Interlachen Homes under $400,000

Interlachen Homes under $400,000

Welcome to Interlachen, Florida – a hidden gem nestled in the heart of Putnam County! Known for its serene landscapes, friendly community, and rich history, Interlachen offers a perfect blend of small-town charm and modern conveniences. This quaint city, surrounded by lush greenery and picturesque lakes, is a haven for nature lovers and outdoor enthusiasts alike. With its close-knit community vibe, residents enjoy a peaceful lifestyle while being just a short drive away from larger cities like Palatka and Gainesville.

If you're considering investing in a home, Interlachen presents an array of options, especially for those seeking affordable housing. With numerous homes available for under $400,000, first-time buyers, families, and retirees will find a variety of charming properties that suit their needs. From cozy single-family homes to spacious residences with ample yards, there's something for everyone in this inviting community.

The local real estate market is thriving, making it an opportune time to explore your options. Imagine waking up to the gentle sounds of nature, enjoying leisurely strolls around the nearby lakes, or participating in local events that foster community spirit. Interlachen is not just a place to live; it’s a place to thrive.

Whether you’re looking for a tranquil retreat or a vibrant community, Interlachen, FL, offers an idyllic lifestyle at an affordable price. Come discover your dream home in this enchanting city where every day feels like a vacation!

Newest Interlachen Homes under $400,000

107 Maltas Avenue, Interlachen
$110,000
2 Beds ⋅ 2 Baths ⋅ OM735177 MLS
The renovations were started, new roof, flooring, interior walls, bathroom, new A/C, and a new well pump. But it needs to be finished. The property sits on .34 of an acre, with another parcel to the left of it (if you are looking at the home from the street) that is an additional .34 of an acre, that parcel 2 is included. With a GOOD offer the seller will also include the parcel behind (parcel 3) it in the sale, an additional (02-10-24-4075-250-0050) .34 of an acre, making it over an acre. The property needs a kitchen, and bathrooms need to be finished, etc. so, it is a fixer upper and because of this, CASH only. The way you see the property is how you will get at closing. It is only a couple blocks away from the lake and it is very quiet and secluded. Potential to be a great short term rental. Call today to show.

107 Maltas Avenue, Interlachen
544 Main Road, Interlachen
$149,900
2 Beds ⋅ 2 Baths ⋅ CC857011 MLS
What an amazing opportunity to own a 2017 manufactured home on your very own land that has been meticulously renovated in 2026. On just over a third of an acre, with tons of room to spread out, this home comes with all new major components. All brand new roof, hardy board siding, concrete block skirting and foundation, new ATU septic system, new well, new electrical, new plumbing, and the list goes on. The lot has been already cleared for the home, and is in a peaceful and picturesque setting surrounded by Florida native trees and plants. Highlighted by its magnificent central location, here in beautiful central Florida with easy access to all kinds of amenities and entertainment. This is such a rare opportunity to purchase a completely updated, remodeled, and move in ready home, on its own land, with no HOAs, no CDD, no flood zone, and no Lot rent. It just doesn't get better than this. No more shuffling snow in the winter. This is an immaculate and extremely affordable winter home, or a year round residence. Your choose! All this for just $169900. Originally renovated for his mother, plans have changed, and now this home is available for a very lucky and savvy buyer. Do not hesitate, as prices like these, and homes in this condition are a complete rarity. Call today for an in house walkthrough. You will be very impressed with the thoughtful craftsmanship and the genuine attention to detail.

544 Main Road, Interlachen
210 Violet Avenue, Interlachen
$174,900
3 Beds ⋅ 3 Baths ⋅ GC544589 MLS
One or more photos were virtually staged. This property is open to FHA and VA financing. Welcome to this brand new 2026 3 bedroom 2 bathroom home situated in a tranquil neighborhood. This serene location offers peace and privacy, making it an ideal spot to settle down and create your own haven. The home features high-end materials and craftsmanship. Step inside to discover a thoughtfully designed layout featuring a spacious living room perfect for both entertaining and relaxing, accented by natural light pouring in through windows. The kitchen features new stainless-steel appliances and ample cabinet storage. Adjacent to the kitchen, a laundry room with plenty of room for a washer, dryer, and extra storage racks. The primary bedroom is spacious and includes a walk-in closet. The primary bathroom has a new vanity, step-in shower, and high-end luxury vinyl flooring. This home has a split floor plan, providing a living room and dining room perfect for entertaining and relaxing. On the other side of the home, there are two additional bedrooms and a full bathroom, providing ample accommodation and ample closet space. These additional bedrooms provide versatility for guests. Step outside to a fully fenced perimeter with a rock driveway and walkway, plus a fire pit area ideal for entertaining guests. The property is conveniently located just 10 minutes from downtown Interlachen and less than 30 minutes from Palatka, which offers ample options for dining, shopping, and hospitals. This is a one-of-a-kind property, so call today to schedule a showing!

