Cedar Key Homes under $400,000

Cedar Key Homes under $400,000

Welcome to Cedar Key, Florida, a hidden gem nestled in Levy County that offers a unique blend of coastal charm and natural beauty. This quaint island community, known for its stunning sunsets and rich history, is the perfect place for those seeking a tranquil lifestyle away from the hustle and bustle of city living. With its picturesque waterfront views, Cedar Key is a haven for nature enthusiasts, artists, and anyone looking to embrace the laid-back Florida lifestyle.

Cedar Key boasts a vibrant local culture, characterized by its seafood restaurants, art galleries, and friendly residents. The community is steeped in history, with historic buildings and quaint shops lining the streets, inviting you to explore the rich heritage of this charming town. Enjoy outdoor activities such as fishing, kayaking, and birdwatching, or simply relax on the pristine beaches that surround the area.

For those looking to make Cedar Key their home, you’ll be pleased to discover a variety of homes available under $400,000. This market offers an array of options, from cozy cottages to charming bungalows, each brimming with character and nestled within the lush landscapes of the island. Whether you’re a first-time homebuyer, a retiree, or seeking a vacation getaway, Cedar Key provides affordable housing options that cater to diverse needs and budgets.

Embrace the opportunity to own a piece of paradise in Cedar Key, where the beauty of nature meets the warmth of a close-knit community. Your dream home awaits amidst the serene surroundings of this coastal haven!

Newest Cedar Key Homes under $400,000

Cedar Key
$298,000
2 Beds ⋅ 1 Baths ⋅ OM734583 MLS
Your Island Cottage Awaits in Charming Cedar Key, Florida! Discover the charm of island living with this inviting 2-bedroom, 1-bath cottage in historic Cedar Key! Whether you're looking for a cozy getaway, a place to call home, or an opportunity to add your own finishing touches, this property offers plenty of potential in a truly special coastal community. The kitchen has been almost completely renovated and is ready for a few final touches to make it your own. The home also features a separate dining area with views of the outdoors, a garage with laundry facilities, and a beautifully landscaped corner property situated on two lots, offering additional outdoor space to enjoy. Life in Cedar Key is all about slowing down and enjoying the natural beauty of Florida's Gulf Coast. Known for its rich history, fishing culture, and laid-back island atmosphere, this unique community offers a lifestyle that's hard to find elsewhere. Spend your afternoons exploring the waterfront, relaxing at City Park, or watching breathtaking sunsets over the Gulf from the Sandspit. Keep an eye out for wild dolphins playing in the surrounding waters and enjoy the scenic beauty of the nearby islands. Don't miss this opportunity to own a charming cottage in one of Florida's most distinctive coastal communities! Bring your vision, add your personal touches, and make this Cedar Key property your own island retreat.

Cedar Key
6150 Sw 126th Avenue, Cedar Key
$372,900
3 Beds ⋅ 2 Baths ⋅ O6422136 MLS
Private 10-Acre Rural Homestead Near Cedar Key Discover the privacy and potential of this exceptional 10-acre rural property located at the end of a quiet dead-end road just minutes from Cedar Key and approximately 6 miles inland from the Gulf Coast. Surrounded by the natural beauty of nearby conservation lands and state forests, this property is a peaceful setting for those seeking a country lifestyle with modern conveniences already in place. The property includes a 1,288-square-foot home built in 1979 and is equipped with a private well, septic system, electricity, and high-speed fiber internet, making it ready for immediate use. Approximately five acres are fenced, excellent opportunities for livestock, gardening, recreational activities, or establishing a homestead. Additional improvements include a detached two-car garage/workshop, multiple storage buildings, and a single-wide structure currently utilized for storage. A solar-powered structure on a permanent foundation provides flexible space that could serve as a home office, studio, hobby room, or other permitted uses. Mature trees throughout the property provide shade, privacy, and a picturesque natural landscape. Whether you're looking for a full-time residence, weekend retreat, investment opportunity, or private homestead, this versatile property has endless possibilities while remaining conveniently close to Cedar Key's renowned fishing, boating, waterfront dining, and outdoor recreation. Buyer to verify all measurements, zoning, permitted uses, and property improvements.

