Lutz Homes with Buyer Approval Required Community Features

Lutz Homes with Buyer Approval Required Community Features

Welcome to Lutz, Florida – a hidden gem nestled just north of Tampa that perfectly blends suburban tranquility with urban convenience. Known for its lush landscapes, scenic lakes, and friendly neighborhoods, Lutz offers a welcoming atmosphere for families, professionals, and retirees alike. With its rich history and vibrant community spirit, this charming region is a fantastic place to call home.

Lutz boasts a variety of homes that cater to diverse lifestyles, including those located in communities that require buyer approval. These exclusive neighborhoods often feature a range of amenities designed to enhance the quality of life for residents. Enjoy access to sparkling swimming pools, well-maintained parks, and community centers where neighbors become friends. The buyer approval process ensures that the community maintains its high standards and fosters a sense of belonging among residents.

Living in Lutz means you are never far from nature’s beauty. Explore the vast network of trails and parks, perfect for hiking, biking, or simply enjoying a peaceful afternoon outdoors. The community is also conveniently located near top-rated schools, shopping centers, and dining options, making it easy to enjoy all that the Tampa Bay area has to offer.

Whether you’re seeking a cozy family home or a modern retreat, Lutz’s diverse real estate market has something for everyone. Discover the charm of this vibrant community and find your dream home today in Lutz, where a warm welcome awaits you!

Newest Lutz Homes with Buyer Approval Required Community Features

1735 Cupecoy Circle Unit L-1, Lutz
$264,900
3 Beds ⋅ 3 Baths ⋅ W7890659 MLS ⋅ L BLDG.
OWNER FINANCING AVAILABLE for this updated 3-Bed/3-Bath condo located in the gated nudist, clothing-optional community of Paradise Lakes! This light and bright end unit has neutral colors and ceramic tile/carpet throughout. The kitchen features stainless steel appliances including a smooth-top range, built-in microwave, refrigerator, dishwasher, and extra upper/lower cabinets. Solid granite countertop with tile backsplash and breakfast bar seating for casual meals. The expansive primary bedroom has a seating area, full bath with walk-in shower, and two closets. Bedroom #2 has a wall-to-wall closet and full bath with tub/shower. Other features include an understairs pantry space, ceiling fans, full-size washer/dryer, and attic storage with fold-up ladder for convenience. AC is dated 2018. The floorplan has a studio lockout unit with full bath and private entrance - ideal for potential rental income! The studio has a full bath, stainless refrigerator, full-size 4-burner smooth-top range, microwave, sink, upper/lower cabinets, and breakfast bar extension. Buyer is responsible for verifying all information, details and dimensions. Condo association approval of Buyer is required including application, fee, background check, and orientation with a board member. Optional membership to Paradise Lakes Resort is not included in monthly condo association fee. Buyer is responsible for verifying all information, details and dimensions.

1735 Cupecoy Circle Unit L-1, Lutz
20893 Haulover Cove Unit 6, Lutz
$105,000
1 Beds ⋅ 1 Baths ⋅ W7890333 MLS ⋅ E BLDG.
WANT A CONDO WITH A PARK LIKE SETTING, A RESORT STYLE VIBE and a place where you can bare it all? That's right NO SHIRT, NO SHOES, NO CLOTHES, NO PROBLEM. This IS the best bang for the buck! Condo is on the second floor overlooking Cypress trees and tropical foliage. The upstairs units have high ceilings and a storage loft. This condo is being sold furnished. It was set up to be a long or short term rental. Currently there is a tenant living on the property. The living room has a mirrored accent wall that goes all the way to the ceiling. The bedroom also has an accent mirrored wall. Bedroom has two built in closets. Kitchen comes with range, refrigerator, microwave, and disposal. Residents can purchase a membership to Paradise Lakes Resort which abuts this nudist neighborhood. That membership will give you access to the 2 water volleyball pools, two hot tubs, heated pool, restaurant, nightclub, pool bar, pickleball and much more. Not interested in a membership? No problem, the community coordinates a lot of fun activities including karaoke parties, block parties, jam sessions, themed golf cart parades and so on. This condo is in close proximity to the fishing pier and sun and fun pads. Paradise Lakes is a world renown nudist destination. It is in close proximity to Lake Como, 6.5 miles from Caliente, close to shopping, restaurants, two public golf courses, and within a half hour of Tampa International Airport and less than one hour to gulf beaches.

