

In River Ranch, you'll find a variety of homes priced under $350,000, making it an attractive option for first-time homebuyers, families, and retirees looking for an affordable slice of paradise. These homes boast spacious layouts, inviting interiors, and often come with generous yards, perfect for gardening, entertaining, or simply enjoying the warm Florida sunshine. Whether you're searching for a cozy cottage or a more expansive family home, River Ranch has something for everyone.

The community is not only about beautiful homes; it also offers a wealth of recreational opportunities. With access to nearby lakes, hiking trails, and parks, residents can indulge in activities such as fishing, boating, and hiking. Additionally, the friendly atmosphere and tight-knit community make it easy to forge lasting friendships with neighbors.

Conveniently located just a short drive from larger cities like Lakeland and Orlando, River Ranch provides the perfect balance of peaceful living while still being close to urban amenities. If you're looking for an affordable home in a charming, nature-filled setting, River Ranch is the perfect place to call home. Come and explore the possibilities today!

Newest River Ranch Homes under $350,000

34 Appaloosa Trail, River Ranch
$199,000
2 Beds ⋅ 2 Baths ⋅ TB8546626 MLS
Virtually Staged. This is the Property of Possibility! Welcome to 34 W Appaloosa Trail, a spacious 2-bedroom, 2-bath manufactured home located in Phase 1 on the canal in River Ranch RV Resort in Central FL. Phase 1 provides options for full-time living, a weekend retreat, or income generating opportunity, offering the opportunity to enjoy the River Ranch lifestyle on your terms. The interior features an open floor plan, large living area, washer/dryer inside, a spacious kitchen and dining space, new vinyl flooring throughout and a detached shed for additional storage. The guest bath offers a tub/shower combo with the Master bath offering a stand up shower. A 2008 addition to the property offers a raised double wide building, large covered front porch and a spacious cozy screened back patio. This property is positioned for your personal touch of upgrades and design! Outdoor Living: Step outside and enjoy two inviting outdoor living spaces. The double width front porch features composite flooring and ample space for relaxing or entertaining. A screened rear porch overlooks the canal, offering a peaceful spot to enjoy your morning coffee, unwind after a day of activities, or simply take in nature. With no rear neighbors, the setting offers added privacy and a natural backdrop. A full-sized storage shed is also included, providing convenient space for tools, outdoor equipment, and personal belongings. The Possibilities: This property is ready to be tailored to your personal taste while offering immediate use and enjoyment. Phase 1 provides the flexibility for full-time residency or short-term rental use, creating an attractive combination of lifestyle and income potential. River Ranch RV Resort offers an array of amenities and recreational opportunities, including resort-style pools, recreational courts, bathhouses, laundry and more. The property is also adjacent to Westgate River Ranch Resort & Rodeo, where owners and guests can enjoy dining, entertainment, rodeo events, a waterpark and a wide variety of outdoor activities, with additional costs applying for certain resort amenities and activities. Whether you're looking for your own River Ranch getaway, a full-time residence, or an investment property with rental potential, 34 W Appaloosa Trail offers the space, location, flexibility, and outdoor lifestyle you've been looking for. Manufactured Home ID: 1SL900R27FJ000304.

34 Appaloosa Trail, River Ranch
3200 River Ranch Boulevard Unit 170, River Ranch
$150,000
1 Beds ⋅ 1 Baths ⋅ TB8533622 MLS ⋅ 170 BLDG.
Turnkey, fully furnished, income-producing condo located in the heart of Westgate River Ranch Resort & Rodeo! This desirable ground-floor corner unit offers an unbeatable location just steps from the Saturday Night Rodeo, River Country Water Park, resort pool, saloon, Adventure Park, restaurants, and all of the exciting amenities that make River Ranch one of Central Florida's premier vacation destinations. Whether you're looking for a personal getaway, a vacation home, or a proven short-term rental investment, this property is ready to generate income from day one. Inside, you'll find durable tile flooring throughout, a comfortable queen-size bed, pull-out sleeper sofa, recliner, and a well-appointed kitchen complete with appliances, cookware, dishware, and everything needed for immediate use. The condo also features the convenience of an in-unit washer and dryer, plus a secondary refrigerator for additional food and beverage storage. All furnishings, linens, décor, and household items convey, making this a truly turnkey opportunity. Enjoy the spacious screened patio that spans the length of the unit, providing a relaxing outdoor living space, along with an additional private paver patio featuring a picnic table and privacy hedges. An exterior storage unit located directly outside the condo offers convenient space for storing personal belongings, owner supplies, or recreational equipment. The quarterly HOA fee of $1,760.04 includes electricity, water, sewer, cable, high-speed internet, trash service, exterior building maintenance, landscaping, security, resort amenities, and select interior maintenance items, providing exceptional value and simplified ownership. Currently operating as a successful short-term rental with established rental income, this property offers immediate investment potential. Seller financing is available for qualified buyers. Don't miss this rare opportunity to own a turnkey condo in one of Florida's most unique resort destinations. Schedule your private showing today!