6150 Sw 126th Avenue, Cedar Key
82 2nd Street Unit D5, Cedar Key
$119,900
1 Beds ⋅ 1 Baths ⋅ TB8501463 MLS ⋅ 1 BLDG.
**HOA Includes Insurance!** Welcome to your slice of paradise in Cedar Key! This beautifully renovated waterfront condo offers the perfect blend of personal getaway and income-producing opportunity—enjoy up to 120 days per year for yourself and rent it out the rest of the time. Step inside to coastal charm, where French doors lead to your private balcony with breathtaking water views. This turnkey unit comes fully furnished, making it truly move-in or rent-ready. Unwind in comfortable, stylish spaces or prepare meals in the full kitchen featuring a refrigerator, stove, oven, and microwave. Ceramic tile flooring and fresh interior paint create a clean, modern coastal feel throughout. Convenience is key, with elevator access just steps away for easy day-to-day living. Cedar Key is a dream destination for nature lovers and outdoor enthusiasts. From bird watching and fishing to boating and kayaking, adventure awaits at every turn. The public beach, marina, and boat ramp are all nearby, along with scenic nature trails, state parks, and wildlife refuges. Immerse yourself in the island’s vibrant arts scene, with local galleries, studios, and events showcasing the creativity and charm of this unique coastal community. **Highlights:** MESMERIZING WATER VIEWS, BRAND NEW FRONT DOOR, FULLY FURNISHED, ELEVATOR ACCESS, PROXIMITY TO PUBLIC BEACH, EASY ACCESS TO MARINA AND BOAT RAMP, NATURE LOVER’S PARADISE, VIBRANT ARTS AND CULTURE SCENE **Investment Opportunity:** This property is a condominium hotel (“condotel”) with owner-use limitations (currently up to 120 days per year) and rental-focused guidelines. Financing and insurance options may differ from traditional condos. Buyers are encouraged to review all association rules and details. See Condotel Disclosure Addendum for more information. This waterfront condo offers comfort, convenience, and coastal living at its best—don’t miss your chance to own a piece of Cedar Key while generating income at the same time!

82 2nd Street Unit D5, Cedar Key
11 Old Mill Drive Unit 9C, Cedar Key
$354,900
2 Beds ⋅ 2 Baths ⋅ GC537298 MLS ⋅ 9c BLDG.
COASTAL CHARM MEETS MODERN LUXURY IN CEDAR KEY, FLORIDA! Discover your own slice of paradise at Old Fenimore Mill, where the timeless beauty of Old Florida meets the comfort of modern coastal living! This beautifully remodeled 2-bedroom, 2-bathroom condo offers an exceptional opportunity to enjoy the relaxed waterfront lifestyle Cedar Key is known for. Tucked away in this charming coastal community, you'll find locally owned shops, restaurants, coffee shops, and the peaceful atmosphere that makes Cedar Key such a special place to call home. Step inside this immaculate, move-in-ready condo and immediately appreciate the attention to detail, beautiful tile flooring throughout, and abundance of natural light. The thoughtfully designed floor plan features a welcoming foyer, conveniently located guest bathroom, and inviting guest bedroom filled with Florida sunshine. The spacious primary suite offers a walk-in closet and beautifully appointed bathroom featuring a makeup vanity and tub/shower combination. A dedicated laundry room includes a stacked washer and dryer with additional storage space. The heart of the home is the stunning remodeled kitchen, featuring elegant quartz countertops, a coastal-inspired backsplash, smart stove, convenient additional outlets along the breakfast bar, and an open layout overlooking the dining and living areas. The spacious living room showcases breathtaking coastal views, creating the perfect setting for relaxing or entertaining. Step outside onto your private balcony, where the sights and sounds of the Gulf of Mexico, coastal wildlife, and refreshing breezes invite you to slow down and stay awhile. Residents of Old Fenimore Mill enjoy wonderful community amenities, including a swimming pool, hot tub, boat dock, fish cleaning station, and outdoor swing overlooking the beautiful surroundings. Whether you're searching for a full-time residence, seasonal coastal retreat, or potential short-term rental investment, this beautifully updated condo offers the convenience of low-maintenance living in one of Florida's most treasured coastal communities.

11 Old Mill Drive Unit 9C, Cedar Key
6550 Sw 100th Court, Cedar Key
$365,000
2 Beds ⋅ 3 Baths ⋅ GC535029 MLS
30 Acres Near Cedar Key, FL | Fully Furnished Hunting Retreat | Minutes to Hunt Clubs & Gulf Fishing. If you’re an avid hunter who enjoys peace, quiet, and the convenience of having your own private retreat, this 30-acre property is the perfect fit. This rustic lodge is ideally located just minutes from several large hunt clubs in Levy County, making it a dream setup for any outdoorsman. Only 6.5 miles away, the charming coastal town of Cedar Key offers access to the Gulf of Mexico’s best fishing, dining, and small-town coastal charm. Inside, the spacious cabin features a large open kitchen, living, and dining area ideal for gathering with family and friends. There are two bedrooms with private full baths. Most furnishings will convey with the property, excluding select personal items the seller will be keeping. After a long day in the woods or on the water, unwind on the front porch, the perfect place to relax and swap hunting stories as the sun sets. Whether you’re looking for a weekend hunting camp or a forever home in the country, this property delivers the best of both worlds.

6550 Sw 100th Court, Cedar Key
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