20893 Haulover Cove Unit 6, Lutz
20893 Haulover Cove Unit 5, Lutz
$125,000
1 Beds ⋅ 1 Baths ⋅ W7890314 MLS ⋅ E BLDG.
Adorable condo in the center of Paradise. The landscaping around the Sun Pads is quite tropical and cheerful. Looking out from the front porch and living room is the majestic cypress trees that abut the lake. One of the most desirable aspects of living in this community is that you do not have to wear clothes. You guessed it. Paradise Lakes is a world renown nudist community. This condo is in close proximity to the community dock and fishing pier. The condo is set up for short or long term rentals. The bedroom has 2 mirrored accent walls, built in drawers, shelving, a closet, and a laundry closet with a stackable washer/dryer. The doors at the closet are also mirrored. The bathroom has been remodeled with wall to wall ceramic tiles in the shower and a tiled seat. The vanity has also been replaced. Kitchen has a microwave, range and refrigerator, plus a garbage disposal. There is room for a small dishwasher. Living room has two accent mirrored walls brining that Florida sunshine into the condo. An electric fireplace provides warmth and ambience. Both the bedroom and living room have ceiling fans with light kits. The screened porch is tiled and it is has electric in place for a ceiling fan. The residences at Paradise plan a lot of social activities, block parties, themed golf cart parades, pot luck events, music jam sessions and much more. Buy a membership to the adjacent Resort amenities and have access to a heated pool, hot tub, conversation pool. two water volleyball pools, a nightclub and restaurant, pickle bar, karaoke nights, live music poolside and much more. Paradise Lakes is conveniently located within 30 minutes of TPA Airport. Less than one hour to gulf beaches, close to shopping, public golf courses and restaurants,

20893 Haulover Cove Unit 5, Lutz
2164 Vista Del Sol Circle Unit 523, Lutz
$105,000
1 Baths ⋅ TB8555236 MLS ⋅ 2164 BLDG.
NEW PRICE $105,000! FULLY FURNISHED, TURNKEY BEACH-COTTAGE RETREAT! MAJOR 2024/25 UPDATES & FINANCING OPPORTUNITY! MOVE RIGHT IN OR RENT IT RIGHT AWAY! This beautifully updated, light-filled 3rd-floor corner studio in Paradise Lakes is now being offered fully furnished and thoughtfully stocked with everything needed to feel right at home! From furniture, a TV, kitchenware, cookware, dishes, coffee maker, toaster, blender and microwave to fresh linens, towels, bedding, coastal decor and everyday essentials, this charming beach-inspired retreat is ready to enjoy from day one. Just bring your suitcase! EXTENSIVE 2024/25 IMPROVEMENTS! Enjoy updated kitchen cabinetry, refrigerator, range, new A/C system with UV light, new HVAC ductwork, attic insulation, new water heater, interior paint and more! A new reverse-osmosis drinking-water system is installed, along with an optional serviced water-softener system that may remain for a separate monthly fee or be removed. A TRANSFERABLE HOME WARRANTY provides additional peace of mind, subject to transfer terms. SMART DESIGN, BIG STYLE! Every inch of the 392-SF interior is thoughtfully utilized. A powder-coated steel Murphy bed with organic cotton queen mattress conveniently disappears to open up the living area. A cozy versatile space is great for relaxing, entertaining or enjoying a movie night. Fresh coastal colors, beach-themed artwork, decorative accents and coordinated furnishings give the entire studio a welcoming, cottage-inspired feel. OUTDOOR LIVING WITH A POND VIEW! Step onto the approximately 196-SF screened and covered lanai, complete with outdoor furnishings and ceiling fan. Enjoy morning coffee, outdoor dining or a relaxing evening overlooking the peaceful pond. Combined with the interior, this provides approximately 588 SF of indoor and screened outdoor space. The corner location is conveniently situated near both the elevator and stairs. The refreshed bathroom features a walk-in shower with glass doors, a calming sea-glass-inspired color palette, fresh towels, bath accessories and thoughtful finishing touches. Located in the gated, clothing-optional Paradise Lakes community, with convenient access to the club by foot or golf cart. Optional membership to Paradise Lakes Resort and its amenities is separate and not included in the monthly condo association fee. FLEXIBLE OWNERSHIP OPPORTUNITY! Whether you're seeking a Florida getaway, full-time residence, seasonal retreat or potential income-producing rental, this furnished, updated studio offers exceptional convenience in an easy-to-maintain package. Existing financing may be available to a qualified buyer, subject to note holder approval and applicable terms. NEW PRICE, BEAUTIFUL UPDATES, FULLY FURNISHED & READY TO ENJOY! Furnishings and included personal property to be confirmed by inventory and contract. Buyer to verify rental restrictions, financing terms and eligibility, home warranty transfer terms, measurements, square footage, association requirements and all information important to Buyer. Condo association approval is required and may include an application, fee and background check.

