Largo Homes under $400,000

Largo Homes under $400,000

Welcome to Largo, Florida – a vibrant city nestled in the heart of Pinellas County, where sunshine, community, and convenience come together to create the perfect place to call home. Known for its friendly atmosphere and beautiful surroundings, Largo offers a unique blend of suburban charm and urban accessibility. With its proximity to stunning Gulf Coast beaches, lush parks, and a variety of shopping and dining options, residents enjoy a lifestyle that balances relaxation and activity.

For those seeking affordable housing options, Largo is a hidden gem with a variety of homes available for under $400,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, Largo boasts an array of properties that cater to diverse needs and budgets. From charming single-family homes with spacious yards to modern townhouses with contemporary amenities, there’s something for everyone in this delightful city.

The community spirit in Largo is palpable, with numerous parks, recreational facilities, and cultural events that bring residents together. Enjoy a leisurely stroll at Largo Central Park, or partake in seasonal festivals that celebrate the city’s rich heritage. With excellent schools and a strong sense of community, Largo is committed to providing a safe and nurturing environment for families.

Explore the possibilities of living in Largo, where affordable homes meet an enviable lifestyle. Discover your dream home today, and become part of this welcoming community that truly has it all!

Newest Largo Homes under $400,000

11485 Oakhurst Road Unit 1200-214, Largo
$165,000
1 Beds ⋅ 1 Baths ⋅ TB8555563 MLS ⋅ 1200 BLDG.
Updated 1/1 condo in Water's Edge, minutes from Indian Rocks Beach. All ages welcome, not a 55+ community. Features new laminate wood flooring, fresh paint, new kitchen countertops, stainless-steel sink and faucet, recessed lighting, pantry closet. New ceiling fans throughout and updated bathroom fixtures. Enjoy the pool, hot tub, shuffleboard, covered picnic area, courtyard BBQ, lakeside covered dock for fishing, and a recreation center with a social hall, kitchen, fitness room, billiards, ping pong and a big-screen TV. Walk to shopping. Low dues and a new roof make this a great primary or second home. Don't miss it!

11485 Oakhurst Road Unit 1200-214, Largo
529 Needle Palm Street, Largo
$122,500
2 Beds ⋅ 2 Baths ⋅ TB8555712 MLS
Experience the quintessential Florida lifestyle in Palm Hill Country Club, a premier, highly active 55+ community designed for those who want to live life to the fullest. Here, your days can be as relaxing or as energized as you choose, with an impressive lineup of amenities including a 9-hole golf course, three sparkling swimming pools, two soothing hot tubs, and active tennis and pickleball courts. A bustling calendar of planned social activities and community events guarantees a vibrant neighborly atmosphere year-round. Total peace of mind is built right in, as the $595 monthly maintenance fee comprehensively covers your water, sewer, lawn care, garbage, and cable. When you venture outside the community, the best of the Gulf Coast is practically at your doorstep. You are just minutes away from exploring the scenic Pinellas Trail, boating, or soaking up the sun on world-renowned sandy Gulf beaches. Plus, with both St. Pete-Clearwater International Airport and Tampa International Airport within easy reach, welcoming family or jetting off on a vacation is completely effortless. Whether you are searching for a dynamic full-time residence or a sun-drenched seasonal getaway. INTERIOR:Step inside to find a seamless open-concept layout featuring high end luxury vinyl flooring built over new plywood subfloors, fresh paint, and stylish drywall, beadboard, and paneled accents. The stunning kitchen (2026) is a chef's dream, boasting brand new cabinetry, sleek countertops, and a full stainless-steel appliance package (refrigerator with ice/water dispenser, range, dishwasher, microwave, and disposal). The kitchen flows effortlessly into the dining area and a generous living room, anchored by an eye-catching designer focal wall. Need extra room? A bonus room being roughly 100 sq ft just off the living room offers the perfect flexible space for a home office, hobby room, or cozy den. Retreat to the spacious primary suite, which easily accommodates a king-size bed and features a walk-in closet alongside a private en-suite bath with a new vanity and glass-enclosed walk-in shower. The nicely sized guest bedroom includes plantation-shutter-style closet doors and sits adjacent to a beautifully refreshed guest bath complete with a new vanity, modern lighting, and a tub/shower combo with a newly tiled ceramic surround. Upgraded with newer windows, brand-new ceiling fans, and recessed lighting throughout, this extensively modernized home is completely move-in ready! EXTERIOR:From the moment you arrive, this residence commands attention with undeniable curb appeal, showcasing crisp vinyl siding, elegant awnings, and updated exterior doors that warmly welcome you inside. Built for effortless comfort and peace of mind, the property boasts a durable roof-over, a reliable heat pump AC unit, and a newly installed vapor barrier underneath. Outdoor living is truly where this home shines. Step onto the expansive screened porch (2019) to admire designer flooring that extends seamlessly to the driveway, creating the perfect shaded sanctuary for morning coffee or evening breezes. Out back, unwind on the private rear patio framed by plush grass, and take advantage of the spacious utility shed equipped with a washer and dryer (2021). Priced competitively at just $122,500 including the share, this move-in-ready retreat offers exceptional value, pride of ownership, and easy coastal living. Opportunities of this caliber rarely linger—schedule your private tour today.