3200 River Ranch Boulevard Unit 170, River Ranch
403 Cottage Circle E Unit 403, River Ranch
$149,000
1 Beds ⋅ 1 Baths ⋅ TB8517679 MLS ⋅ 403 BLDG.
Get more bang for your buck with this good lookin’ end-unit cottage. It is proudly offered as one of the last true one-bedrooms located inside the acclaimed Westgate River Ranch Resort & Rodeo in River Ranch, FL. The wood walls in the open great room and kitchen with the decorative brick fireplace creates the cozy cabin feel that comes from being in the country. The private outdoor patio with BBQ is the only one found on the one bedroom cottages. The kitchen and bathroom boast the original solid wood cabinetry. Additionally, the fully enclosed and PERMITTED Florida room with separate air conditioner and interior french doors provide limitless bonus room options. The water heater has been replaced with a tankless, limitless, hot water system and is situated inside the dedicated indoor utility room along with the full size washer and dryer, and extra pantry space. All-inclusive quarterly HOA fee completely covers high speed internet, cable, electricity, water, sewer, exterior building maintenance, pest control and lawn care. This original cottage can easily become a vacation home and/or an investment rental in your absence. This end-unit is steps away from all Westgate River Ranch Resort & Rodeo amenities including live rodeos, waterpark, mini golf, adventure park, petting zoo, boating, fishing, dining, and many other family friendly activities. *All window treatments, decorator ceiling fans, vintage mini stove (with replacement parts), microwave, mini and full size refrigerators, and some furnishings to be included in purchase. *All permits for improvements to date will be provided to the buyer. *Allergy friendly: no pets have lived in this unit for the last 11 years. *All purchase offers must be presented on an “AS IS” Purchase Contract, with verified proof of funds. No seller financing offered. Buyer to pay all closing costs. All reasonable offers will be entertained. *Showings by appointment only… schedule your tour today. Contact agent directly.

403 Cottage Circle E Unit 403, River Ranch
53 Palomino Path, River Ranch
$299,000
2 Beds ⋅ 2 Baths ⋅ TB8473121 MLS
*Turn-Key Investment | Seasonal Getaway | Short-Term Rental Goldmine* Experience the ultimate Florida lifestyle in this beautifully updated 2-bedroom, 2-bathroom cottage located in the highly sought-after River Ranch RV Resort. RIVER RANCH BEAUTY: $125K+ TOTAL GUT & REMODEL! Experience unparalleled luxury at 53 Palomino Path. This isn’t just an update—it’s a complete transformation. Stripped to the studs and masterfully reimagined since 2021, this stunning cottage sits on a spacious LOT in PHASE ONE of Florida’s premier RV Resort. THE LUXURY UPGRADES: Chef’s Kitchen: All-new cabinetry paired with sleek granite countertops and a center island. Structural & Mechanical: New plumbing, new roof, brand-new windows throughout, and a new water heater cleverly hidden behind a custom built-in bookshelf and new heating system. New mini split in the FL room. Expanded Master: The master suite was redesigned and enlarged, making it perfect for full-time luxury living. Outdoor Living: A brand-new screened-in front porch adds massive curb appeal and bug-free evenings. Sip your morning coffee on the charming covered front porch or unwind in the oversized back lanai. Bonus Space: Recently converted sunroom and a finished shed with attic storage and a lean-to for ultimate organization. THE PERKS: Sold fully furnished and includes a GOLF CART (sold as-is)! This turn-key beauty is currently a successful rental and is located steps from the pool and the world-class amenities of Westgate River Ranch. Positioned perfectly on a spacious lot, this home offers the rare combination of privacy and proximity to the resort’s best features. Spacious Interior: Featuring a large cozy living area and a generous kitchen/dining layout—perfect for hosting family and guests. Prime Location: Just a short stroll to the sparkling community pool. Outdoor Potential: Includes a dedicated storage shed and an outdoor area that offers railing, perfect for pets, and professionally installed turf grass. Cozy fire pit and grilling area along with a swing bed/bench. Fully Furnished: Being sold "as-is" and fully furnished, making it a seamless transition for a rental property or your own personal retreat. The Resort Lifestyle: Adjacent to the iconic Westgate River Ranch Resort & Rodeo, you aren’t just buying a home; you’re buying a lifestyle where you can enjoy it all! Signature Entertainment: Saturday night Live Rodeos, the family-friendly Saloon with live bands, DJ dance parties, and free line dancing lessons. Endless Adventure: Adventure park (bounce house, mechanical bull, climbing tower), mini-golf, airboat and swamp buggy rides, trap/skeet range, and petting farm. Premier Dining: From fine dining at the Chop House to waterfront BBQ at the Smokehouse Grill, plus a pizza shop, ice cream parlor, and Starbucks coffee. Nature & Water: Direct access to Lake Kissimmee and sightings of bison, steers, and local wildlife throughout the property. The Details Quarterly HOA ($710): Truly "all-inclusive" covering water, sewer, trash, cable, lawn maintenance, irrigation, security, management, and all resort amenities. Step into a piece of the Old West with modern luxury. Whether you’re looking for a high-performing short-term rental or a seasonal sanctuary, this River Ranch cottage is a must-see!