2164 Vista Del Sol Circle Unit 523, Lutz
21004 Negril Court, Lutz
$370,000
3 Beds ⋅ 2 Baths ⋅ W7889911 MLS
This one owner custom built home at the end of a cul-de-sac in an exclusive gated "individual site condominium" community is ready for you to call it home. This two story Home in Paradise Lakes a clothing optional community has an open floor plan on the first floor with high angled ceilings that goes into sun room with surrounding windows and a built "in sink". There is plenty of room for entertaining your guests.. The upstairs also has angled ceilings making this 3 bedrooms 2 bath home a very unique custom built home designed by the original owner. New AC with heat pump and gas hot water heater in 2025 which are hidden away behind a swinging bookcase in the center of the home. LG Washer & LG Dryer 2020 and Roof 2024. The large great room and kitchen combo have a view to the upstairs landing on the second floor. The second floor landing has a sliding glass door to enjoy the view nature. The bedroom on the primary floor has one large walk-in closet and another closet with storage that goes under the staircase and sliding glass doors. The front bedroom on the first floor also has hot and cold water and electric connections in the closet.. opening up the possibilities. The third bedroom upstairs has a extremely large naturally wood finished walk-in closet and also a small storage closet. The property has been landscaped with "zerxiscaping" with paths winding around the property with bamboo and other vegetation. It makes this property ideal for gardeners or nature lovers to enjoy the wonderful outdoor environment. This property also has a storage shed in the backyard and outside laundry room connected to the home. Let's not forget the 16‘ x 16‘ deck for entertaining or just relaxing. Paradise Lakes Resort is separate from this residential area. The Resort membership is not included and is optional.