529 Needle Palm Street, Largo
12641 116th Lane, Largo
$315,000
3 Beds ⋅ 1 Baths ⋅ TB8555031 MLS
Virtually Staged. Welcome to this fabulous Seminole home just minutes to Indian Rocks Beach with the added benefit of no HOA. Situated on a spacious fenced lot, this home combines modern upgrades with a prime location close to everything the Florida lifestyle has to offer. Inside, luxury vinyl flooring flows throughout the main living areas, complemented by a bright, open layout that creates a warm and contemporary feel.  The expansive backyard provides the perfect setting for entertaining, relaxing, or enjoying peaceful Florida evenings. Ideally located just steps from the Pinellas Trail and minutes from award-winning Gulf beaches, this home places you near parks, golf courses, shopping, dining, and entertainment. Prime Location: Centrally located in Flood Zone X with no insurance required. You are less than a mile from the Pinellas Trail and Ridgecrest Park, with Largo Mall and our pristine Gulf Beaches just minutes away.  With easy access to major roadways, 2 International airports, and nearby cities like St Pete, Tampa, and Orlando, this move-in ready home offers the perfect balance of convenience, comfort, and lifestyle.

12641 116th Lane, Largo
11678 104th Street, Largo
$269,900
3 Beds ⋅ 2 Baths ⋅ O6443116 MLS
Virtually Staged. Welcome to this 3-bedroom, 2-bath home in Largo’s Orange Lake Village community. The home offers a functional layout with comfortable living spaces and will benefit from some minor updates. The property provides an opportunity to add personal touches and make the space your own. Conveniently located near major roadways, shopping, dining, schools, parks, and other everyday amenities. With its convenient location and practical layout, this home offers an opportunity to create a comfortable space tailored to your needs.

11678 104th Street, Largo
43 Country Club Drive, Largo
$199,000
2 Beds ⋅ 2 Baths ⋅ TB8550643 MLS ⋅ Bldg 4 BLDG.
Virtually Staged. Tucked away with peaceful golf course views, yet close to everything! This spacious 2-bedroom, 2-bath ground-floor home offers 1,278 square feet of comfortable living space in a quiet, secluded setting. The screened-in lanai overlooks the golf course, creating the perfect spot for morning coffee or relaxing at the end of the day. Inside, you'll find a generous floor plan, updated bathrooms and the convenience of an in-unit washer and dryer. Ground-floor living means no stairs, and the home also includes covered carport parking with additional guest parking. The location makes everyday life easy, with quick access to US-19 and major roadways, along with plenty of nearby shopping, dining and everyday conveniences. You get the best of both worlds here: a private, tucked-back golf course setting without giving up the convenience of being centrally located in Pinellas County.