210 Violet Avenue, Interlachen
148 Willis Road, Interlachen
$195,000
2 Beds ⋅ 1 Baths ⋅ FC322327 MLS
Adorable home in quiet, quaint neighborhood on a lot that is close to one acre. The house has a new kitchen, all new appliances, new LVP flooring, new Air conditioner and new hot water heater. Large Florida room on the back of the house and a deck on the front of the house. There is a shed on the property with concrete pad for a washer and dryer, there is also electric and water at the shed. Bathroom remodeled with tile and new vanity. The property here is beautiful. This property is located off of state road 20 between Hollister and Palatka.

148 Willis Road, Interlachen
879 Cousintown Road, Interlachen
$250,000
3 Beds ⋅ 2 Baths ⋅ FC322245 MLS
iscover this versatile property in Interlachen, FL, situated on 1.59 acres! This upgraded doublewide features a 2025 tin roof, upgraded IGU windows and flooring, new appliances, a 2024 HVAC system with new ductwork, new showers and toilets, a never-used water softener, and a 2025 front porch. Outdoor amenities include two 30-amp RV campsites, with a 2008 and 2009 camper included in the asking price! The property also boasts double permitted septic systems, two 200-amp electrical services, and an impressive 50x30 steel workshop on a concrete pad. Whether you're looking for space to spread out, enjoy RV life, pursue hobbies, or have room for projects and equipment, this property offers a unique combination of updates, functionality, and potential. Come explore the possibilities of North Florida living!

879 Cousintown Road, Interlachen
419 Lily Trail, Interlachen
$285,000
3 Beds ⋅ 2 Baths ⋅ GC543987 MLS
Virtually Staged. BRAND NEW HOME on 4.63 ACRES + A BRAND NEW 40X60 POLE BARN!! Welcome to your own private North Florida retreat! Situated on nearly 5 acres in Interlachen, this unique property offers the space, privacy, and freedom that are getting harder to find. With NO HOA, NO DEED RESTRICTIONS, a massive 40' x 60' pole barn, furnished yurt, and a brand-new 2026 Champion home, this property is perfect for those seeking a homestead, hobby farm, workshop space, or room for RVs, boats, trailers, and recreational toys. A private gated entrance opens to a beautiful white rock circular driveway lined with lanterns and surrounded by mature trees. Inside, the brand-new 3-bedroom, 2-bathroom Champion home features a split-bedroom floor plan and TWO separate living areas, providing flexibility for a home office, game room, media room, or additional entertaining space. The spacious primary suite includes a large walk-in closet and waterfall shower head. Outside, the impressive 40' x 60' pole barn features oversized 8' x 8' posts, a white rock floor, and a 16' x 20' covered deck. There's plenty of space for equipment storage, a workshop, RV or boat parking, ATVs, side-by-sides, livestock equipment, and more. Toward the back of the property is a peaceful elevated retreat surrounded by nature and complete with a furnished yurt. Additional highlights include TWO separate 200-amp electrical services and HIGH & DRY land located outside the floodplain. Located in Putnam County between Interlachen and Hawthorne, you'll enjoy peaceful country living while remaining within 20 minutes of Gainesville and Palatka. Outdoor enthusiasts will appreciate access to area lakes, fishing, boating, hunting, hiking, Rodman Reservoir, and the Cross Florida Greenway. If you've been searching for Interlachen acreage, a Florida homestead, property with a large pole barn, RV/boat storage, or a private country retreat, this one is a must-see!

419 Lily Trail, Interlachen
254 Se 7th Avenue, Interlachen
$109,900
5 Beds ⋅ 2 Baths ⋅ A4708094 MLS
Attention investors...this is your next money maker! This 2005 manufactured home sits in a prime location just off County Rd 315 with easy access to Palatka or Gainesville. The over 1/2 acre high and dry lot is fully fenced and has a convenient horseshoe driveway configuration plus a concrete parking pad as well. The seller started remodeling but a job transfer has left it unfinished. New HVAC and Duct Work already installed. Some new flooring installed (with remaining flooring already available in the home), and new slider off the dining room. The master bedroom is massive with two huge walk-in closets and the 5 bedroom configuration easily leaves room for an office, game room, man cave, craft room, etc. With an ARV between $225K-$250K, there is plenty of meat on the bone for this deal. Don't sleep on this one!

254 Se 7th Avenue, Interlachen
118 Garnet Place, Interlachen
$365,000
4 Beds ⋅ 3 Baths ⋅ GC543627 MLS
Situated on 4.27 private acres in Interlachen, this 4-bedroom, 3-bath home offers over 2,500 square feet of living space. The open floor plan features high ceilings, spacious bedrooms, a mother-in-law suite, and spacious kitchen and living areas. There is also a separate office, Florida room overlooking the backyard, and an indoor laundry room. Outside, you’ll find a great mix of open usable yard and wooded privacy. A large portion of the cleared homesite is fenced, with plenty of room to spread out and make use of the surrounding acreage.. The property also includes a detached storage building, covered carport, and mature trees. Located outside the incorporated Town of Interlachen with no HOA.