21004 Negril Court, Lutz
1778 Samurai Point Unit 4, Lutz
$529,900
5 Beds ⋅ 6 Baths ⋅ W7889030 MLS ⋅ Q BLDG.
Uniquely designed original developer’s home located in the gated community of Paradise Lakes. This extraordinary 5200+ sq ft condo/townhome has outstanding features and amenities throughout including two wood-burning fireplaces, curved and spiral staircases, an elevator, and indoor pool/spa with lakeside views. A double-door solid mahogany entrance leads to a private entry courtyard with lush landscaping. The main floor features marble tile, volume ceilings, a dedicated dining room with built-in cabinets, living room with stone fireplace, a half bath, huge gourmet island kitchen with Corian counters, subzero fridge, professional gas range and built-in oven, new dishwasher, dome ceiling lighting, and eat-in breakfast/family room with floor-to-ceiling windows to the indoor pool and spa. The second floor has a catwalk hallway with views of the lower level, two guest bedrooms (one with an ensuite bath), and a spacious primary bedroom suite with jetted tub, dual sink vanity, bidet and huge walk-in glass block & tile dual shower. An additional bedroom/bonus/flex space on this level has vaulted ceilings, skylights, and gorgeous water views. Take the spiral staircase or elevator to the top floor bedroom/den/suite with a fireplace, full bath, closet, and built-in cabinets/bookcases. Other features of this lovely home include custom Sherle Wagner sinks in baths, cedar-lined closets, marble/wood laminate/ceramic tile/carpet flooring, ceiling fans, skylights, mirror accent walls, tongue-and-groove ceilings, and two new water heaters. Enjoy outdoor living and stunning water views from the rear patio. Separate living quarters above the oversized garage consist of a studio apartment with a kitchen, full bath, closet storage, dedicated AC & water heater, and a separate entrance from the private courtyard with flagstone pavers and high-rise stone walls. The oversize two-car garage provides off-street parking, a workshop area, and washer/dryer. AC is dated 2023. Furnishings negotiable. Buyer is responsible for verifying all information, details, and dimensions. Condo association approval of Buyer is required including application, fee, background check, and orientation with a board member. Paradise Lakes is a gated clothing-optional Community.

1778 Samurai Point Unit 4, Lutz
2210 Vista Del Sol Condo Unit 520, Lutz
$199,900
1 Beds ⋅ 1 Baths ⋅ W7889364 MLS ⋅ 2210 BLDG.
Top floor 1-Bed/1-Bath furnished condo located in the gated, nudist/clothing-optional community of Paradise Lakes. The full kitchen features a new stainless steel refrigerator and smooth-top range, dishwasher, disposal, and counter microwave. A custom built-in dry bar with glass shelves and mirror wall is ideal for entertaining. This lovely unit has neutral colors and wood laminate/carpet/tile flooring. The floorplan features an eating space with table and chairs, and living room with comfy furnishings, queen sofa bed, and mirror accent wall. The primary bedroom has a king bed, dresser, nightstand, and wall-to-wall closet with sliding mirror doors. Full bath with tub-shower combination. Stack washer/dryer included for convenience. New AC installed in October 2025. Enjoy outdoor living in the screened covered lanai with sparkling water views. The building has an elevator for easy access. Existing furnishings, decor, and appliances included. Located close to resort amenities. Ideal for an owner or investor. Buyer is responsible for verifying all information, details, and dimensions. Condo association approval of Buyer is required including an application, fee, and background check. Optional membership to Paradise Lakes Resort and amenities is not included in the monthly condo association fee.