43 Country Club Drive, Largo
1232 18th Avenue Sw, Largo
$385,000
3 Beds ⋅ 2 Baths ⋅ TB8553896 MLS
PINELLAS TRAIL LOVERS—THIS IS THE ONE! Located in UNINCORPORATED PINELLAS COUNTY and just ONE HOUSE FROM THE PINELLAS TRAIL, this 3-bedroom, 2-bath, 1-car garage home puts one of Pinellas County’s favorite destinations for biking, walking, running and recreation practically at your doorstep! Situated in UNINCORPORATED LARGO and HIGH AND DRY IN FLOOD ZONE X, this solid block home combines an incredible location with nearly $49,000 IN DOCUMENTED IMPROVEMENTS AND UPGRADES! Major updates include a NEW ROOF (2026), NEW A/C WITH BLOWN-IN INSULATION (2026), NEW LVP FLOORING (2026), NEW WATER HEATER & EXPANSION TANK (2025), NEW EXTERIOR PAINT (2026), NEWER APPLIANCES, updated interior paint, fixtures and more. Washer/Dryer convey with property. The property also features a CUSTOM SHED AND WOOD FENCE (2025), creating a great backyard with PLENTY OF ROOM FOR A POOL! Inside, the home offers a desirable SPLIT-BEDROOM FLOOR PLAN, with the primary bedroom and bath privately situated on one side of the home and two additional bedrooms and a hall bath on the other. DOUBLE-PANE WINDOWS AND SLIDERS add to the home's appeal, while the one-car garage provides additional parking and storage. THIS LOCATION IS HARD TO BEAT! In addition to being steps from the PINELLAS TRAIL, you're right next to TAYLOR PARK, a beautiful 156.5-acre recreational destination featuring a 53-acre freshwater lake, disc golf and numerous outdoor activities. Enjoy easy access to shopping, dining and entertainment, and you're just minutes from AWARD-WINNING CLEARWATER BEACH AND THE GULF BEACHES! This location offers the best of the Florida lifestyle—TRAILS, PARKS, BEACHES AND MORE! With NO HOA, an incredible location and major improvements already completed, this home is ready for its next owner. Bring your style and design ideas and make it your own. SCHEDULE YOUR SHOWING TODAY!

1232 18th Avenue Sw, Largo
12921 129th Avenue, Largo
$389,000
2 Beds ⋅ 2 Baths ⋅ A4708205 MLS
Welcome to 12921 129th Ave, a beautifully updated, top-performing 2-bedroom, 2-bath Airbnb offering 1,081 square feet of comfortable living space in Largo’s Mill Pond neighborhood. Inside, you’ll find a bright, refreshed interior with an easy-flowing layout that makes everyday living and entertaining simple, complete with a furnished, turnkey-ready setup. Step outside to your private retreat featuring a heated in-ground pool, screened outdoor space, and tropical landscaping. Ideally located just minutes from Gulf beaches, shopping, and dining, this property presents an incredible short-term rental asset—with the rare, exceptional bonus that the neighboring 3-bed, 2-bath pool home at 12925 129th Ave is also a top-performing, 5-star rated Airbnb owned by the same seller, offering investors a unique opportunity to acquire two side-by-side properties to immediately scale a local portfolio or accommodate large group bookings.

12921 129th Avenue, Largo
2750 E Bay Drive Unit 14C, Largo
$99,000
2 Beds ⋅ 1 Baths ⋅ TB8554585 MLS ⋅ C/14 BLDG.
55+ Community Bring your imagination and make this 2-bedroom, 1-bath second-floor condo in Bay Palms your own. The unit features a private balcony with sliding glass doors, assigned parking, and additional storage. Bay Palms offers a heated community pool, perfect for enjoying Florida living year-round. A permit was pulled in 2023 for the HVAC system. The land lease fee is included in the monthly maintenance fee. Please note, this is a second-floor unit and there is no elevator. Whether you're looking for a full-time residence, seasonal getaway, or a place to update with your own personal style, this condo offers plenty of potential. Come take a look and imagine the possibilities!

2750 E Bay Drive Unit 14C, Largo
11365 Walsingham Road, Largo
$375,000
3 Beds ⋅ 2 Baths ⋅ TB8554382 MLS
Welcome to this beautifully updated 3-bedroom, 2-bathroom home in a highly desirable Seminole location! This home features a convenient one-car garage and a fantastic split floorplan. Enjoy peace of mind with major upgrades including a new roof, new AC, a new hot water tank, and new outlets and switches throughout. You will love the refurbished kitchen with a brand-new sink and the completely redone bathrooms. Step through the newly added French doors to relax on your private screened-in back patio!

11365 Walsingham Road, Largo
10151 114th Terrace N, Largo
$275,000
3 Beds ⋅ 1 Baths ⋅ TB8554214 MLS
Welcome to this charming 3-bedroom, 1-bath home in Largo’s Orange Lake Village! The updated kitchen features white cabinetry, stone countertops, and stainless steel appliances. Enjoy a fully fenced backyard with a patio, offering space to relax, entertain, or enjoy the Florida sunshine. Conveniently located near shopping, dining, and Gulf beaches, this home brings together comfort and convenience. Schedule your showing today!