53 Palomino Path, River Ranch
3200 River Ranch Boulevard Unit 151, River Ranch
$139,000
1 Beds ⋅ 1 Baths ⋅ TB8471966 MLS ⋅ 151 BLDG.
TURNKEY INVESTMENT OPPORTUNITY – FULLY FURNISHED CORNER UNIT! Maximize your portfolio or secure your dream vacation home with Unit 151, a ground-floor corner Deluxe Suite in the heart of Westgate River Ranch Resort & Rodeo. This unit is being sold fully stocked and furnished, making it a seamless transition for use as a short-term rental, a seasonal retreat, or a full-time residence. Key Unit Features: Move-In Ready: Sold with all furniture and housewares included. Mechanical Updates: Features a brand-new AC system and new water heater (2025/2026). Prime Location: Just steps from the lodge pool with the added privacy of a corner unit layout. Revenue Potential: Currently utilized as a rental unit, providing immediate income potential for the savvy investor. All-Inclusive Resort Living: The quarterly HOA fee of $1,760 provides total budget certainty, covering electricity, water, sewer, trash, high-speed internet, cable, and exterior maintenance. Owners and guests have access to the full array of Westgate amenities, including the Saturday night rodeo, saloon, adventure park, marina, and the brand-new River Country water park. Financial Requirement: This is a Cash or Private Financing opportunity only; traditional mortgage financing is not available for this property type. Resort Amenities: Owners enjoy access to a 1,700-acre paradise featuring a weekly Saturday night rodeo, the River Ranch Saloon, a full-service marina, horseback riding, the brand-new River Country water park, and on-site dining including Starbucks and the River Ranch Cattle Company. Financial Requirement: Please note that due to the resort-style nature of the property, traditional financing is not available. This property requires a Cash purchase or Private Financing.

3200 River Ranch Boulevard Unit 151, River Ranch
3200 River Ranch Boulevard Unit 225, River Ranch
$120,000
1 Beds ⋅ 1 Baths ⋅ TB8466351 MLS ⋅ 225 BLDG.
*OWNER WILL HOLD FINANCING!* SADDLE UP for the ultimate luxury cowboy getaway at the world-famous Westgate River Ranch Resort & Rodeo! This premier corner-unit condo offers enhanced privacy and a front-row view overlooking the Water Park. This turn-key "Deluxe Cowboy" suite is tastefully themed and meticulously maintained and comfortably sleeps four with two plush Queen beds. Enjoy the convenience of a kitchenette for quick meals and morning coffee before heading out to the ranch. Unit is being sold fully furnished. Forget the car—you are steps away from the action! Walk to the Saturday Night Rodeo, the Adventure Park, and the Saloon for nightly line dancing. Located in the heart of Florida’s premier cowboy destination, this unit can be used for short-term vacation rentals, making it a fantastic income-producing asset or a private retreat. Whether you’re here for the horses, airboat rides, or poolside relaxation, this is your perfect home base. Don't let this one ride away—schedule your showing today! Very easy property to own and maintain! All expenses and utilities are included in one low HOA fee of $1092 each Quarter (every 3 mos) and includes ALL utilities! Water, Sewer, Electricity, Cable, Internet, Management, Security, Insurance, Maintenance, Reserves, Amenities. Interior and Exterior general maintenance is done by Westgate Management with the ease of a phone call.

3200 River Ranch Boulevard Unit 225, River Ranch
9 Long Hammock Drive, River Ranch
$169,000
2 Beds ⋅ 1 Baths ⋅ TB8346498 MLS
Updated 2/1 Cottage in River Ranch RV Resort! Great investment property or perfect for snowbirds, weekend getaways or full time living! This unit is cute as a button and offers a cozy living room, large kitchen /dining room, 2 bedrooms and an updated bathroom. There is an outdoor patio w/ ample seating and space for a firepit area. The property also has a shed with washer and dryer and storage shelving! River Ranch offers a variety of amenities to include pools, hot tubs, tennis/pickleball, laundry, bathing facilities, shuffleboard, poker room, billiard room, lounge, fitness center, sauna and more. HOA fees are $710 a quarter and include water, sewer, trash, cable, lawn, irrigation, security, amenities, and manager. The Resort sits adjacent to Westgate River Ranch Resort and Rodeo with MANY fun things to do for everyone! For starters, there is a LIVE Rodeo every Saturday night – an excellent display of showmanship and fun for the entire family! There is even a Saloon (family friendly), with LIVE bands, DJs, dance parties and they give line dancing lessons for free. There is an adventure park which has a bounce house, mechanical bull, climbing tower, Arcade, mini golf, outside movie on the greens, bicycle rentals, airboat rides, river boat rides, swamp buggy, hayrides, petting farm, trap & skeet range and a bow target for shooting. There are several places to eat on property. The River Ranch Chop House serves delicious food and drinks, a waterfront Smokehouse Grill serves delicious BBQ, a pizza shop and an ice cream and coffee shop (serving Starbucks.) There is also a General store and a Western store to grab all of your favorite Cowboy/Cowgirl finds! Watch the Bison, Steers, Horses and other wildlife! Don’t forget to check out the Petting Farm!!

9 Long Hammock Drive, River Ranch
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