2210 Vista Del Sol Condo Unit 520, Lutz
17331 Ladera Estates Boulevard, Lutz
$2,699,000
5 Beds ⋅ 7 Baths ⋅ TB8546461 MLS
The newest built home to hit the market in Ladera Estates, this 2018 Mediterranean masterpiece sits on the shores of Lake Merrywater, framed by mature cypress trees draped in Spanish moss. Forget the ordinary front door. Here, you pass through a gated courtyard, past a gas fireplace and trickling water feature, into what feels like a private Italian piazza under the stars, complete with rare, varied roof lines that give the home the character of a European village square. This masterful floor plan balances grand-scale living with intimate privacy, functioning beautifully as a multi-generational estate. The separate guest apartment enjoys a private point of entry, with the option to offer its own independent garage bay. Step through the front double doors into a two-story rotunda, where a grand winding staircase and soaring ceilings frame your first views of the pool, lake, and conservation beyond. This exceptional residence features 5 bedrooms, 6.5 bathrooms, multiple staircases, and a curated array of secondary rooms designed for modern living, all wrapped in the kind of architectural detail that stops people in the doorway. The chef's kitchen anchors the home with high-end stainless appliances, a natural gas range with griddle and pot filler, quartz counters, a prep-sink island with wine cooler, and a walk-in pantry with built-ins. Formal living and dining rooms flow easily for entertaining, and a glass-enclosed fireplace adds warmth on cooler evenings. Outside, the screened lanai and outdoor kitchen overlook a resort-style pool with spillover bowls, waterfalls, fire bowls, and a spa, plus a full pool bath for convenience. The split floor plan places the Owner's Suite privately at the rear, with a spa-inspired jetted bath and direct lanai access, while a den-turned-private-suite up front offers guests their own entrance. Upstairs, three oversized bedrooms (two en-suite) share the floor with a large game room featuring a wet bar and wine cooler, plus a dedicated media room. Ladera Estates is one of Lutz's premier gated, lakefront communities, 168 homesites set on half-acre to full-acre lots surrounding Lake Merrywater's park, boardwalk, and gazebo. Zoned for top-rated Steinbrenner High School, and just 20 minutes to Citrus Park Mall and Tampa Premium Outlets, 30 minutes to Tampa International Airport and downtown Tampa. With over $700k in upgrades and customizations throughout, this is one of the most distinctive homesites the community has ever offered.

17331 Ladera Estates Boulevard, Lutz
20300 Leonard - Lot 33, Lutz
$284,900
1 Beds ⋅ 2 Baths ⋅ W7889205 MLS
Well-maintained one-owner home with a beachy tropical vibe located in the gated nudist community of Paradise Pines. This one-of-a-kind property has a 530 sq ft primary residence, a 540 sq ft detached guest quarters, and a 16' x 20' Tiki Hut for outdoor living and entertaining. The owners have taken meticulous care of this lovely, upgraded Palm Harbor home with a slab foundation and custom amenities throughout. The kitchen features raised-panel wood cabinetry, smooth-top range, built-in microwave, dual stainless sink, 3-door stainless steel refrigerator, dining area, and plenty of counter space. The light and bright living room has lots of windows and room to relax. The main home primary bedroom has a built-in dresser, upper/lower nightstand cabinets, and built-in drawers/closets with sliding mirror doors. A full bath features a raised vanity with upper/lower cabinets, linen closet, and step-in tile-surround shower with glass doors. Need a work space? The built-in desk & shelf and additional upper/lower cabinet storage are perfect for a computer, printer, and files. This beautiful home has vaulted ceilings and crown molding throughout, dual-pane windows, ceiling fans, and neutral colors/ceramic tile. Have family and friends who want to visit? You’ll love the separate guest quarters with Hardie board cement fiber siding, dual French door entry with transom window, a dedicated 2-ton AC, and slab foundation. The guest quarters has vaulted volume ceilings, a cozy living room, kitchen with solid surface counter, stainless sink, refrigerator, upper/lower cabinets, and dining space. The structure has a loft with ladder access, attic storage, a half bath, utility room with shelving, and full-size front-load washer and dryer. Enjoy outdoor living under the 16’ x 20’ Tiki Hut with recently thatched roof, cabinet storage, and brick paver patio. The spacious lot has vinyl fencing and a rear garden area with irrigation sprinklers. A few other amenities include a hot & cold outdoor shower, water filtration system, humidistat, and brick paver driveway for off-street parking. Paradise Pines is a gated nudist community with a clubhouse, pool, coin laundry, and social gathering area. The monthly fee includes Wifi, sewer/water/trash, community pool, clubhouse, private road. All community/common areas are jointly owned and managed by the resident association. Residents and their guests are not subject to grounds fees. The HOA reserves are financially sound and generate substantial interest revenue. Association approval is required including an application, fee, background check, and membership in a recognized nudist organization. Buyer is responsible for verifying all information, details, and dimensions. Condo association approval of Buyer is required including an application, fee, and background check.