118 Garnet Place, Interlachen
924 Maltas Avenue, Interlachen
$149,900
2 Beds ⋅ 1 Baths ⋅ GC543182 MLS
Welcome to this adorable, fully renovated, and very affordable home in the city of Interlachen! This 2 bedroom, 1 bathroom home underwent a complete overhaul and includes a newer metal roof, NEW water heater, NEW interior and exterior paint, NEW LVP and carpet flooring, NEW stainless steel appliances, NEW fixtures, and the list goes on. Arrive, and you'll appreciate the spacious, tidy lot with plenty of room for gardening, entertaining, or simply enjoying the outdoors. Step inside to an open family room with durable luxury vinyl flooring that flows into the nicely updated kitchen, complete with stainless steel appliances, refinished and repainted cabinetry, and access to the indoor laundry room. Down the hall, you'll find two spacious bedrooms and an updated shared bathroom. Out back, enjoy a rebuilt wood deck and plenty of space for backyard barbecues or unwinding after a busy day. If you're searching for a turnkey, move-in ready home, you're going to want to see this one. Give me a call today to schedule a showing!

924 Maltas Avenue, Interlachen
107 Church Lake Drive, Interlachen
$330,000
2 Beds ⋅ 2 Baths ⋅ OM732113 MLS
Welcome to lakefront living at its best! This beautifully maintained lake front property, approximately 1,612 square feet of comfortable living space and captivating views of the water. From the moment you step inside, you’ll feel right at home in the spacious, inviting layout featuring generous living and dining areas, a well-equipped kitchen with abundant cabinetry and counter space, and a roomy primary suite. Step outside to the expansive screened porch—the perfect place to sip your morning coffee, entertain friends, or relax while enjoying peaceful lake views and cooling breezes. The backyard leads directly to the water, where a private dock invites you to fish, swim, launch a kayak, or simply take in the beautiful Florida sunsets. A storage building provides convenient space for fishing gear, water toys, lawn equipment, and more. This well-cared-for home also offers several valuable updates, including flooring and interior paint completed approximately two years ago, an approximately five-year-old metal roof, and a septic system that was pumped about two years ago with a new drain field installed at that time. Whether you are searching for a full-time residence or a relaxing lakeside retreat, this special property offers comfort, character, and the laid-back waterfront lifestyle you have been dreaming of. Come see it for yourself—you may fall in love the moment you walk through the door!

107 Church Lake Drive, Interlachen
133 Oak Circle, Interlachen
$225,000
3 Beds ⋅ 2 Baths ⋅ GC542835 MLS
WELCOME TO 133 OAK CIRCLE, INTERLACHEN, FL 32148 — WHERE PEACEFUL COUNTRY LIVING MEETS A BEAUTIFUL WATERFRONT SETTING! Situated on approximately 1.81 acres, this 2023 Live Oak Homes manufactured home offers 3 bedrooms, 2 bathrooms and approximately 1,536 square feet of comfortable living space surrounded by mature trees and natural Florida beauty. Enjoy the peaceful waterfront setting, spacious property and freedom of no HOA. The home offers the opportunity to enjoy fishing, birdwatching, relaxing by the water or simply taking in the quiet surroundings. With a newer home, generous acreage and a unique waterfront setting, this property offers room to spread out while remaining convenient to Interlachen, Palatka, Gainesville and surrounding North Central Florida communities. LOOKING FOR EVEN MORE LAND? The adjoining waterfront vacant parcel at 135 Oak Circle is also separately listed for sale under MLS #GC543872. The adjoining parcel is under separate ownership and is not included in the sale of 133 Oak Circle, but its availability creates a unique opportunity for a buyer interested in potentially acquiring both properties through separate transactions. Come discover the possibilities at 133 Oak Circle and make this peaceful piece of waterfront Florida your own! Buyer to independently verify property boundaries, water frontage/access, flood information, utilities and all information material to buyer's intended use.

133 Oak Circle, Interlachen
202 Ash Street, Interlachen
$206,000
3 Beds ⋅ 2 Baths ⋅ OM730564 MLS
Come discover the charm of this beautifully refreshed 3-bedroom, 2-bath home situated on approximately 0.46 acres in Interlachen! Offering a comfortable layout and a number of desirable updates, this property is ready for its next owner to make it home. Inside, you’ll find an updated kitchen featuring refreshed cabinetry, countertops, and appliances, along with updated flooring throughout. The home also offers refreshed bathrooms, custom closet features, and built-in shelving that add both style and functionality. Enjoy Florida living outdoors with a screened-in back porch, a spacious yard surrounded by mature trees, and plenty of room to enjoy the outdoors. A metal roof, newer A/C, new fencing, and a convenient two-car carport add even more value and appeal. With nearly half an acre across two parcels, this property offers space, comfort, and flexibility. Whether you’re a first-time homebuyer, looking to downsize, or searching for a place with room to spread out, this Interlachen property is worth a closer look! Schedule your private showing today!

202 Ash Street, Interlachen
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