10151 114th Terrace N, Largo
1951 Taylor Lake Circle, Largo
$400,000
4 Beds ⋅ 2 Baths ⋅ TB8554338 MLS
Virtually Staged. MOVE-IN READY 4-BEDROOM, 2-BATH BLOCK HOME | $400K | RV PARKING | 7-CAR DRIVEWAY | SCREENED GAZEBO | NEAR GULF BEACHES | UPDATED MOVE-IN READY | BUILT FOR FLORIDA LIVING! Welcome to 1951 Taylor Lake Circle, a beautifully updated 4-BEDROOM, 2-BATHROOM BLOCK HOME on a quiet cul-de-sac with approximately 1,373 SQ FT of living space on a 6,050 SQ FT LOT near JOHN S. TAYLOR PARK & TAYLOR LAKE, with convenient access to multiple Gulf beaches. Inside, enjoy a bright OPEN-CONCEPT FLOOR PLAN with a VAULTED LIVING ROOM CEILING, spacious EAT-IN KITCHEN featuring new cabinetry & GRANITE COUNTERTOPS and STAINLESS-STEEL APPLIANCES, updated bathrooms with newer vanities, tile & fixtures, plus NEW FLOORING throughout. The PRIMARY SUITE offers a WALK-IN CLOSET & EN-SUITE BATH, while three additional bedrooms provide flexibility for guests, a home office, hobbies or additional living needs. OUTDOOR LIVING IS A MAJOR BONUS! The oversized driveway provides parking for approximately 7 VEHICLES & RV PARKING, while the SCREENED GAZEBO creates an ideal entertaining space with 2 CEILING FANS & ELECTRICAL OUTLETS. A FENCED YARD & FENCED DOG RUN and storage shed add even more functionality. GULF BEACHES ARE CLOSE BY! Enjoy convenient access to INDIAN ROCKS BEACH, BELLEAIR BEACH, INDIAN SHORES, REDINGTON SHORES, NORTH REDINGTON BEACH, REDINGTON BEACH, MADEIRA BEACH, SAND KEY & CLEARWATER BEACH, with a scenic drive to even more GULF COAST BEACHES making it easy to enjoy Gulf sunsets, boating, swimming & the Florida coastal lifestyle. MORE FEATURES: Dedicated LAUNDRY ROOM, extensive storage, attic storage, ROOF 2015 & WATER HEATER 2024. 4 BEDROOMS | 2 BATHS | 1,373 SF HOME | 6,050 SF LOT | UPDATED | BLOCK CONSTRUCTION | RV PARKING | 7-CAR DRIVEWAY | SCREENED GAZEBO | DOG RUN | $400,000 A TURNKEY LARGO HOME OFFERING THE SPACE, PARKING, STORAGE & OUTDOOR LIVING TODAY'S BUYERS ARE LOOKING FOR—WITH MULTIPLE GULF BEACHES JUST A SHORT DRIVE AWAY! All measurements, features, improvements, schools, zoning & flood-zone information should be independently verified by buyer & buyer's agent.

1951 Taylor Lake Circle, Largo
837 Cane Palm Street, Largo
$89,898
2 Beds ⋅ 2 Baths ⋅ TB8554252 MLS
Fresh interior paint and new flooring in the living areas welcome you to this two-bedroom, two-bath manufactured home in Palm Hill Country Club, a 55+ community in Largo. The living and dining spaces with natural light, neutral finishes, and room to create a comfortable everyday retreat. The kitchen features new light colored cabinetry, generous counter space, and a double-basin sink beneath a window. Bedroom closet space and built-in drawers provide practical storage, while two bathrooms add convenience. A walk-in shower in one bathroom and a tub/shower combination in the other provides flexibility. Outside, enjoy a covered carport and window awnings, with an opportunity to add your own finishing touches to the exterior. Palm Hill’s amenities include swimming pools, clubhouses, tennis, pickleball, shuffleboard, and a nine-hole golf course, with golf fees separate. Whether you are seeking a year-round residence or a seasonal Florida getaway, this home offers a refreshed interior and access to an established community lifestyle. Schedule your showing to explore the possibilities at 837 Cane Palm Street.

837 Cane Palm Street, Largo
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