20300 Leonard - Lot 33, Lutz
2164 Vista Del Sol Condo Unit 505, Lutz
$109,900
1 Baths ⋅ W7889086 MLS ⋅ 2164 BLDG.
SHORT TERM OWNER FINANCING AVAILABLE for this ground-level furnished/turnkey end unit studio condo located in the gated nudist/clothing-optional community of Paradise Lakes with neutral tile/colors throughout. The full kitchen features a smooth-top range, range hood, dishwasher, microwave, refrigerator, disposal, and plenty of cabinets and counter space. The bath has a raised vanity and tub/shower combo with sliding glass shower doors. A murphy bed provides comfy sleeping and stores out of sight in a cabinet with doors and built-in shelving. The living room has a couch & coffee table, flat screen TV, dresser, and a dining table with chairs. This cozy condo has a large closet for clothing/linens, a ceiling fan, and sliding doors to the covered screened tiled lanai with water views. More storage is available in the bonus full-length/height cabinet with shelving along one wall of the lanai. Existing furnishings, appliances, decor, TV, kitchenware, and linens included. Located close to the resort amenities and ideal for an owner or investor. Buyer is responsible for verifying all information, details, and dimensions. Condo association approval of Buyer is required including an application, fee, and background check. Optional membership to Paradise Lakes Resort and amenities is not included in the monthly condo fee.

2164 Vista Del Sol Condo Unit 505, Lutz
2210 Vista Del Sol Circle Unit 502, Lutz
$224,900
1 Beds ⋅ 1 Baths ⋅ W7888876 MLS ⋅ 2210 BLDG.
Desirable ground-floor 1-Bed/1-Bath condo in the gated nudist/clothing-optional community of Paradise Lakes. This lovely unit is being offered fully furnished and turnkey. The kitchen features a 4-burner range and range hood, dual stainless sink, dishwasher, refrigerator, counter microwave, and closet pantry. The living room has comfy seating including a sofa bed, chair, wall-mount flat screen TV, and sliding doors to the lanai. A table and chairs provides an indoor eating space. The bedroom is nicely appointed with a wall-mount TV, ceiling fan, and mirror closet doors. Full bath with raised vanity and walk-in tile-surround shower with glass door. Newer washer/dryer for convenience and AC dated 2025. Neutral colors and tile flooring throughout. Enjoy outdoor living in the screened/covered furnished lanai with mini-fridge and water views! Buyer is responsible for verifying all information, details and dimensions. Condo association approval of Buyer is required including an application, fee, and background check. Optional membership to Paradise Lakes Resort is not included in the monthly condo association fee.

2210 Vista Del Sol Circle Unit 502, Lutz
1781 Samurai Point Unit P9, Lutz
$264,900
3 Beds ⋅ 3 Baths ⋅ W7888190 MLS ⋅ P BLDG.
OWNER FINANCING AVAILABLE for this desirable 3-Bed/3-Bath condo located in the gated nudist, clothing-optional community of Paradise Lakes! This spacious unit has neutral colors and laminate/tile/carpet throughout. The kitchen features a smooth-top range, built-in microwave, refrigerator, dual sink, dishwasher, and breakfast bar seating for casual meals. The expansive primary bedroom has a seating area, full bath, and walk-in closet. Bedroom #2 has wall-to-wall closet, full bath, and views of the pond. The studio lockout has a private entrance, full bath with tub/shower, closet, and kitchenette with refrigerator, 4-burner range, microwave, sink, and cabinets. Other features include an understairs pantry space, ceiling fans, full-size washer/dryer, and attic storage with fold-up metal ladder for convenience. AC is dated 2020. The wall AC in the studio is 3 years old. Buyer is responsible for verifying all information, details and dimensions. Condo association approval of Buyer is required including application, fee, background check, orientation. Optional membership to Paradise Lakes Resort is not included in monthly condo association fee.

1781 Samurai Point Unit P9, Lutz
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